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Risk: Relatively Moderate

Johnson County, TX Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by tornado. 821 storm events since 1996.

Expected yearly loss
$70.66M
Relatively Moderate nationally
Storm events since 1996
821
Most often hail
Flood insurance policies
510
0.8% of homes
Hurricanes nearby
1
3 tropical storms or stronger since 1900

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 86.7 of 100

Social vulnerability

Relatively Low

Score 23.2 of 100

Community resilience

Relatively Moderate

Score 55.5 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $32.05B · Agriculture value exposed: $74.48M · Risk-adjusted yearly loss: $65.03M

Risk by hazard

  • TornadoRelatively High$28.03M/yr expected annual loss, about once every 1 year
  • WildfireRelatively Moderate$3.41M/yr expected annual loss, about once every 265 years
  • Heat waveRelatively Moderate$4.45M/yr expected annual loss, about 17 events a year
  • Cold waveRelatively Moderate$6.99M/yr expected annual loss, about once every 1 year
  • HailRelatively Moderate$1.43M/yr expected annual loss, about 8.6 events a year
  • Ice stormRelatively Moderate$507K/yr expected annual loss, about once every 1 year
  • Strong windRelatively Moderate$1.37M/yr expected annual loss, about 3.8 events a year
  • LightningRelatively Moderate$709K/yr expected annual loss, about 53 events a year
  • HurricaneVery Low$120K/yr expected annual loss, about once every 44 years
  • EarthquakeVery Low$330K/yr expected annual loss, about once every 1,471 years
  • Winter weatherRelatively Low$50.12K/yr expected annual loss, about 3.6 events a year
  • DroughtRelatively Low$60.13K/yr expected annual loss, about 44 events a year
  • LandslideVery Low$72/yr expected annual loss, about once every 10 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
510 of 63,145 (0.8%)
Homes in high-risk flood zones
1,456
Insured in high-risk zones
350 (24%)
Flood claims since 1978
333
Claims paid since 1978
$4.93M

Flood claims paid per year

Flood claims paid per year in Johnson County
  • Early summer storms$1.04M · 31 claims
  • Flooding$383K · 68 claims
  • Texas Spring Flooding$367K · 4 claims
  • 2025 July Central TX Flooding$30.62K · 2 claims
  • Spring severe storms$24.81K · 2 claims
  • Fall severe storms$20K · 1 claim

Storm history

Since 1996: 821 events, 9 deaths, $177M in damage

  • Hail254
  • Thunderstorm Wind192
  • Flash Flood107 · 4 deaths
  • Drought81
  • Heat44 · 2 deaths
  • Tornado42
  • Excessive Heat19 · 2 deaths
  • Winter Storm13
  • Flood12
  • Wildfire10

Events per year

Storm events per year in Johnson County
29
19
32
8
59
19
21
27
56
17
28
18
16
21
22
42
58
24
40
30

110 tornadoes on record (EF0 23, EF1 8, EF2 1, EF3 1, F0 21, F1 30, F2 21, F3 4, F4 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF3, 7.79 mi path, 1,733 yd wide05/16/2013

    Lake Pat Cleburne, Johnson County

    7 injured, $124M damage

    What happened

    Trained storm spotters observed a nearly mile wide tornado to the southwest of the city of Cleburne. NWS storm survey crew determined this tornado produced EF-3 damage on the east side of Lake Pat Cleburne. The path of the tornado was erratic, moving initially north, then northeast, then north again.

  • TornadoEF1, 2.92 mi path, 50 yd wide04/10/2008

    Lillian, Johnson County

    $25M damage

    What happened

    A damage survey conducted by the National Weather Service in Fort Worth found that a tornado touched down near Happy Hill and traveled northeast approximately three miles to Pleasant Point where it dissipated. The tornado caused significant roof damage to several homes. Three homes were considered total losses. At least thirty other homes received minor to major damage. Many sheds and outbuildings were damaged or destroyed. Several trees were uprooted and at least two of them fell onto houses. Power lines were also downed along the track. This tornado was rated an EF-1 with maximum wind speeds between 90 and 95 MPH.

  • TornadoF2, 14.7 mi path, 587 yd wide12/29/2006

    Rio Vista, Johnson County

    12 injured, $2M damage

    What happened

    The National Weather Service in Fort Worth conducted a damage survey and found that the tornado which originated in Hill County continued on its destructive northeast path into Johnson County. Damage to sheds and vegetation was noted along County Roads 1205 and 1204. The most significant damage to structures was found near FM 916, CR 1202, and CR 1205, northeast to near Highway 171. Several structures were unroofed while others suffered partial roof loss. Major damage to trees was also noted here. Damage to homes and trees continued along the track near CR 421, CR 423, and CR 415 just north of Highway 4. The tornado then crossed FM 2415. The last observed damage was along the south shore of Lake Alvarado. County officials reported that twenty-two residences were destroyed, twenty were heavily damaged, and twenty more had minor damages. Ten people were taken to local hospitals. Most were for minor injuries, but two suffered more serious injuries and were released from the hospital the next day. The Governor designated Johnson County a disaster area.

