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Risk: Very Low

Grayson County, VA Environment & Hazard Risk

Very Low natural hazard risk, led by landslide. 456 storm events since 1996.

Expected yearly loss
$5.9M
Very Low nationally
Storm events since 1996
456
Most often high wind
Flood insurance policies
17
0.2% of homes
Hurricanes nearby
0
2 tropical storms or stronger since 1959

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Very Low

Score 24.7 of 100

Social vulnerability

Relatively High

Score 80.0 of 100

Community resilience

Very Low

Score 18.8 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $2.4B · Agriculture value exposed: $52.6M · Risk-adjusted yearly loss: $8.7M

Risk by hazard

  • LandslideRelatively Moderate$47.3K/yr expected annual loss, about 1.3 events a year
  • Cold waveRelatively Moderate$2.5M/yr expected annual loss, about 4.8 events a year
  • DroughtRelatively Low$208K/yr expected annual loss, about 9.8 events a year
  • LightningRelatively Low$202K/yr expected annual loss, about 48 events a year
  • HurricaneVery Low$80.1K/yr expected annual loss, about once every 36 years
  • WildfireVery Low$25.3K/yr expected annual loss, about once every 731 years
  • AvalancheVery Low$256/yr expected annual loss, about once every 100 years
  • Ice stormRelatively Low$39.7K/yr expected annual loss, about once every 2 years
  • EarthquakeVery Low$109K/yr expected annual loss, about once every 660 years
  • Winter weatherRelatively Low$18.5K/yr expected annual loss, about 19 events a year
  • Strong windRelatively Low$150K/yr expected annual loss, about 2.6 events a year
  • TornadoVery Low$151K/yr expected annual loss, about once every 11 years
  • HailVery Low$39K/yr expected annual loss, about 4.0 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, heat wave, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
17 of 8,540 (0.2%)
Homes in high-risk flood zones
194
Insured in high-risk zones
12 (6%)
Flood claims since 1978
6
Claims paid since 1978
$11.4K

Flood claims paid per year

Flood claims paid per year in Grayson County
Beta
  • Hurricane Helene$9,384 · 1 claim

Storm history

Since 1996: 456 events, 2 deaths, $150M in damage

  • High Wind92 · 1 death
  • Hail78
  • Thunderstorm Wind78
  • Winter Storm47
  • Flash Flood39 · 1 death
  • Heavy Snow32
  • Drought26
  • Flood14
  • Ice Storm10
  • Winter Weather8
Beta

Events per year

Storm events per year in Grayson County
27
24
22
23
32
23
11
10
14
5
18
17
11
11
11
9
9
29
12
6
Beta

4 tornadoes on record (EF0 1, EF1 2, F1 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • High Wind56 kt wind09/27/2024

    Grayson

    1 death, 3 injured, $75.5M damage

    What happened

    Numerous trees were downed countywide by high winds associated with the remnants of Hurricane Helene, many of which fell into fences, structures, and roads, and resulted in several roads being blocked and many power outages. By late morning on Friday, over 10,700 customers were without power in the area. A 65 mph wind gust was recorded approximately four miles west of the town of Rugby at 7:40 AM. Agriculture damage totaled around $60 million across the county, and forestry damage totaled around $15 million. Christmas tree growers lost $281,250 and the dead trees will result in an additional $281,250 annually through 2031. The high winds also caused damage to agriculture structures on several farms. One male passed away after losing his home. Three minor injuries were reported during the storm.

  • Flash Flood09/27/2024

    Whitetop, Grayson County

    1 death, $61M damage

    What happened

    Considerable to catastrophic flash flooding occurred across Grayson County. This included at least 200 bridges or culverts that were completely washed out, making the roads impassible. Five large pipes were washed out in the county: three on Route 783 (Helton Creek Lane) and two on Route 749 (Cabin Creek).

