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Risk: Very Low

Lampasas County, TX Environment & Hazard Risk

Very Low natural hazard risk, led by wildfire. 377 storm events since 1996.

Expected yearly loss
$7.66M
Very Low nationally
Storm events since 1996
377
Most often drought
Flood insurance policies
100
1.3% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 29.9 of 100

Social vulnerability

Relatively High

Score 69.1 of 100

Community resilience

Relatively Low

Score 28.0 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $4.83B · Agriculture value exposed: $23.74M · Risk-adjusted yearly loss: $10.18M

Risk by hazard

  • WildfireRelatively Low$502K/yr expected annual loss, about once every 344 years
  • HailRelatively Low$485K/yr expected annual loss, about 4.7 events a year
  • TornadoRelatively Low$1.45M/yr expected annual loss, about once every 3 years
  • LightningRelatively Moderate$271K/yr expected annual loss, about 48 events a year
  • Winter weatherRelatively Low$62.26K/yr expected annual loss, about 3.4 events a year
  • HurricaneVery Low$37.8K/yr expected annual loss, about once every 114 years
  • DroughtRelatively Low$69.52K/yr expected annual loss, about 74 events a year
  • Heat waveVery Low$162K/yr expected annual loss, about 9.3 events a year
  • Strong windRelatively Low$234K/yr expected annual loss, about 1.6 events a year
  • Cold waveRelatively Low$275K/yr expected annual loss, about once every 1 year
  • LandslideVery Low$68/yr expected annual loss, about once every 8 years
  • Ice stormVery Low$9,208/yr expected annual loss, about once every 2 years
  • EarthquakeVery Low$7,459/yr expected annual loss, about once every 3,096 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
100 of 7,739 (1.3%)
Homes in high-risk flood zones
0
Flood claims since 1978
43
Claims paid since 1978
$755K

Flood claims paid per year

Flood claims paid per year in Lampasas County
  • 2025 July Central TX Flooding$461K · 15 claims
  • Fall 2018 Texas Flooding$3,367 · 1 claim
  • Thunderstorms$1,132 · 2 claims
  • Flooding$0 · 1 claim
  • Spring severe storms$0 · 1 claim
  • Texas Spring Flooding$0 · 1 claim

Storm history

Since 1996: 377 events, 0 deaths, $4.01M in damage

  • Drought97
  • Hail87
  • Thunderstorm Wind58
  • Flash Flood34
  • Heat29
  • Excessive Heat13
  • Wildfire9
  • Winter Storm9
  • Ice Storm7
  • Winter Weather7

Events per year

Storm events per year in Lampasas County
23
11
19
7
22
9
12
19
10
7
2
15
11
9
10
24
30
11
15
5

15 tornadoes on record (EF0 2, EF1 2, F0 5, F1 5, F2 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF0, 0.5 mi path, 30 yd wide06/18/2007

    Kempner, Lampasas County

    1 injured, $100K damage

    What happened

    Several modular homes were damaged as a brief tornado touched down off of FM 2657, on Sleepy Hollow Lane and Carroll Drive, just inside the Lampasas County line. Homes sustained roof and deck damage and a few were blown slightly off their foundations. Trees and fences were also torn down. One minor injury was reported when a woman was hit by flying debris. Eighteen residents were displaced. The tornado continued into Coryell County.

  • Drought11/01/2006

    Lampasas

    $800K damage

    What happened

    Drought conditions continued across North Texas. Although occasional rainfall helped some areas of North Texas improve by the end of October, many areas missed out on the beneficial rains. The U.S. Drought Monitor included more of the North Texas in the Extreme Drought (D3) category by the end of November than in the previous month, but did eliminate the Exceptional Drought (D4) area from North Texas.|Areas which did receive rainfall experienced reduced fire danger. Hydrologic deficits remained extremely high, with almost every lake well below conservation levels. The worst included Lake Bridgeport at over seventeen feet below normal, and Lake Grapevine at twelve feet below normal. Stage 1 water restrictions remained in effect in most metroplex counties. |The Drought Impact Reporter reported that hay prices in Texas were approximately twice what they were before the drought began this month. Crops continued to suffer, with the cotton production this year about half of last year���s crop.

