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Risk: Relatively Moderate

Midland County, TX Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by hail. 842 storm events since 1996.

Expected yearly loss
$48.68M
Relatively Low nationally
Storm events since 1996
842
Most often hail
Flood insurance policies
1,038
1.9% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 81.2 of 100

Social vulnerability

Relatively Low

Score 26.9 of 100

Community resilience

Relatively Low

Score 33.1 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $35.43B · Agriculture value exposed: $21.03M · Risk-adjusted yearly loss: $46.57M

Risk by hazard

  • HailRelatively High$7.99M/yr expected annual loss, about 3.9 events a year
  • Winter weatherRelatively High$874K/yr expected annual loss, about 5.6 events a year
  • WildfireRelatively Moderate$2.48M/yr expected annual loss, about once every 295 years
  • DroughtRelatively High$2.15M/yr expected annual loss, about 75 events a year
  • TornadoRelatively High$8.77M/yr expected annual loss, about once every 3 years
  • LightningRelatively Moderate$583K/yr expected annual loss, about 44 events a year
  • Cold waveRelatively Moderate$1.94M/yr expected annual loss, about once every 2 years
  • Heat waveRelatively Low$818K/yr expected annual loss, about 6.1 events a year
  • Strong windRelatively Moderate$794K/yr expected annual loss, about 1.4 events a year
  • HurricaneVery Low$29.43K/yr expected annual loss, about once every 174 years
  • EarthquakeVery Low$141K/yr expected annual loss, about once every 3,484 years
  • Ice stormRelatively Low$36.58K/yr expected annual loss, about once every 10 years
  • LandslideVery Low$2/yr expected annual loss, about once every 13 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
1,038 of 54,043 (1.9%)
Homes in high-risk flood zones
0
Flood claims since 1978
145
Claims paid since 1978
$1.58M

Flood claims paid per year

Flood claims paid per year in Midland County
  • Flooding$4,140 · 1 claim
  • Hurricane Allen$0 · 1 claim
  • Hurricane Danielle$0 · 1 claim

Storm history

Since 1996: 842 events, 2 deaths, $189M in damage

  • Hail319
  • Flash Flood211 · 1 death
  • Thunderstorm Wind175
  • High Wind47
  • Heavy Snow17
  • Drought16
  • Tornado12
  • Ice Storm11
  • Winter Weather8
  • Heavy Rain6

Events per year

Storm events per year in Midland County
33
6
32
16
10
13
29
35
45
27
61
24
38
20
26
21
39
53
28
28

36 tornadoes on record (EF0 1, EF2 2, EF3 2, F0 20, F1 9, F3 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Hail2" hail04/12/2009

    Midland, Midland County

    1 injured, $161M damage

    What happened

    Numerous roofs throughout Midland, TX were damaged during this event. A local newspaper clipping with a quote from a major roofing company estimated 40 to 50 percent of the homes in Midland needed to be re-roofed. The average cost to replace a shingled roof is anywhere from $8-$10K. This resulted in an estimated $160 million in roof damage. In addition to homes being damaged, multiple vehicles also received damage from the hail. According to local dent repair shops and car dealers across the area, an estimated 800 vehicles had to be repaired resulting in $1.2 million in damage. A Midland woman was also struck in the stomach by a hail stone, after it broke through her dining room window. Her injuries were only minor and did not require medical attention.

  • Flash Flood05/14/2010

    Midland, Midland County

    1 death, 1 injured, $175K damage

    What happened

    At 13:46 pm CST, local law enforcement reported that a car had been swept into the Scharbauer Draw near Jackson Street and Scharbauer Drive. When emergency officials arrived on the scene, they were unable to locate the car. Later that evening, a wrecker service was removing the reemerged car from the water when they found the body of a female driver inside. Numerous cars were submerged throughout Midland, and several high water rescues were executed. The police received over 92 submerged vehicle reports, although some may have been repeats. The monetary damage for this event was estimated based on the number of vehicles observed under water.

  • Lightning07/04/2017

    Midland, Midland County

    1 death

    What happened

    A thunderstorm with frequent lightning developed across Midland County and moved across the City of Midland. A 43 year old man was struck by lightning at the 300 block of Maple Avenue and was later declared dead at the hospital.

  • Hail1.75" hail04/13/1999

    Midland, Midland County

    $8M damage

    What happened

    This convection developed along the dryline near the Ector/Crane County Line and slowly evolved at first, but suddenly intensified as it approached the city of Midland. The storm's updraft passed south of Midland, so the city only received hail on the extreme south side of town. The storm then spun up rotation while south of the city and became a classic supercell.As the storm approached State Highway 349 damaging winds and hail combined with battering effects. A two mile wide area of wind-driven hail pounded residences and farm equipment for about a 5 mile stretch at least as far as State Highway 158. Hail grew up to about golfball size and winds peaked at approximately 80 mph. The wind-driven hail broke windows in houses and blasted paint off the wooden siding. The strong winds took roofs off several mobile homes and at least one single-family house. Utility crews stated that a total of 27 poles were downed by the winds.The American Red Cross determined that 324 units were affected with 18 mobile homes 4 houses destroyed. About 50-60 families were at least temporarily displaced. Only about 10% of the property was insured. Of the 6 injuries, one person was admitted...

