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Risk: Relatively Low

Bowie County, TX Environment & Hazard Risk

Relatively Low natural hazard risk, led by hail. 762 storm events since 1996.

Expected yearly loss
$33.39M
Relatively Low nationally
Storm events since 1996
762
Most often thunderstorm wind
Flood insurance policies
215
0.7% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 79.0 of 100

Social vulnerability

Relatively High

Score 63.8 of 100

Community resilience

Relatively Moderate

Score 50.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $17.06B · Agriculture value exposed: $77.38M · Risk-adjusted yearly loss: $41.93M

Risk by hazard

  • HailRelatively High$5.49M/yr expected annual loss, about 5.2 events a year
  • Ice stormVery High$1.75M/yr expected annual loss, about once every 1 year
  • TornadoRelatively High$8.46M/yr expected annual loss, about once every 1 year
  • Heat waveRelatively Moderate$2.86M/yr expected annual loss, about 19 events a year
  • LightningRelatively High$792K/yr expected annual loss, about 60 events a year
  • EarthquakeRelatively Low$958K/yr expected annual loss, about once every 585 years
  • Winter weatherRelatively Moderate$133K/yr expected annual loss, about 4.3 events a year
  • WildfireRelatively Low$203K/yr expected annual loss, about once every 475 years
  • DroughtRelatively Moderate$441K/yr expected annual loss, about 23 events a year
  • Cold waveRelatively Low$1.4M/yr expected annual loss, about once every 1 year
  • Strong windRelatively Moderate$508K/yr expected annual loss, about 4.9 events a year
  • HurricaneVery Low$60.6K/yr expected annual loss, about once every 111 years
  • LandslideVery Low$164/yr expected annual loss, about once every 7 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
215 of 31,907 (0.7%)
Homes in high-risk flood zones
873
Insured in high-risk zones
153 (18%)
Flood claims since 1978
242
Claims paid since 1978
$5.17M

Flood claims paid per year

Flood claims paid per year in Bowie County
  • Early summer storms$1.48M · 21 claims
  • Hurricane Beryl$43.6K · 2 claims
  • Hurricane Alicia$6,256 · 1 claim
  • Flooding$4,206 · 2 claims
  • Tropical Storm Bill$0 · 1 claim

Storm history

Since 1996: 762 events, 1 death, $298M in damage

  • Thunderstorm Wind243
  • Hail192
  • Flash Flood85
  • Heat59
  • Drought54
  • Tornado26
  • Winter Weather24 · 1 death
  • Excessive Heat23
  • Winter Storm11
  • Funnel Cloud8

Events per year

Storm events per year in Bowie County
17
30
60
27
50
34
22
23
32
60
8
17
16
20
35
28
37
29
23
17

59 tornadoes on record (EF0 6, EF1 10, EF2 2, EF3 1, F0 9, F1 15, F2 9, F3 5, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoF3, 19.5 mi path, 200 yd wide05/04/1999

    De Kalb, Bowie County

    22 injured, $125M damage

    What happened

    This tornado moved directly through the downtown district of De Kalb and across a high school. Numerous homes and businesses were severely damaged or destroyed. The high school suffered severe damage. Sirens sounded 15 minutes prior to arrival of the storm. The damage resulted in a Presidential Disaster Declaration. This tornado moved from Red River county, TX across Bowie county, TX into Little River county, AR.

  • Hail2.75" hail04/01/2008

    Whatley, Bowie County

    $120M damage

    What happened

    Fire department reported that car windows and sky lights and the roofs of many homes throughout the city were damaged from this devastating hail storm. Preliminary monetary estimate at the time of this publication was near 90 million dollars with local emergency management officials saying this amount would likely increase.

  • Flood06/01/2015

    Pine Spgs, Bowie County

    $29.9M damage

    What happened

    Excessive heavy rainfall during the month of May resulted in very high water on the Red River bordering McCurtain County in Southeast Oklahoma and Red River and Bowie Counties in Northeast Texas during the entire month of June. Rainfall amounts during the month of May across the Upper and Middle Red River basins of Southern Oklahoma and Northern Texas totaled over 20 inches of rain. The Oklahoma state climatologist reported that May of 2015 was the all time wettest month of any month in state history. Lake Texhoma, a flood control reservoir to the Red River upstream of Arthur City, Texas rose to its highest pool stage on record early on June 1st at 645.66 feet with peak releases of around 140,000 CFS. The Muddy Boggy Creek tributary to the Red River rose to near its flood of record cresting near 55 feet earlier on May 29th with inflows upwards of 70,000 CFS into the Red River. Muddy Boggy Creek crested just shy of the 1990 flood of record with 55.27 feet near Unger, Oklahoma. Other tributaries of the Red River also crested at very high levels during the final week of May and early in June, 2015 below Lake Texhoma including Bois D'Arc and Bokchito Creeks. Finally the Kiamichi...

