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Risk: Relatively Low

Hardin County, TX Environment & Hazard Risk

Relatively Low natural hazard risk, led by lightning. 259 storm events since 1996.

Expected yearly loss
$27.12M
Relatively Low nationally
Storm events since 1996
259
Most often thunderstorm wind
Flood insurance policies
2,595
12.2% of homes
Hurricanes nearby
3
10 tropical storms or stronger since 1875

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 69.6 of 100

Social vulnerability

Relatively Moderate

Score 44.6 of 100

Community resilience

Relatively Moderate

Score 49.5 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $11.65B · Agriculture value exposed: $6.04M · Risk-adjusted yearly loss: $29.59M

Risk by hazard

  • LightningRelatively High$1.12M/yr expected annual loss, about 77 events a year
  • Ice stormRelatively High$753K/yr expected annual loss, about once every 1 year
  • HurricaneRelatively Moderate$4.87M/yr expected annual loss, about once every 7 years
  • TornadoRelatively Moderate$5.03M/yr expected annual loss, about once every 1 year
  • WildfireRelatively Low$535K/yr expected annual loss, about once every 255 years
  • Cold waveRelatively Moderate$2.29M/yr expected annual loss, about once every 1 year
  • Heat waveRelatively Low$837K/yr expected annual loss, about 11 events a year
  • Winter weatherRelatively Low$50.84K/yr expected annual loss, about 1.3 events a year
  • DroughtRelatively Low$73.29K/yr expected annual loss, about 23 events a year
  • Strong windRelatively Low$368K/yr expected annual loss, about 1.0 events a year
  • Coastal floodingVery Low$7,455/yr expected annual loss, about once every 100 years
  • EarthquakeVery Low$82.66K/yr expected annual loss, about once every 1,493 years
  • HailVery Low$90.95K/yr expected annual loss, about 2.0 events a year
  • LandslideVery Low$84/yr expected annual loss, about once every 10 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
2,595 of 21,330 (12.2%)
Homes in high-risk flood zones
1,474
Insured in high-risk zones
640 (43%)
Flood claims since 1978
2,405
Claims paid since 1978
$191M

Flood claims paid per year

Flood claims paid per year in Hardin County
  • Hurricane Harvey$155M · 838 claims
  • Flooding$11.57M · 411 claims
  • Tropical Storm Paul$5.76M · 155 claims
  • Hurricane Rita$2.94M · 118 claims
  • Fall severe storms$2.45M · 68 claims
  • Tropical Storm Allison$2.14M · 148 claims

Storm history

Since 1996: 259 events, 2 deaths, $783M in damage

  • Thunderstorm Wind79
  • Hail69
  • Flash Flood50
  • Tornado14 · 1 death
  • Winter Weather6
  • Flood6
  • Drought6
  • Winter Storm5
  • Wildfire5
  • Heat3

Events per year

Storm events per year in Hardin County
5
11
4
2
14
7
6
4
14
12
8
5
8
5
2
2
16
30
2
6

27 tornadoes on record (EF0 4, F0 10, F1 7, F2 6).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood08/27/2017

    Loeb, Hardin County

    $600M damage

    What happened

    Widespread 20 to 40 inches fell across the county which resulted in near 10,000 homes being flooded. Worst hit areas were around Lumberton, Silsbee, Sour Lake, and Kountze. Record flooding occurred on Pine Island Bayou and Village Creek. The second highest crest of the Neches occurred at Evadale. The US Highway 96 bridge near Silsbee collapsed due to the current.

  • Hurricane (Typhoon)09/13/2008

    Hardin

    $70M damage

    What happened

    Hurricane Ike caused category 1 wind damage across Hardin County. Many trees and power lines were downed, some landing on homes and businesses.

  • Hurricane (Typhoon)09/23/2005

    Hardin

    $50M damage

    What happened

    Although Hurricane Rita made landfall just east of the Texas - Louisiana border, she moved northwest and moved across southeast Texas in the morning hours of September 24th as a dangerous category 3 hurricane with sustained winds of 120 mph. Along the coast of Jefferson County, storm surges near 10 feet occurred near Sabine Pass, where over 90 percent of the homes were severely damaged or destroyed. The storm surge backed up the Sabine River, and flooded a small section of downtown Orange with around 4 to 5 feet of storm surge. Winds blew over 100 mph across the entire region, snapping and uprooting trees, and damaged over 125,000 homes and businesses. Some homes in rural Jasper and Newton counties did not have electricity restored for over six weeks. One direct fatality occurred in Jasper County when a tree fell on a mobile home. Six other indirect fatalities occurred in Jefferson County in Beaumont, where a family died of carbon monoxide poisoning after running a generator inside their apartment.