  • Drought08/01/1996

    Midland

    $3.2M damage

    What happened

    Toward the latter part of August plentiful rains were at last falling over all of the area. This pattern was started by the tropical plume that brought Hurricane Dolly westward through the Bay of Campeche to near Tampico, Mexico, across the Central America to where she dissipated in the eastern North Pacific. Although Dolly was over 1000 miles south of the area, this same plume of deep, tropical moisture locked over Southwest Texas and rained over much of the area on a daily basis through the end of the month.Since a drought is a very loosely defined phenomenon, there is no explicit beginning or end, but for the purposes of Storm Data there is no room for flexibility--only qualifications that can be made in this narrative. The effects in West Texas and Southeastern New Mexico were mainly in the form of crop damage due to the dry weather. Those farms that were able to plant crops late in the season were able to grow crops successfully. With the threat to crops ending in August and the Eastern Pacific cold phase waning, it was felt that a definite trend away from the drought had begun. Many people would argue that the drought lasted through the end of 1996 as four years of...

  • Thunderstorm Wind70 kt wind04/13/1999

    Midland, Midland County

    $3M damage

    What happened

    This convection developed along the dryline near the Ector/Crane County Line and slowly evolved at first, but suddenly intensified as it approached the city of Midland. The storm's updraft passed south of Midland, so the city only received hail on the extreme south side of town. The storm then spun up rotation while south of the city and became a classic supercell.As the storm approached State Highway 349 damaging winds and hail combined with battering effects. A two mile wide area of wind-driven hail pounded residences and farm equipment for about a 5 mile stretch at least as far as State Highway 158. Hail grew up to about golfball size and winds peaked at approximately 80 mph. The wind-driven hail broke windows in houses and blasted paint off the wooden siding. The strong winds took roofs off several mobile homes and at least one single-family house. Utility crews stated that a total of 27 poles were downed by the winds.The American Red Cross determined that 324 units were affected with 18 mobile homes 4 houses destroyed. About 50-60 families were at least temporarily displaced. Only about 10% of the property was insured. Of the 6 injuries, one person was admitted...

Latest storm reports

Newest first

  • Flash Flood07/19/2026

    Midland, Midland County

  • Flash Flood07/17/2026

    Midland, Midland County

  • Flash Flood07/16/2026

    Midland, Midland County

  • Flash Flood07/16/2026

    Midland, Midland County

  • Flash Flood07/16/2026

    Midland, Midland County

  • Flash Flood07/13/2026

    Midland, Midland County

  • Flash Flood07/13/2026

    Warfield, Midland County

  • High Wind51 kt wind07/06/2026

    Midland

Drinking water

15 community water systems serve about 167,248 people. Violations since 2021.

13 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 9 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Midland Odessa, 11 mi from the county center

Summer highs peak around 96°F in Jul and winter lows bottom out near 33°F in Jan. About 13.5 inches of rain falls in a typical year, with 4.3 inches of snow.

MonthHighLowRainSnow
Jan59°F33°F0.66 in1.6 in
Feb64°F37°F0.58 in0.7 in
Mar72°F44°F0.68 in-
Apr81°F52°F0.70 in0.1 in
May89°F62°F1.57 in-
Jun95°F70°F1.80 in-
Jul96°F73°F1.62 in-
Aug95°F72°F1.72 in-
Sep88°F65°F1.66 in-
Oct79°F54°F1.21 in-
Nov67°F42°F0.72 in0.5 in
Dec59°F34°F0.59 in1.4 in
Year66°F average13.5 in4.3 in

Pollution sites

2 Superfund sites and 26 toxic release facilities in Midland County

Toxic release facilities

Total: 829,032 lbs in 2024, 421,795 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk5 historic places

Frequently asked questions

How risky is Midland County for natural disasters?
FEMA rates Midland County relatively moderate for overall natural hazard risk, with expected losses of $48.68M a year. The highest-rated hazards are hail (relatively high), winter weather (relatively high), wildfire (relatively moderate).
What storms are most common in Midland County?
Since 1996, NOAA recorded 842 storm events affecting Midland County, most often hail (319), flash flood (211), thunderstorm wind (175).
How many tornadoes have hit Midland County?
36 tornadoes have been recorded in Midland County since 1950, including 3 rated F3/EF3 or stronger.
How many homes in Midland County have flood insurance?
1,038 residential flood insurance policies are in force in Midland County, covering about 1.9% of homes. The program has paid $1.58M on 145 claims here since 1978.
What is the weather like in Midland County?
At Midland Odessa, average highs reach 96°F in Jul and lows fall to 33°F in Jan, with 13.5 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.