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Risk: Relatively Low

Gray County, TX Environment & Hazard Risk

Relatively Low natural hazard risk, led by drought. 1,000 storm events since 1996.

Expected yearly loss
$18.4M
Relatively Low nationally
Storm events since 1996
1,000
Most often hail
Flood insurance policies
3
0.0% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 59.9 of 100

Social vulnerability

Relatively Moderate

Score 55.9 of 100

Community resilience

Relatively Low

Score 24.4 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $5.4B · Agriculture value exposed: $199M · Risk-adjusted yearly loss: $22.1M

Risk by hazard

  • DroughtRelatively High$3.8M/yr expected annual loss, about 75 events a year
  • WildfireRelatively Moderate$2.2M/yr expected annual loss, about once every 76 years
  • HailRelatively Moderate$2M/yr expected annual loss, about 8.6 events a year
  • Winter weatherRelatively High$350K/yr expected annual loss, about 9.8 events a year
  • Ice stormRelatively Moderate$326K/yr expected annual loss, about once every 2 years
  • TornadoRelatively Moderate$2.9M/yr expected annual loss, about once every 1 year
  • Cold waveRelatively Moderate$2.5M/yr expected annual loss, about 2.4 events a year
  • Strong windRelatively Moderate$984K/yr expected annual loss, about 3.1 events a year
  • LightningRelatively Moderate$503K/yr expected annual loss, about 49 events a year
  • EarthquakeVery Low$189K/yr expected annual loss, about once every 942 years
  • HurricaneVery Low$9,763/yr expected annual loss, about once every 112 years
  • Heat waveVery Low$73K/yr expected annual loss, about 1.5 events a year
  • LandslideVery Low$5/yr expected annual loss, about once every 6 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
3 of 9,568 (0.0%)
Homes in high-risk flood zones
73
Insured in high-risk zones
2 (3%)
Flood claims since 1978
3
Claims paid since 1978
$5,051

Flood claims paid per year

Flood claims paid per year in Gray County
Beta
  • Torrential rain$0 · 1 claim

Storm history

Since 1996: 1,000 events, 17 deaths, $142M in damage

  • Hail389
  • Thunderstorm Wind225
  • High Wind144
  • Drought62
  • Tornado38
  • Wildfire27 · 15 deaths
  • Winter Weather21 · 1 death
  • Cold/Wind Chill18
  • Heavy Snow15
  • Winter Storm14
Beta

Events per year

Storm events per year in Gray County
65
36
58
22
27
51
40
50
45
27
34
49
39
43
43
34
53
18
17
22
Beta

87 tornadoes on record (EF0 12, EF1 10, EF2 3, EF3 4, F0 32, F1 9, F2 9, F3 4, F4 4).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Wildfire03/12/2006

    Gray

    12 deaths, 8 injured, $38.1M damage

    What happened

    The wildfire known as the Borger wildfire started four miles southeast of Borger on the Burnett (6666) Ranch property. This wildfire was caused by downed power lines due to the strong gradient southwesterly winds. The wildfire burned four hundred and seventy-nine thousand five hundred and forty-nine acres. Twenty eight structures were lost and seven people were killed. This fire burned into southeast Hutchinson County...northwest Gray County...through central Roberts County and finally into western Hemphill County. The second wildfire known as the Interstate 40 wildfire burned four hundred and twenty-seven thousand six hundred and ninety-six acres. This wildfire started four miles east of Groom near Boydston and was also caused by downed power lines from the strong gradient southwesterly winds. Eighty vehicles and eighty outbuildings were destroyed. Nine fire fighters were injured and one of those injured fire fighters died about a month later. Four people were killed in a nine vehicle accident on Interstate 40. The Texas Forest Service named the two wildfires the East Amarillo Complex which killed approximately five thousand head of livestock. Over forty structures were...

  • Wildfire03/06/2017

    Gray

    3 deaths

    What happened

    The Lefors East Wildfire began in Gray County about six miles southeast of Lefors Texas around 1500CST. The wildfire spread east into Wheeler County where an evacuation was declared for the towns of Mobeetie and Wheeler. An evacuation was also declared for the town of Lefors, however three people were killed as they tried to save livestock in the area. Many livestock were also lost from the wildfire. The wildfire consumed approximately one hundred and thirty-five thousand acres. There was a report that six homes and four other structures were threatened but saved, however one home and two other structures were destroyed by the wildfire. Other than the three people killed, there were no reports of any injuries but there were ten near misses. There were ten fire departments and other agencies that responded to the wildfire including the Texas A&M Forest Service. The wildfire was contained around 0800CST on March 8.

