Montague County, TX Environment & Hazard Risk

• DroughtRelatively High$4.17M/yr expected annual loss, about 36 events a year
• WildfireRelatively Moderate$1.16M/yr expected annual loss, about once every 166 years
• Ice stormRelatively High$643K/yr expected annual loss, about once every 1 year
• Heat waveRelatively Low$1.17M/yr expected annual loss, about 14 events a year
• TornadoRelatively Moderate$2.98M/yr expected annual loss, about once every 1 year
• Strong windRelatively Moderate$903K/yr expected annual loss, about 3.7 events a year
• HailRelatively Low$333K/yr expected annual loss, about 9.7 events a year
• LandslideVery Low$2,162/yr expected annual loss, about once every 5 years
• Cold waveRelatively Low$943K/yr expected annual loss, about 1.1 events a year
• HurricaneVery Low$23.6K/yr expected annual loss, about once every 142 years
• EarthquakeVery Low$101K/yr expected annual loss, about once every 951 years
• Winter weatherRelatively Low$31.2K/yr expected annual loss, about 5.3 events a year
• LightningVery Low$50.85K/yr expected annual loss, about 52 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Check the flood zone for an address

Homes with flood insurance

63 of 7,924 (0.8%)

Homes in high-risk flood zones

278

Insured in high-risk zones

49 (18%)

Flood claims since 1978

77

Claims paid since 1978

$1.46M

• Hail299
• Thunderstorm Wind98
• Drought85
• Heat45 · 1 death
• Flash Flood34
• Tornado27
• Winter Storm20 · 1 death
• Excessive Heat16
• Winter Weather15
• Flood9

• Drought01/01/2006

  Montague

  $1B damage

  What happened

  Drought conditions continued across north Texas as precipitation deficits increased. This month, all of north Texas was classified in either extreme drought (D3) or exceptional drought (D4) as classified by the U.S. Drought Monitor. Every county in north Texas was eligible for federal disaster relief due to the drought. The weather continued to be unseasonable warm. The average high temperature this January was 68.3 degrees, a full 14.2 degrees above normal. This figure broke an 83-year-old record. Wildfires continued to be a major problem in January, with a burn ban in place in every county. A quarter of a million acres burned across Texas in the first half of the month, more than during all of 2005. The ongoing drought combined with strong winds and low humidities to create a volatile fire situation in Texas. On New Year's Day, several devastating wildfires erupted across north Texas. Forty homes were destroyed in Montague County as a 17-mile long fire burned between Ringgold and Nocona. Another grass fire in Johnson County burned 13 buildings and charred 1,800 acres. In Eastland County, a fire encompassing more than 35,000 acres forced the evacuations of several...

• Drought03/01/2006

  Montague

  $200M damage

  What happened

  The month of March had some much needed rainfall, falling mostly on only two days, the 18th and 19th. This put Dallas/Fort Worth 1.34 inches above normal for the month. However, twelve month rainfall deficits (from April 1, 2005 to March 31, 2006) remained high, with 13.38 inches lacking at Dallas/Fort Worth and 10.86 inches lacking at Waco. Although this rainfall helped the crops and put some much needed water into lakes and reservoirs, the drought persisted. March's rainfall helped drop north Texas down a category from Extreme to Severe Drought, according to the U.S. Drought Monitor. Burn bans were still in place in several north Texas counties. Wildfires continued to be a problem for north Texas. The U.S. Department of Agriculture allocated more than $8 million in Emergency Conservation Program funds this month for farmland in 16 Texas counties affected by wildfires. In north Texas, Hood, Cooke, Parker, and Somervell Counties were designated to receive funds. Farmers in these counties were able to go to their Farm Service Agency offices and apply for damages. Aid requests were also sent to Congress by the Texas and Southwestern Cattle Raisers Association. The...

• Drought12/01/2005

  Montague

  $120M damage

  What happened

  Devastating drought conditions continued through December. The area of extreme drought (D3) as classified by the U.S. Drought Monitor expanded to include roughly the northeast quarter of the state of Texas. For the first time since the drought began in May, an area of exceptional drought (D4) was introduced into the Drought Monitor. This is the most severe classification of drought and included a large area of north Texas, including the Dallas/Fort Worth metroplex. Dallas/Fort Worth ended the year at 15.76 inches below normal, while Waco was 10.09 inches below normal, making this the worst drought in north Texas since the 1950s. Collin, Delta, Fannin, Hopkins, Lamar, and Rains Counties were declared natural disaster areas due to extreme drought conditions. Requests for disaster drought declarations were also pending for numerous other north Texas counties.Wildfires were a significant threat across north Texas in December. A combination of warm dry conditions, strong winds, dormant vegetation, and continuing drought created favorable conditions for the fires, which authorities believe were started primarily by people ignoring fire bans, burning trash, shooting fireworks,...