  • Tropical Storm08/27/2020

    Hardin

    $30M damage

    What happened

    There was a mandatory evacuation for the county. Many trees and power lines were blown down across the county. Homes and businesses were damaged from trees falling on them or wind. Over 40 percent of the county was without power immediately after the storm. Wind gusts ranged from 35 to 70 mph across the county.

  • Lightning02/06/2018

    Honey Is, Hardin County

    1 death, 1 injured

    What happened

    A 22 year old male was struck by lightning while working on cattle fencing along Starlight Road near Honey Island. A 57 year old male was also hit sustaining 2nd degree burns. A nearby cow was knocked to the ground.

  • TornadoF2, 3 mi path, 600 yd wide11/24/2004

    Kountze, Hardin County

    1 death, $500K damage

    What happened

    A second tornado touched down in northeastern Hardin County, was was witnessed by many people. Residents could see both tornadoes on the ground for a brief time. One elderly woman was killed when several large trees fell on the mobile home she was in. Between 10 and 20 homes were damaged or destroyed, mainly near Highway 92 near the Hardin-Tyler county line.

Latest storm reports

Newest first

  • Flash Flood06/16/2026

    Village Mills, Hardin County

    $2,000 damage

  • Flash Flood06/16/2026

    Bragg, Hardin County

  • Flash Flood06/16/2026

    Fresenius, Hardin County

  • Thunderstorm Wind50 kt wind02/15/2026

    Ariola, Hardin County

    $5,000 damage

  • Thunderstorm Wind50 kt wind02/15/2026

    Silsbee, Hardin County

    $5,000 damage

  • Thunderstorm Wind61 kt wind02/15/2026

    Ariola, Hardin County

  • Thunderstorm Wind50 kt wind05/27/2025

    Fletcher, Hardin County

    $2,000 damage

  • Winter Storm01/21/2025

    Hardin

Hurricanes and tropical storms

Storms whose track crossed Hardin County, with the wind when it passed

Drinking water

21 community water systems serve about 62,596 people. Violations since 2021.

6 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 4 systems had a violation of any kind still open at last report.

  • Lumberton MudServes 31,428 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • City of SilsbeeServes 10,026 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
  • North Hardin WscServes 7,755 · Groundwater · Local governmentNo health violations
  • West Hardin WscServes 4,630 · Groundwater · Local government1 health violation+4 monitoring or reporting
  • Wildwood Resort CityServes 1,992 · Groundwater · PrivateNo health violations+1 monitoring or reporting
  • City of KountzeServes 1,981 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • City of Sour LakeServes 1,813 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Hardin County Wcid 1Serves 1,256 · Groundwater · Local government1 health violation+2 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Lumberton, 13 mi from the county center

Summer highs peak around 93°F in Aug and winter lows bottom out near 39°F in Jan. About 63.2 inches of rain falls in a typical year.

MonthHighLowRainSnow
Jan62°F39°F5.23 in-
Feb66°F44°F4.05 in-
Mar73°F51°F3.67 in-
Apr79°F56°F4.49 in-
May86°F65°F5.03 in-
Jun90°F71°F6.92 in-
Jul93°F73°F5.23 in-
Aug93°F73°F6.01 in-
Sep89°F68°F5.57 in-
Oct81°F57°F6.05 in-
Nov71°F48°F5.39 in-
Dec63°F41°F5.59 in0.2 in
Year68°F average63.2 in0.2 in

Pollution sites

0 Superfund sites and 3 toxic release facilities in Hardin County

Superfund sites

None in this county.

Toxic release facilities

Total: 24,578 lbs in 2024, 24,250 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk2 historic places

Frequently asked questions

How risky is Hardin County for natural disasters?
FEMA rates Hardin County relatively low for overall natural hazard risk, with expected losses of $27.12M a year. The highest-rated hazards are lightning (relatively high), ice storm (relatively high), hurricane (relatively moderate).
What storms are most common in Hardin County?
Since 1996, NOAA recorded 259 storm events affecting Hardin County, most often thunderstorm wind (79), hail (69), flash flood (50).
How many tornadoes have hit Hardin County?
27 tornadoes have been recorded in Hardin County since 1950.
How many homes in Hardin County have flood insurance?
2,595 residential flood insurance policies are in force in Hardin County, covering about 12.2% of homes. The program has paid $191M on 2,405 claims here since 1978.
What is the weather like in Hardin County?
At Lumberton, average highs reach 93°F in Aug and lows fall to 39°F in Jan, with 63.2 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.