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Risk: Very Low

Jack County, TX Environment & Hazard Risk

Very Low natural hazard risk, led by wildfire. 534 storm events since 1996.

Expected yearly loss
$5.5M
Very Low nationally
Storm events since 1996
534
Most often hail
Flood insurance policies
8
0.2% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 11.4 of 100

Social vulnerability

Relatively Low

Score 29.4 of 100

Community resilience

Very Low

Score 14.6 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.2B · Agriculture value exposed: $29.8M · Risk-adjusted yearly loss: $5.4M

Risk by hazard

  • WildfireRelatively Low$835K/yr expected annual loss, about once every 117 years
  • DroughtRelatively Moderate$747K/yr expected annual loss, about 62 events a year
  • Heat waveRelatively Low$587K/yr expected annual loss, about 13 events a year
  • LandslideVery Low$1,581/yr expected annual loss, about once every 4 years
  • HailRelatively Low$279K/yr expected annual loss, about 8.7 events a year
  • TornadoRelatively Low$961K/yr expected annual loss, about once every 1 year
  • Strong windRelatively Low$351K/yr expected annual loss, about 3.2 events a year
  • HurricaneVery Low$15K/yr expected annual loss, about once every 111 years
  • Ice stormRelatively Low$31.4K/yr expected annual loss, about once every 1 year
  • Cold waveVery Low$203K/yr expected annual loss, about 1.1 events a year
  • EarthquakeVery Low$20.4K/yr expected annual loss, about once every 1,572 years
  • Winter weatherVery Low$12.1K/yr expected annual loss, about 5.2 events a year
  • LightningVery Low$15K/yr expected annual loss, about 50 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
8 of 3,272 (0.2%)
Homes in high-risk flood zones
58
Insured in high-risk zones
2 (3%)
Flood claims since 1978
6
Claims paid since 1978
$284K

Flood claims paid per year

Flood claims paid per year in Jack County
Beta
  • Spring severe storms$33.3K · 1 claim

Storm history

Since 1996: 534 events, 1 death, $7.7M in damage

  • Hail183
  • Thunderstorm Wind85
  • Drought79
  • Heat40 · 1 death
  • Flash Flood31
  • Tornado21
  • Winter Storm21
  • Excessive Heat19
  • Wildfire13
  • Winter Weather9
Beta

Events per year

Storm events per year in Jack County
12
6
17
5
35
11
27
23
28
4
6
9
11
23
16
22
29
18
31
23
Beta

30 tornadoes on record (EF0 10, EF1 4, EF3 1, F0 6, F1 6, F2 2, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Heat06/08/2015

    Jack

    1 death

    What happened

    An elderly man passed away in Jacksboro after suffering heat stroke and dehydration.

  • TornadoEF3, 33.97 mi path, 880 yd wide03/21/2022

    Bartons Chapel, Jack County

    9 injured

    What happened

    A long track tornado tracked from far southwestern Jack County, through the west side of Jacksboro, and into far southwestern Montague County. The tornado is believed to have begun near Halsell Ranch Rd and Barton Chapel Road where tree damage was observed. The first significant damage noted was on Kinder Mountain Road where the blades of 4 wind turbines were shredded, significant tree damage was observed, and damage to a home and storage barns was observed. The winds were likely EF2 strength in this location. The tornado continued to be tracked to the northeast by observing mostly minor house/roof damage and notable tree damage. As the tornado approached Jacksboro from the southwest it appeared to strengthen and widen. EF2 damage was observed to a secured manufactured home on ONeal Lane and also through the Synterra Estates neighborhood, just south of Highway 380 and west of FM 4. From here, the tornado moved into the western portions of Jacksboro where many homes sustained EF2 damage from Burwick Road all the way to the High School north of Highway 380. The tornado was approximately half a mile wide as it moved through this part of the city. Considerable roof damage and tree...

  • Thunderstorm Wind78 kt wind03/04/2025

    Bartons Chapel, Jack County

    $2M damage

    What happened

    Emergency management shared images of wind turbine blades destroyed 8 miles southeast of Bryson. The wind turbine was 120 meters above ground level, and its last recorded wind speed was 109 mph.

  • Coastal Flood10/05/1996

    Jack County

    $1M damage

    What happened

    Strong gradient winds produced by a combination of high pressure across the eastern U.S. and Tropical Storm Josephine caused coastal flooding along the Upper Texas Coast. Tides ranged from 2 to 5 feet above astronomical predicted levels and caused substantial beach errosion, damaged beach houses and low lying coastal roads. 7 homes were destroyed and 75-80 homes damaged.

  • Drought11/01/2006

    Jack

    $800K damage

    What happened

    Drought conditions continued across North Texas. Although occasional rainfall helped some areas of North Texas improve by the end of October, many areas missed out on the beneficial rains. The U.S. Drought Monitor included more of the North Texas in the Extreme Drought (D3) category by the end of November than in the previous month, but did eliminate the Exceptional Drought (D4) area from North Texas.|Areas which did receive rainfall experienced reduced fire danger. Hydrologic deficits remained extremely high, with almost every lake well below conservation levels. The worst included Lake Bridgeport at over seventeen feet below normal, and Lake Grapevine at twelve feet below normal. Stage 1 water restrictions remained in effect in most metroplex counties. |The Drought Impact Reporter reported that hay prices in Texas were approximately twice what they were before the drought began this month. Crops continued to suffer, with the cotton production this year about half of last year���s crop.

  • Wildfire04/09/2009

    Jack

    $750K damage

    What happened

    Nearly 50,000 acres of land were burned in several wildfires that ravaged the county. It was reported that 14 homes were lost in fires that ignited near Postoak, Newport, Squaw Mountain, Antelope, Bryson, and Two Bush. The Two Bush fire consumed nearly 2200 acres of land and was started by welding. Another fire crossed into Jack County from Young County.

Drinking water

3 community water systems serve about 5,274 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step.

  • City of JacksboroServes 4,397 · Surface water · Local governmentNo health violations+3 monitoring or reporting
  • City of BrysonServes 469 · Purchased surface water · Local government5 health violations+2 monitoring or reporting
  • Perrin Water SystemServes 408 · Groundwater · Private1 health violation+9 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Jack County

No Superfund sites or toxic release facilities in Jack County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk1 historic places

Frequently asked questions

How risky is Jack County for natural disasters?
FEMA rates Jack County very low for overall natural hazard risk, with expected losses of $5.5M a year. The highest-rated hazards are wildfire (relatively low), drought (relatively moderate), heat wave (relatively low).
What storms are most common in Jack County?
Since 1996, NOAA recorded 534 storm events affecting Jack County, most often hail (183), thunderstorm wind (85), drought (79).
How many tornadoes have hit Jack County?
30 tornadoes have been recorded in Jack County since 1950, including 2 rated F3/EF3 or stronger.
How many homes in Jack County have flood insurance?
8 residential flood insurance policies are in force in Jack County, covering about 0.2% of homes. The program has paid $284K on 6 claims here since 1978.
What is the weather like in Jack County?
At Jacksboro, average highs reach 96°F in Aug and lows fall to 30°F in Jan, with 32.7 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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