• Drought11/01/2005

  Montague

  $120M damage

  What happened

  Drought conditions worsened across north Texas in November. The regions of east and north Texas considered to be in severe drought (D2) as classified by the U.S. Drought Monitor continued to expand. An area of extreme drought (D3), which returned to the area in October, expanded to encompass a roughly twenty-four thousand square mile area, including the Dallas/Fort Worth metroplex. The average high temperature for the month was 7.7 degrees above normal. Rain was only measured one day at Dallas/Fort Worth...a meager 0.02 inches. The period from September through November this year ranked as the driest fall on record for Waco, during which only 1.46 inches of rain fell. It was the 4th driest fall on record for Dallas/Fort Worth, with only 2.25 inches of rainfall. Both hydrological and agricultural impacts were noted in the Drought Impact Reporter this month. Several grass fires broke out in north Texas in the last few days of November, destroying over twenty homes. Low humidities and high winds accelerated grass fires in six north Texas counties on the 27th. Similar conditions on the 28th made it difficult for firefighters battling fires for a second day. The fires...

• Drought04/01/2006

  Montague

  $100M damage

  What happened

  Drought conditions have improved somewhat over North Texas, with the area considered to be in severe drought (D2) having shrunk considerably, according to the U.S. Drought Monitor. Areas of northern and western north Texas did not receive the beneficial rains that the eastern areas saw this month. Disaster declarations remained in place for Comanche, Jack, and Stephens Counties. Many counties received enough rain to rescind local burn bans. Young, Jack, Palo Pinto, and Comanche Counties were the only counties with burn bans still in place.Heavy rains helped many area lakes recover to within at least a few feet of their normal pool elevations. Some metroplex lakes, including Lakes Lewisville and Lavon, were still several feet below normal. Lake Bridgeport and Hubbard Creek Reservoir were both about twelve feet below their normal elevations.Despite recent rains, twelve-month precipitation deficits remained high. DFW Airport was 11.65 feet below normal, and Waco was 10.22 feet below normal.

• Drought05/01/2006

  Montague

  $100M damage

  What happened

  All areas of north Texas that were considered to be in severe (D2) or moderate (D1) drought last month are now only counted as abnormally dry (D0), according to the U.S. Drought Monitor. While a few heavy rain events have helped ease the drought, relief remains marginal at best, and drier than normal conditions continue. Comanche, Jack, and Palo Pinto Counties continue to impose burn bans. Vegetation is stressed, especially in far west north Texas where recent rains have been less plentiful. Voluntary water restrictions are ongoing in most north Texas Counties. The latest forecast from the Climate Prediction Center indicates that the next three months are expected to be hotter and drier than normal across north Texas.

• Excessive Heat07/22/2026

  Montague

• Heat07/20/2026

  Montague

• Heat06/18/2026

  Montague

• Hail1.5" hail05/09/2026

  Rowland, Montague County

• Thunderstorm Wind60 kt wind04/28/2026

  Fruitland, Montague County

• Hail1" hail04/28/2026

  Bowie, Montague County

• TornadoEF0, 0.41 mi path, 30 yd wide04/28/2026

  Bowie, Montague County

• Thunderstorm Wind65 kt wind04/28/2026

  St Jo, Montague County

  $10K damage

• Unnamed storm (1900)08/27/1900 · Landfall: TX · 936 mbTropical storm52 mph nearby

• City of BowieServes 5,534 · Surface water · Local governmentNo health violations
• City of NoconaServes 3,170 · Surface water · Local governmentNo health violations+1 monitoring or reporting
• City of Saint JoServes 881 · Groundwater · Local governmentNo health violations+2 monitoring or reporting
• Amon G Carter Lake WscServes 750 · Purchased surface water · Local government2 health violations+3 monitoring or reporting
• Nocona Hills WscServes 600 · Groundwater · Local government1 health violation+11 monitoring or reporting
• Sunset Water SystemServes 570 · Groundwater · Private1 health violation+9 monitoring or reporting
• Montague Water SystemServes 540 · Groundwater · Private1 health violation+2 monitoring or reporting
• Forestburg WscServes 264 · Groundwater · Local governmentNo health violations