  • Flash Flood09/08/2010

    Mansfield, Johnson County

    1 death, $400K damage

    What happened

    Numerous roads across the county were closed due to high water but the Alvarado area was hit the hardest. One driver was swept away on CR 607 at Mountain Creek near Alvarado and drowned. A two story home near Alvarado had water above the first floor of the home. Elsewhere one man was trapped in a van by high water on Farm-to-Market Road 917 near County Road 613 and was rescued by first responders. Five individuals were swept into rising waters along English Trail in the northeast part of the county and were later rescued.

  • Ice Storm02/01/2011

    Johnson

    1 death, $75K damage

    What happened

    Freezing rain and heavy sleet blanketed the county followed by less than an inch accumulation of snow. The sleet and ice made travel treacherous around the county. Most of the vehicle incidents reported were due to stuck vehicles or vehicles that had slid off the roadway. The prolonged cold that settled in after the ice storm kept the roads treacherous for the next four days and many schools and businesses were closed for just as long. The icy roads resulted in a fatality on the night of the 3rd. A man was killed when his truck slid into a ditch and hit a tree on CR 915A near Joshua.

  • Ice Storm01/27/2009

    Johnson

    10 injured, $60K damage

    What happened

    There were about 35 accidents across the county due to icy roads and bridges. One accident involved 6 vehicles on a bridge on Highway 174. Several people were transported to local hospitals.

Latest storm reports

Newest first

  • Excessive Heat07/22/2026

    Johnson

  • Heat07/20/2026

    Johnson

  • Heat06/18/2026

    Johnson

  • Flash Flood06/07/2026

    Lake Pat Cleburne, Johnson County

    $6,000 damage

  • Flash Flood06/07/2026

    Venus, Johnson County

  • Thunderstorm Wind49 kt wind06/07/2026

    Lillian, Johnson County

    $5,000 damage

  • Hail1.5" hail06/02/2026

    Alvarado, Johnson County

  • Hail1.5" hail06/02/2026

    Venus, Johnson County

Hurricanes and tropical storms

Storms whose track crossed Johnson County, with the wind when it passed

Drinking water

57 community water systems serve about 233,349 people. Violations since 2021.

16 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 15 systems had a violation of any kind still open at last report.

  • Johnson County SudServes 65,517 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • City of BurlesonServes 53,381 · Purchased surface water · Local governmentNo health violations
  • City of CleburneServes 34,075 · Surface water · Local governmentNo health violations+3 monitoring or reporting
  • Bethesda WscServes 33,441 · Purchased surface water · Local governmentNo health violations
  • City of KeeneServes 6,863 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • City of AlvaradoServes 6,614 · Purchased surface water · Local governmentNo health violations+4 monitoring or reporting
  • Bethany SudServes 4,503 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • City of VenusServes 3,816 · Purchased surface water · Local governmentNo health violations+3 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Cleburne, 3.5 mi from the county center

Summer highs peak around 95°F in Aug and winter lows bottom out near 33°F in Jan. About 37.7 inches of rain falls in a typical year, with 0.8 inches of snow.

MonthHighLowRainSnow
Jan57°F33°F2.61 in0.3 in
Feb61°F37°F2.52 in0.3 in
Mar68°F45°F3.47 in-
Apr76°F53°F3.08 in-
May83°F62°F4.27 in-
Jun90°F70°F3.90 in-
Jul95°F73°F2.11 in-
Aug95°F72°F2.83 in-
Sep89°F66°F3.02 in-
Oct78°F54°F4.43 in-
Nov67°F44°F2.92 in-
Dec58°F36°F2.53 in0.2 in
Year65°F average37.7 in0.8 in

Pollution sites

0 Superfund sites and 32 toxic release facilities in Johnson County

Superfund sites

None in this county.

Toxic release facilities

Total: 864,807 lbs in 2024, 513,484 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Johnson County for natural disasters?
FEMA rates Johnson County relatively moderate for overall natural hazard risk, with expected losses of $70.66M a year. The highest-rated hazards are tornado (relatively high), wildfire (relatively moderate), heat wave (relatively moderate).
What storms are most common in Johnson County?
Since 1996, NOAA recorded 821 storm events affecting Johnson County, most often hail (254), thunderstorm wind (192), flash flood (107).
How many tornadoes have hit Johnson County?
110 tornadoes have been recorded in Johnson County since 1950, including 6 rated F3/EF3 or stronger.
How many homes in Johnson County have flood insurance?
510 residential flood insurance policies are in force in Johnson County, covering about 0.8% of homes. The program has paid $4.93M on 333 claims here since 1978.
What is the weather like in Johnson County?
At Cleburne, average highs reach 95°F in Aug and lows fall to 33°F in Jan, with 37.7 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.