  • Drought09/01/2007

    Grayson

    $7M damage

    What happened

    Hay and pasture production was down fifty percent due to the drought resulting in a shortage of winter feed for livestock.

  • Lightning06/24/1998

    Whitetop, Grayson County

    3 injured

    What happened

    Isolated thunderstorms on the 24th produced up to dime size hail and damaging winds.Three youths were injured 3.5 miles northeast of Whitetop after being struck by lightning.Thunderstorm winds toppled large trees 1.5 miles southeast of Pilot on Laurel Ridge Mill Road.

  • Flood09/26/2024

    Reavistown, Grayson County

    $2M damage

    What happened

    The New River near Galax (GAXV2) crested at 21.26 feet (108,000 cfs) at 10:15 PM EDT on Sept. 27th (28/0215 UTC) due to heavy rain associated with Tropical Cyclone Helene. This is the second highest crest in the history of this gage, only behind the flooding event of August 1940. This crest rates between a 100-year Average Recurrence Interval (ARI)(1% Annual Exceedance Probability (AEP)) and a 200-year ARI (0.5% AEP) per USGS StreamStats. The flooding was the result of between 10 and locally 20 inches of rain that fell across the upper New River basin between the 25th and 27th, with totals ranging anywhere from between a 200-year and more than a 1,000-year ARI per NOAA Atlas 14 Point Precipitation Frequency estimates. Extensive flooding occurred along several roads along the banks of the river, including Grinders Mill Road, Riverview Lane, Riverside Drive, Pleasant Grove Road, Little River Road, Old River Lane, Riverwood Lane, Pattons Mill Lane, Greenville Road, and Gold Hill Road. In some cases, the roads were simply flooded, cutting off access to residents living along the roads. Some of the homes had water enter the properties, destroying and/or carrying away personal...

  • Drought07/10/2007

    Grayson

    $1.5M damage

    What happened

    Hay and pasture production was down fourty to fifty percent due to the drought resulting in a shortage of winter feed for livestock.

Drinking water

9 community water systems serve about 3,306 people. Violations since 2021.

2 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

  • Independence, Town ofServes 971 · Purchased groundwater · Local governmentNo health violations+2 monitoring or reporting
  • Fairview Water SystemServes 730 · Purchased surface water · Local governmentNo health violations+3 monitoring or reporting
  • Fries, Town ofServes 484 · Surface water · Local governmentNo health violations+11 monitoring or reporting
  • Grant CommunityServes 350 · Purchased groundwater · Local governmentNo health violations+1 monitoring or reporting
  • Oldtown Water SystemServes 301 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Oak Hill AcademyServes 225 · Groundwater · Private1 health violation+30 monitoring or reporting
  • Troutdale, Town ofServes 220 · Groundwater · Local governmentNo health violations+46 monitoring or reporting
  • Sun Valley Trailer ParkServes 25 · Groundwater · Private1 health violation+7 monitoring or reporting

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Pollution sites

0 Superfund sites and 0 toxic release facilities in Grayson County

No Superfund sites or toxic release facilities in Grayson County in our data.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk3 historic places

Frequently asked questions

How risky is Grayson County for natural disasters?
FEMA rates Grayson County very low for overall natural hazard risk, with expected losses of $5.9M a year. The highest-rated hazards are landslide (relatively moderate), cold wave (relatively moderate), drought (relatively low).
What storms are most common in Grayson County?
Since 1996, NOAA recorded 456 storm events affecting Grayson County, most often high wind (92), hail (78), thunderstorm wind (78).
How many tornadoes have hit Grayson County?
4 tornadoes have been recorded in Grayson County since 1950.
How many homes in Grayson County have flood insurance?
17 residential flood insurance policies are in force in Grayson County, covering about 0.2% of homes. The program has paid $11.4K on 6 claims here since 1978.
What is the weather like in Grayson County?
At Elk Creek 4ssw, average highs reach 79°F in Jul and lows fall to 22°F in Jan (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.

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