Sumner County, TN Environment & Hazard Risk

• TornadoRelatively High$16.1M/yr expected annual loss, about once every 2 years
• Strong windRelatively High$3.3M/yr expected annual loss, about 6.2 events a year
• Cold waveRelatively High$10.7M/yr expected annual loss, about 1.2 events a year
• EarthquakeRelatively Moderate$8.8M/yr expected annual loss, about once every 316 years
• Winter weatherRelatively High$456K/yr expected annual loss, about 6.2 events a year
• Ice stormRelatively High$924K/yr expected annual loss, about once every 1 year
• HailRelatively Moderate$1.7M/yr expected annual loss, about 3.3 events a year
• LightningRelatively High$1M/yr expected annual loss, about 58 events a year
• Heat waveRelatively Low$1.4M/yr expected annual loss, about 4.6 events a year
• LandslideVery Low$1,179/yr expected annual loss, about once every 2 years
• DroughtRelatively Low$97K/yr expected annual loss, about 4.6 events a year
• WildfireVery Low$27.6K/yr expected annual loss, about once every 33,624 years
• HurricaneVery Low$22K/yr expected annual loss, about once every 131 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Check the flood zone for an address

Homes with flood insurance

598 of 65,282 (0.9%)

Homes in high-risk flood zones

827

Insured in high-risk zones

293 (35%)

Flood claims since 1978

706

Claims paid since 1978

$14.4M

• Thunderstorm Wind377
• Hail153
• Flash Flood78 · 1 death
• Winter Weather56
• Tornado28 · 15 deaths
• Drought26
• Winter Storm19
• Strong Wind15
• Lightning11
• Heavy Rain10

• TornadoF3, 18.2 mi path, 200 yd wide04/07/2006

  Gallatin, Sumner County

  7 deaths, 121 injured, $69M damage

  What happened

  This is where the tornado struck hit the hardest in Sumner County. It entered Hendersonville from Goodlettsville at 1312 CST, and struck Gallatin at 1325 CST. An aerial survey determined this tornado had a path length of 22.75 miles from Davidson County and into Sumner County. 7 people died directly as a result of the tornado. One woman, who was 83 years old, died of a heart attack the day the tornado swept through Gallatin, and is considered an indirect death due to the tornado causing her heart attack. All 7 fatalities happened in Gallatin. There was extensive damage to homes and businesses. 700 homes and businesses were damaged or destroyed in Sumner County. The City of Hendersonville had 80 homes destroyed, As a result, Hendersonville city officials are considering installing tornado sirens in the city.Volunteer State Community College in southwest Gallatin was heavily damaged as were several car dealerships across the road. Vol State reopend 10 days after the tornado struck on Monday, April 17. There were about 400 faculty, staff and students on campus at the time the tornado struck. that day. Ms. Angie Jowers, public relations director for the college, stated that having...

• TornadoEF3, 4.32 mi path, 880 yd wide02/06/2008

  Castalian Spgs, Sumner County

  8 deaths, 14 injured, $10M damage

  What happened

  The Castalian Springs Post Office was completely destroyed. There were 85 homes destroyed in Sumner County. ||Also in Castalian Springs, a 180 year-old structure called Wynnewood, lost the top of its structure due to the tornado. The historic log structure served as a stagecoach stop. The structure had 3 chimneys and was 142 feet long, making it the longest log structure in Tennessee.||Officials say it would take 2 years and $6 million to restore Wynnewood. It is Sumner County's sole historic landmark.||Also, 102 trees were lost in the area by the tornado.||The 11-month-old son of Kerri Stowell survived the storm and was found miraculously unharmed in a field across the street from their home in Castalian Springs. Unfortunately, Kerri Stowell was killed in the tornado. ||The tornado directly killed 7 people in Sumner County, and there was one indirect fatality when Mr. Lampkin, age 63, died of a heart attack while seeking shelter in his home. There were 14 people injured in Sumner County. ||This tornado continued into Trousdale and Macon Counties, and also into Kentucky.