  • Winter Weather01/15/2022

    Bowie

    1 death, 3 injured

    What happened

    A strong upper level low pressure system moved through the Red River Valley into East Texas and North Louisiana during the afternoon and evening of January 15th, reinforcing a strong cold front through East Texas, Southeast Oklahoma, Southwest Arkansas, and North Louisiana during the morning hours. This front ushered subfreezing temperatures into portions of Northeast Texas, Southwest Arkansas, and Southeast Oklahoma during the afternoon hours, with large scale forcing increasing on the north side of the low over these areas atop the subfreezing air mass. Thus, areas of snow, some of which was heavy, developed and resulted in accumulations on elevated objects including bridges and overpasses, as well as grassy surfaces. Snowfall amounts of a dusting to 2 inches fell across these portions of extreme Northeast Texas, before quickly diminishing after midnight on the 16th with the departure of the low pressure system to the east into Central Mississippi. Unfortunately, one indirect fatality occurred around 230 am on the 16th when a driver lost control of her vehicle while crossing an icy bridge on Interstate 30 along the Morris/Bowie County line, hitting the concrete side rails....

  • TornadoEF3, 15.65 mi path, 800 yd wide11/05/2022

    Bassett, Bowie County

    $7M damage

    What happened

    The supercell thunderstorm which produced a second tornado ending in northwestern Cass County continued on to the northeast and produced another tornado just north of the Sulphur River in southwestern Bowie County. This tornado was determined to be the strongest one produced by this particular thunderstorm and generated a few spots of low end EF-3 damage in several locations along its nearly 16-mile long path, with estimated maximum winds near 140 mph. This tornado first touched down along U.S. Highway 67 to the southwest of Simms and quickly grew in strength and width after tracking a few miles, briefing reaching a width of nearly a half mile at times. Just west of Simms and continuing northeast just past FM-561, the tornado produced many instances of EF-2 damage to both trees and structures. As the tornado crossed FM-561, there were several structures, a few well built, which had roofs and many walls removed, with 140 mph winds estimated here which were just inside the EF-3 threshold. Additionally, near this structural damage, there was a small section of asphalt road removed from FM-561 and the road debris was thrown into one residence. From there, the tornado then tracked...

  • Flash Flood05/28/1998

    Texarkana, Bowie County

    2 injured, $1.1M damage

    What happened

    Excessive rain over a short period of time caused numerous flooding problems across the city. Cars were stranded and stalled with several underpasses flooded. A 21 year old woman was critically injured when her car was swept off a road into a drainage ditch. A 20 year old man riding with her managed to pull himself free of the vehicle by grabbing onto a branch hanging over the ditch. An estimated 500 residents were evacuated from their homes including 50 residents of a Texarkana, TX nursing home.

Latest storm reports

Newest first

  • Heat07/26/2026

    Bowie

  • Heat07/22/2026

    Bowie

  • Excessive Heat07/21/2026

    Bowie

  • Heat07/20/2026

    Bowie

  • Drought07/01/2026

    Bowie

  • Flash Flood06/23/2026

    De Kalb, Bowie County

  • Thunderstorm Wind52 kt wind06/23/2026

    Maud, Bowie County

  • Flash Flood06/19/2026

    Beaverdams, Bowie County

Drinking water

17 community water systems serve about 93,768 people. Violations since 2021.

4 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 8 systems had a violation of any kind still open at last report.

  • Texarkana Water UtilitiesServes 37,000 · Surface water · Local governmentNo health violations+1 monitoring or reporting
  • Macedonia Eylau Mud 1Serves 14,652 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • Central Bowie County WscServes 9,210 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • City of New BostonServes 6,880 · Purchased surface water · Local government1 health violation+4 monitoring or reporting
  • City of Wake VillageServes 5,945 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • City of RedwaterServes 4,356 · Purchased surface water · Local governmentNo health violations+9 monitoring or reporting
  • City of NashServes 3,818 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • City of HooksServes 2,518 · Purchased surface water · Local government1 health violation+7 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Dekalb, 13 mi from the county center

Summer highs peak around 94°F in Aug and winter lows bottom out near 32°F in Jan. About 52.8 inches of rain falls in a typical year, with 2.7 inches of snow.

MonthHighLowRainSnow
Jan56°F32°F4.13 in1.1 in
Feb59°F35°F4.20 in1.1 in
Mar67°F42°F4.91 in0.1 in
Apr75°F50°F5.40 in-
May82°F60°F4.91 in-
Jun89°F67°F4.01 in-
Jul93°F70°F3.25 in-
Aug94°F69°F3.03 in-
Sep88°F63°F4.14 in-
Oct77°F51°F5.32 in-
Nov66°F41°F4.54 in-
Dec57°F34°F4.98 in0.4 in
Year63°F average52.8 in2.7 in

Pollution sites

3 Superfund sites and 9 toxic release facilities in Bowie County

Toxic release facilities

Total: 53,260 lbs in 2024, 50,576 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk10 historic places

Frequently asked questions

How risky is Bowie County for natural disasters?
FEMA rates Bowie County relatively low for overall natural hazard risk, with expected losses of $33.39M a year. The highest-rated hazards are hail (relatively high), ice storm (very high), tornado (relatively high).
What storms are most common in Bowie County?
Since 1996, NOAA recorded 762 storm events affecting Bowie County, most often thunderstorm wind (243), hail (192), flash flood (85).
How many tornadoes have hit Bowie County?
59 tornadoes have been recorded in Bowie County since 1950, including 7 rated F3/EF3 or stronger.
How many homes in Bowie County have flood insurance?
215 residential flood insurance policies are in force in Bowie County, covering about 0.7% of homes. The program has paid $5.17M on 242 claims here since 1978.
What is the weather like in Bowie County?
At Dekalb, average highs reach 94°F in Aug and lows fall to 32°F in Jan, with 52.8 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.