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Risk: Very Low

Falls County, TX Environment & Hazard Risk

Very Low natural hazard risk, led by tornado. 375 storm events since 1996.

Expected yearly loss
$6M
Very Low nationally
Storm events since 1996
375
Most often drought
Flood insurance policies
2
0.0% of homes
Hurricanes nearby
1
5 tropical storms or stronger since 1900

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 26.2 of 100

Social vulnerability

Very High

Score 85.6 of 100

Community resilience

Relatively Low

Score 35.2 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $3.7B · Agriculture value exposed: $203M · Risk-adjusted yearly loss: $9.1M

Risk by hazard

  • TornadoRelatively Moderate$1.7M/yr expected annual loss, about once every 2 years
  • HurricaneRelatively Low$339K/yr expected annual loss, about once every 21 years
  • DroughtRelatively Low$222K/yr expected annual loss, about 46 events a year
  • HailRelatively Low$280K/yr expected annual loss, about 3.6 events a year
  • LightningRelatively Moderate$225K/yr expected annual loss, about 52 events a year
  • WildfireVery Low$41.8K/yr expected annual loss, about once every 1,055 years
  • Heat waveRelatively Low$305K/yr expected annual loss, about 16 events a year
  • Cold waveRelatively Low$635K/yr expected annual loss, about once every 2 years
  • Winter weatherRelatively Low$30.3K/yr expected annual loss, about 2.8 events a year
  • Ice stormRelatively Low$24.5K/yr expected annual loss, about once every 1 year
  • Strong windRelatively Low$170K/yr expected annual loss, about 1.7 events a year
  • EarthquakeVery Low$22.4K/yr expected annual loss, about once every 1,567 years
  • LandslideVery Low$21/yr expected annual loss, about once every 11 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
2 of 5,679 (0.0%)
Homes in high-risk flood zones
0
Flood claims since 1978
9
Claims paid since 1978
$178K

Flood claims paid per year

Flood claims paid per year in Falls County
Beta
  • Flooding$65.5K · 5 claims

Storm history

Since 1996: 375 events, 3 deaths, $4.3M in damage

  • Drought89
  • Hail73
  • Thunderstorm Wind60
  • Flash Flood43
  • Heat40
  • Excessive Heat14
  • Tornado11
  • Flood8 · 1 death
  • Winter Storm8
  • Ice Storm6 · 1 death
Beta

Events per year

Storm events per year in Falls County
11
8
9
9
18
8
13
3
5
3
4
11
11
17
14
21
31
22
10
18
Beta

19 tornadoes on record (EF0 4, EF1 1, F0 8, F1 4).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Heavy Rain10/14/2013

    Mooreville, Falls County

    1 death, $30K damage

    What happened

    A 26 year old male was killed when his car lost control on a curve in a heavy downpour and slid into an oncoming tractor-trailor. The accident occurred on Highway 7 about 3 miles west of Chilton.

  • Ice Storm02/11/2021

    Falls

    1 death

    What happened

    Freezing rain and sleet fell across Falls County. Total ice accumulations ranged up to about 1/2 inch. One fatal accident occurred: Broadcast media reported a fatal accident due to ice on the Big Creek Bridge on State Highway 7 near County Road 181 east of the city of Marlin, TX.

  • Flood03/10/2016

    Marlin Arpt, Falls County

    1 death

    What happened

    The body of a rancher was found in flood waters along Big Creek after the creek rose up onto the rancher's property. The rancher disappeared on the evening of the 9th when we went out to move cattle out of the flood waters. His body was recovered on his property under 5 feet of water on the 11th.

  • Drought10/01/2006

    Falls

    $1M damage

    What happened

    Persistent drought conditions continued across portions of north Texas. According to the U.S. Drought Monitor, much of the region was still experiencing extreme (D3) drought conditions. The areas which were rated exceptional drought (D4) last month had received enough rainfall to be downgraded into the D3 category this month.|Even though drought conditions were lessened by a few rain events this month, serious hydrological problems remained. For instance, as much water was used from Lake Bridgeport in one month alone as was saved through conservation efforts by north Texas over the summer. Almost every north Texas lake remained well below conservation levels. The rain events this month helped the lake level rebound somewhat, however, levels began dropping again within a day or two of the end of the rainfall.|Bosque, Comanche, Eastland, Lampasas, and McLennan Counties all continued burn bans through the month of October. Although fire danger was reduced by the rainfall during the month, it could easily become elevated again. The winter months are commonly drier and windier than the summer months, and with plenty of dead vegetation available for fuel, these conditions...

  • Drought11/01/2006

    Falls

    $800K damage

    What happened

    Drought conditions continued across North Texas. Although occasional rainfall helped some areas of North Texas improve by the end of October, many areas missed out on the beneficial rains. The U.S. Drought Monitor included more of the North Texas in the Extreme Drought (D3) category by the end of November than in the previous month, but did eliminate the Exceptional Drought (D4) area from North Texas.|Areas which did receive rainfall experienced reduced fire danger. Hydrologic deficits remained extremely high, with almost every lake well below conservation levels. The worst included Lake Bridgeport at over seventeen feet below normal, and Lake Grapevine at twelve feet below normal. Stage 1 water restrictions remained in effect in most metroplex counties. |The Drought Impact Reporter reported that hay prices in Texas were approximately twice what they were before the drought began this month. Crops continued to suffer, with the cotton production this year about half of last year���s crop.

  • Thunderstorm Wind63 kt wind04/09/2021

    Westphalia, Falls County

    $400K damage

    What happened

    Thunderstorm winds caused damage to a large, new wood and metal airplane hanger located southwest of Lott. Many of the metal panels were removed from the barn and part of the barn collapsed. Many of the vintage internal contents were damaged. Wind driven hail also cracked and shattered windows and windshields, but no hail size could be obtained.

Drinking water

10 community water systems serve about 19,384 people. Violations since 2021.

6 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

  • City of MarlinServes 5,516 · Surface water · Local government16 health violations+20 monitoring or reporting
  • Tri County SudServes 5,353 · Groundwater · Local government63 health violations
  • West Brazos WscServes 3,183 · Groundwater · Local governmentNo health violations
  • Cego Durango WscServes 1,623 · Groundwater · Local government1 health violation+6 monitoring or reporting
  • City of RosebudServes 1,353 · Purchased surface water · Local government1 health violation+9 monitoring or reporting
  • Golinda WscServes 957 · Groundwater · Local government1 health violation+6 monitoring or reporting
  • City of LottServes 644 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Westphalia WscServes 303 · Purchased surface water · Local governmentNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 1 toxic release facility in Falls County

Superfund sites

None in this county.

Toxic release facilities

Total: 750 lbs in 2024, 750 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places

Frequently asked questions

How risky is Falls County for natural disasters?
FEMA rates Falls County very low for overall natural hazard risk, with expected losses of $6M a year. The highest-rated hazards are tornado (relatively moderate), hurricane (relatively low), drought (relatively low).
What storms are most common in Falls County?
Since 1996, NOAA recorded 375 storm events affecting Falls County, most often drought (89), hail (73), thunderstorm wind (60).
How many tornadoes have hit Falls County?
19 tornadoes have been recorded in Falls County since 1950.
How many homes in Falls County have flood insurance?
2 residential flood insurance policies are in force in Falls County, covering about 0.0% of homes. The program has paid $178K on 9 claims here since 1978.
What is the weather like in Falls County?
At Marlin, average highs reach 96°F in Aug and lows fall to 34°F in Jan, with 39.1 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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