• Freezing Fog12/01/2011

  Sumner

  2 deaths, 17 injured, $500K damage

  What happened

  Areas of freezing fog formed along northern portions of Old Hickory Lake during the morning hours of December 1. This freezing fog caused patches of ice to form on an eastbound curved overpass along Vietnam Veterans Highway at Saundersville Road in Hendersonville. Around 7 AM CST, a chain-reaction vehicular crash occurred involving 179 vehicles, including two school buses. One person was killed and another 17 others were injured. A second individual who did not receive medical attention at the scene died on December 2 from injuries received in the crash.

• High Wind50 kt wind03/03/2023

  Sumner

  2 deaths, 4 injured, $7M damage

  What happened

  The strongest wind gust measured in Sumner County was 58 mph at the Gallatin Airport. Several hours of severe non-thunderstorm winds resulted in numerous reports of damage, including downed and uprooted trees, downed powerlines, and roof and other property damage across all of Sumner County. Near Portland, a tree was downed on Ranch Road which knocked out power in the area. Unfortunately, two people were killed during this event in Sumner County. Near Green Hill, 81-year-old Joan Kay Tutor was walking home along Pleasantview Drive when a tree fell and killed her. In Gallatin, 15-year-old Aleya Brooks was critically injured when a tree fell on her in her driveway while she was cleaning up debris. She was rushed to the hospital, but suffered a traumatic brain injury and was pronounced brain dead. Four other injuries were reported across Sumner County. Damages are estimated.

• TornadoF2, 0.7 mi path, 220 yd wide05/06/1999

  Gallatin, Sumner County

  17 injured, $1M damage

  What happened

  The tornado touched down and struck the Rucker Stewart M.S. in the Gallatin city limits, continued northeast and hit the Greenwood Apartments and finally the Gallatin Post Office. The damage to the school and the post office was mainly roof damage. However, the Greenwood Apartments were the hardest hit. 40 families or 100 people were temporarily homeless. 3 apartment buildings were condemned. 17 people were treated at the Sumner Regional Medical Center and released. There were no serious injuries.

• TornadoEF2, 23.49 mi path, 400 yd wide12/10/2023

  Rockland, Sumner County

  1 injured, $10M damage

  What happened

  This strong EF-2 tornado touched down just to the east of I-24 on Brick Church Lane in Davidson County. There were a few trees down and shingle damage to several homes in this area. The tornado strengthened in the Madison area causing EF-2 damage with winds up to 120-125 mph. The heaviest damage was confined to two areas, off of East Campbell Road as well as Nesbitt Lane. Multiple mobile homes were destroyed on Nesbitt Lane, and this is where three fatalities occurred. Multiple single family homes and a church off of East Campbell Road were missing large sections of their roofs with some exterior walls collapsed. Several metal power poles in the area were bent as well. Nearby, an apartment complex off Palmer Avenue sustained damage. As the tornado moved further northeast, substantial damage was found to houses in a cul-de-sac on Stoney River Lane. Two buildings were toppled and several others damaged in an industrial complex off of Myatt Drive. The tornado then continued across the Cumberland River and Old Hickory Lake, coming onshore again in the immediate dam vicinity. It is this location in which the strongest winds were found, up to 130 miles per hour, due to substantial...

• White House Utility DistrictServes 130,411 · Surface water · Local governmentNo health violations
• Gallatin Water DepartmentServes 65,964 · Surface water · Local governmentNo health violations
• Hendersonville U.d.Serves 59,034 · Surface water · Local governmentNo health violations+1 monitoring or reporting
• Portland Water SystemServes 25,761 · Surface water · Local governmentNo health violations+1 monitoring or reporting
• Castalian Springs-Bethpage U.d.Serves 14,555 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
• Westmoreland Water SystemServes 6,330 · Purchased surface water · Local governmentNo health violations