  • Winter Weather12/22/2007

    Gray

    1 death, 13 injured, $400K damage

    What happened

    Two inches of snow and strong winds combined to produce white out conditions near Pampa. This contributed to a twenty-seven car accident at the intersection of U.S. Highway 60 and Texas State Highway 152. Thirteen people were injured and transported to the hospital...and one person was killed.

  • Drought11/01/2012

    Gray

    $22M damage

    What happened

    A dry November caused the ongoing drought conditions to worsen across the Texas Panhandle. Exceptional (D4) drought affects the majority of the north Texas Panhandle including Carson County. Extreme (D3) drought affects most of the southern Texas Panhandle minus the southeastern corner of the Texas Panhandle. Severe (D2) drought affects parts of the southeastern corner of the Texas Panhandle. ||There were very few opportunities for the Texas Panhandle to see any relief in the form of precipitation and even fewer locations saw any precipitation during the month of November. The only reason the entire Texas Panhandle is not under D3 and D4 Drought is because of the convection that developed over the southeastern Texas Panhandle on November 10th. Amarillo recorded 0.01 inches of precipitation for November (0.79 inches below normal), Dalhart recorded 0.00 inches (0.58 inches below normal), and Borger recorded a trace of precipitation (0.84 inches below normal). This lack of rain placed this November as the 9th driest for the Texas High Plains region on record. Also this November was the 7th warmest November for the Texas High Plains region on record. ||The dry conditions and...

  • Drought12/01/2012

    Gray

    $20M damage

    What happened

    The month of December provided a few opportunities for improvement in drought conditions across the Texas Panhandle, but fell short of showing significant improvement. Exceptional (D4) drought affects the majority of the north Texas Panhandle including Carson County. Extreme (D3) drought affects most of the southern Texas Panhandle minus the southeastern corner of the Texas Panhandle. Severe (D2) drought affects parts of the southeastern corner of the Texas Panhandle.||Multiple snow events and one severe event provided the Texas Panhandle with some much needed moisture. Amarillo recorded 0.54 inches of precipitation for December (0.17 inches below normal), Dalhart recorded 0.31 inches (0.23 inches below normal), and Borger recorded 0.50 inches of precipitation (0.27 inches below normal). Overall this month ranked as the 31th warmest and 51st wettest December on record for the Texas High Plains region. As December came to an end so did the warmest 1 year, 2 year, and 3 year period on record for the Texas High Plains.||Limited dormant fuels remain in prime condition for the spread of fires across the Panhandle. But given the recent wetting rains a very marginal improvement was...

  • Drought01/01/2013

    Gray

    $15M damage

    What happened

    The month of January provided some much needed precipitation for the southern Texas Panhandle. Exceptional (D4) drought affects the far northern Texas Panhandle including Moore County. Extreme (D3) drought affects most of the central and south central Texas Panhandle. Severe (D2) drought affects parts of the southeastern and southwestern corners of the Texas Panhandle. ||Several snow events provided the Texas Panhandle with some much needed moisture. Amarillo recorded 0.76 inches of precipitation for January (0.04 inches above normal), Dalhart recorded 0.17 inches (0.35 inches below normal), and Borger recorded 0.81 inches of precipitation (0.22 inches above normal). Overall this month ranked as the 54th warmest and 30th wettest January on record for the Texas High Plains region. ||Limited dormant fuels remain in prime condition for the spread of fires across the Panhandle. Given the several wetting rain events for the month the Keetch-Byram Drought Index showed continued improvement for the Texas Panhandle. Dallam, Hartley, and Lipscomb are the only Texas Panhandle counties remaining within the 600 to 800 range. The rest of the area stayed relatively steady state within the...

Drinking water

5 community water systems serve about 20,454 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 8 toxic release facilities in Gray County

Superfund sites

None in this county.

Toxic release facilities

Total: 76,769 lbs in 2024, 73,564 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk8 historic places

Frequently asked questions

How risky is Gray County for natural disasters?
FEMA rates Gray County relatively low for overall natural hazard risk, with expected losses of $18.4M a year. The highest-rated hazards are drought (relatively high), wildfire (relatively moderate), hail (relatively moderate).
What storms are most common in Gray County?
Since 1996, NOAA recorded 1,000 storm events affecting Gray County, most often hail (389), thunderstorm wind (225), high wind (144).
How many tornadoes have hit Gray County?
87 tornadoes have been recorded in Gray County since 1950, including 12 rated F3/EF3 or stronger.
How many homes in Gray County have flood insurance?
3 residential flood insurance policies are in force in Gray County, covering about 0.0% of homes. The program has paid $5,051 on 3 claims here since 1978.
What is the weather like in Gray County?
At Pampa #2, average highs reach 93°F in Jul and lows fall to 23°F in Jan, with 22.8 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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