Fannin County, TX Environment & Hazard Risk

• DroughtRelatively High$8.21M/yr expected annual loss, about 34 events a year
• Ice stormRelatively High$1.01M/yr expected annual loss, about 1.2 events a year
• Heat waveRelatively Moderate$2.93M/yr expected annual loss, about 16 events a year
• TornadoRelatively Moderate$5.92M/yr expected annual loss, about once every 1 year
• HailRelatively Moderate$1.37M/yr expected annual loss, about 7.0 events a year
• WildfireRelatively Low$173K/yr expected annual loss, about once every 810 years
• Strong windRelatively Moderate$880K/yr expected annual loss, about 3.7 events a year
• Cold waveRelatively Low$1.57M/yr expected annual loss, about 1.0 events a year
• HurricaneVery Low$64.59K/yr expected annual loss, about once every 66 years
• EarthquakeVery Low$231K/yr expected annual loss, about once every 724 years
• LightningRelatively Low$203K/yr expected annual loss, about 56 events a year
• Winter weatherRelatively Low$34.27K/yr expected annual loss, about 4.5 events a year
• LandslideVery Low$78/yr expected annual loss, about once every 8 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Check the flood zone for an address

Homes with flood insurance

139 of 14,157 (1.0%)

Homes in high-risk flood zones

532

Insured in high-risk zones

120 (23%)

Flood claims since 1978

60

Claims paid since 1978

$1.74M

• Hail171
• Thunderstorm Wind151
• Drought70
• Flash Flood56
• Heat42 · 1 death
• Excessive Heat16 · 3 deaths
• Flood16
• Tornado16
• Winter Storm15 · 1 death
• Winter Weather10

• Drought02/01/2006

  Fannin

  $300M damage

  What happened

  The hydrologic and agricultural drought which officially began in May continued across north Texas this month. Many locations had precipitation deficits of 15 to 25 inches below normal for the past twelve months. All of north Texas was again considered to be in either extreme or exceptional drought, as classified by the U.S. Drought Monitor. Some areas along the Red River did see some rainfall this month, and the area of exceptional drought had shrunk considerably since last month. With dry vegetation in place, the threat of wildfires remained quite high. Strong cold fronts brought dry, windy conditions on several occasions to north Texas, which exacerbated the situation. A drought disaster was declared for all Texas counties, and almost all north Texas counties were under burn bans. Lakes across north Texas were on average 7 to 15 feet below normal elevation, and a few were even worse off. The lower lake levels presented new hazards to boaters, as rock and other materials protruded from beneath the surface and edges of the lakes. Several boat ramps were closed as a precaution. City officials in Plano increased their water conservation efforts, asking the city's top 10...

• Excessive Heat08/01/2011

  Fannin

  3 deaths

  What happened

  Excessive Heat Warning conditions occurred across the region August 1st through the 5th. In Fannin County, daytime high temperatures ranged approximately from 105-111 degrees with overnight lows in the upper 70s to mid 80s. Afternoon heat index values were around 110 degrees in several locations. Three people in the county died as a result of the heat during this period.

• Extreme Cold/Wind Chill01/25/2026

  Fannin

  3 deaths

  What happened

  Wind chills dropped below 0 degrees across the county between Saturday evening and Tuesday morning, January 24th through 27th. The lowest wind chill of -3 was recorded at Jones Field (F00) the morning of January 25th. Unfortunately 3 young boys died after falling through ice on a frozen pond.

• Dense Fog12/17/2024

  Fannin

  1 death, $50K damage

  What happened

  The Fannin Co EM reported one fatality at the intersection of FM 897 and Hwy 82 due to patchy dense fog. Visibilities were reported at less than 50 yards in that location. Two vehicles and an 18-wheeler were involved.

• Winter Storm02/03/2022

  Fannin

  1 death, $25K damage

  What happened

  Emergency management reported accumulating ice on power lines and major power lines down south of Bonham. Trees were reported down onto power lines near Honey Grove. Storm totals ice accumulation of 0.75 inch was measured in the city of Bonham. The city also received at least 2 inches of snow. One fatality in the Savoy area was attributed to the winter storm. A 47-yo gentleman was found deceased in a home that had lost power, and the resident was using propane to provide heat.

• Heat08/06/2011

  Fannin

  1 death

  What happened

  Triple digit temperatures were recorded nearly every day during the month of August. According to the medical examiner, one person died on the 6th as a result of the heat. A heat advisory was in effect for several days during the month after the Excessive Heat Warning ended on the morning of the 6th.

• Heat07/24/2026

  Fannin

• Excessive Heat07/21/2026

  Fannin

• Heat07/20/2026

  Fannin

• Heat06/18/2026

  Fannin

• Flash Flood06/12/2026

  Orangeville, Fannin County

• Flash Flood05/27/2026

  Trenton, Fannin County

• Flash Flood05/27/2026

  Nobility, Fannin County

• Thunderstorm Wind46 kt wind05/10/2026

  Bonham, Fannin County

  $2,000 damage

• Unnamed storm (1947)09/04/1947 · Landfall: FL, LA · 938 mbTropical storm40 mph nearby
• Unnamed storm (1902)06/21/1902 · Landfall: TXTropical storm40 mph nearby

• City of BonhamServes 10,746 · Purchased surface water · Local governmentNo health violations+3 monitoring or reporting
• Southwest Fannin County SudServes 9,198 · Groundwater · Local governmentNo health violations
• Bois D Arc MudServes 3,011 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
• West Leonard WscServes 2,733 · Groundwater · Local governmentNo health violations+3 monitoring or reporting
• City of LeonardServes 2,691 · Groundwater · Local governmentNo health violations+7 monitoring or reporting
• White Shed WscServes 2,441 · Groundwater · Local governmentNo health violations
• Arledge Ridge WscServes 2,205 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
• City of Honey GroveServes 2,192 · Groundwater · Local governmentNo health violations+2 monitoring or reporting