  • Flash Flood05/22/2007

    Lampasas, Lampasas County

    $300K damage

    What happened

    Flooding was reported along Highways 183 and 190 near the city. Water was as high as four feet on Highway 183. Evacuations were required near Mesquite Creek. Numerous low water crossings were barricaded. About twenty apartments and several homes were damaged by high water and deemed unihabitable. Many of the residents lost most of their possessions. In addition, the School Creek Bridge was washed away, with the road closed indefinitely.

  • Flood04/30/2016

    Lampasas, Lampasas County

    $300K damage

    What happened

    Late newspaper reports indicated emergency personnel rescued nine people for high water after several residences were flooded by rain and heavy rain over the past few days. Approximately nine people were pulled from the flood waters. Water forced at least five additional persons to be displaced due to the flood.

  • Extreme Cold/Wind Chill02/15/2021

    Lampasas

    $275K damage

    What happened

    Extreme cold gripped the county for several days. Overnight lows were near or below 20 degrees Fahrenheit almost all week. The period of February 15-16th was the coldest with low temperatures in the single digits to slightly below degrees Fahrenheit. The maximum temperature on the 15th was only in the teens. Wind chill values during the 14th-16th were between 0 to -15 degrees Fahrenheit most of the time. The cold temperatures resulted in an extreme amount of damage to pipes, infrastructure, and power.

  • Thunderstorm Wind65 kt wind03/20/2010

    Lampasas, Lampasas County

    $175K damage

Latest storm reports

Newest first

  • Heat07/21/2026

    Lampasas

  • Heat06/18/2026

    Lampasas

  • Cold/Wind Chill01/28/2026

    Lampasas

  • Extreme Cold/Wind Chill01/25/2026

    Lampasas

  • Winter Storm01/24/2026

    Lampasas

  • Flash Flood07/13/2025

    Adamsville, Lampasas County

  • Flash Flood07/13/2025

    Lameta, Lampasas County

    $20K damage

  • Flash Flood07/07/2025

    Kempner, Lampasas County

Drinking water

4 community water systems serve about 28,676 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

  • Kempner WscServes 17,721 · Surface water · Local governmentNo health violations
  • City of LampasasServes 7,291 · Purchased surface water · Local government3 health violations+2 monitoring or reporting
  • Lometa Regional WaterServes 3,609 · Surface water · Private14 health violations+9 monitoring or reporting
  • Woodland Acres Water AssociationServes 55 · Groundwater · Private1 health violation+7 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Lampasas, 13 mi from the county center

Summer highs peak around 97°F in Aug and winter lows bottom out near 34°F in Jan. About 32.2 inches of rain falls in a typical year.

MonthHighLowRain
Jan60°F34°F2.24 in
Feb64°F38°F2.19 in
Mar71°F44°F2.96 in
Apr78°F52°F2.53 in
May85°F62°F4.58 in
Jun92°F69°F3.53 in
Jul96°F72°F1.88 in
Aug97°F72°F2.34 in
Sep90°F65°F2.45 in
Oct81°F54°F3.02 in
Nov70°F43°F2.25 in
Dec61°F35°F2.20 in
Year66°F average32.2 in

Pollution sites

0 Superfund sites and 1 toxic release facility in Lampasas County

Superfund sites

None in this county.

Toxic release facilities

Total: under 1 lb in 2024, 0 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk4 historic places

Frequently asked questions

How risky is Lampasas County for natural disasters?
FEMA rates Lampasas County very low for overall natural hazard risk, with expected losses of $7.66M a year. The highest-rated hazards are wildfire (relatively low), hail (relatively low), tornado (relatively low).
What storms are most common in Lampasas County?
Since 1996, NOAA recorded 377 storm events affecting Lampasas County, most often drought (97), hail (87), thunderstorm wind (58).
How many tornadoes have hit Lampasas County?
15 tornadoes have been recorded in Lampasas County since 1950.
How many homes in Lampasas County have flood insurance?
100 residential flood insurance policies are in force in Lampasas County, covering about 1.3% of homes. The program has paid $755K on 43 claims here since 1978.
What is the weather like in Lampasas County?
At Lampasas, average highs reach 97°F in Aug and lows fall to 34°F in Jan, with 32.2 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.