Skip to content
Risk: Relatively Low

Montgomery County, VA Environment & Hazard Risk

Relatively Low natural hazard risk, led by landslide. 655 storm events since 1996.

Expected yearly loss
$16.6M
Relatively Low nationally
Storm events since 1996
655
Most often thunderstorm wind
Flood insurance policies
148
0.5% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 47.5 of 100

Social vulnerability

Relatively Low

Score 26.6 of 100

Community resilience

Relatively Moderate

Score 56.6 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $21.49B · Agriculture value exposed: $31.29M · Risk-adjusted yearly loss: $15.73M

Risk by hazard

  • LandslideRelatively Moderate$69.55K/yr expected annual loss, about 1.0 events a year
  • EarthquakeRelatively Low$1.1M/yr expected annual loss, about once every 706 years
  • Cold waveRelatively Moderate$2.28M/yr expected annual loss, about 3.9 events a year
  • Winter weatherRelatively Moderate$137K/yr expected annual loss, about 11 events a year
  • LightningRelatively Moderate$348K/yr expected annual loss, about 44 events a year
  • AvalancheVery Low$1,322/yr expected annual loss, about once every 100 years
  • HurricaneVery Low$165K/yr expected annual loss, about once every 41 years
  • DroughtRelatively Low$247K/yr expected annual loss, about 2.4 events a year
  • HailRelatively Low$220K/yr expected annual loss, about 4.0 events a year
  • Strong windRelatively Low$457K/yr expected annual loss, about 2.8 events a year
  • WildfireVery Low$23.63K/yr expected annual loss, about once every 1,009 years
  • Ice stormVery Low$28.16K/yr expected annual loss, about once every 2 years
  • TornadoVery Low$363K/yr expected annual loss, about once every 18 years
  • Heat waveVery Low$13/yr expected annual loss, about once every 46,414 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
148 of 28,449 (0.5%)
Homes in high-risk flood zones
619
Insured in high-risk zones
93 (15%)
Flood claims since 1978
181
Claims paid since 1978
$3.23M

Flood claims paid per year

Flood claims paid per year in Montgomery County
  • Hurricane Helene$1.45M · 12 claims
  • Hurricane Michael$315K · 8 claims
  • Flooding$192K · 23 claims
  • October severe storms$153K · 8 claims
  • Tropical Storm Ivan$97.18K · 13 claims
  • Hurricane Fran$94.31K · 14 claims

Storm history

Since 1996: 655 events, 2 deaths, $16.56M in damage

  • Thunderstorm Wind204 · 1 death
  • Hail158
  • Flash Flood71
  • High Wind45
  • Winter Storm36
  • Flood35 · 1 death
  • Heavy Snow24
  • Drought17
  • Heavy Rain16
  • Ice Storm14

Events per year

Storm events per year in Montgomery County
26
37
31
35
43
16
14
8
15
11
11
20
12
14
37
18
26
12
22
7

5 tornadoes on record (EF1 3, F0 1, F1 1).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flood02/22/2003

    Montgomery

    1 death, 1 injured, $6,000 damage

    What happened

    Heavy rain over a long period of time caused small stream and urban flooding. A man who had been rescued once from the North Fork of the Roanoke River, returned to his truck with his father, and attempted to recover items from the truck. They remained trapped in the flood waters for several hours. The son died later that night in the hospital from hypothermia. Small stream and urban flooding was also reported across Botetourt, Pulaski, Patrick, Smyth, Rockbridge, Tazewell, Campbell, Franklin, Alleghany, Craig, Bland, Floyd, Amherst, and Roanoke counties. One man was killed when he tried to cross a low water bridge over Tinker Creek in Vinton. He was swept about 200 feet downstream and died. In addition nearly 3 million dollars in damage was reported to homes and business due to the flooding in Roanoke County, including Salem and the city of Roanoke. In Wythe County, flood waters caused damage to several homes. Across all the counties listed above numerous roads were closed by slowly rising flood waters.Flash flooding early on the morning of the 22nd in Paint Bank washed out Peters Mountain Road.

  • Thunderstorm Wind65 kt wind06/30/2012

    Mountain View, Montgomery County

    1 death, $1M damage

    What happened

    Thunderstorm winds blew thousands of trees and branches down across the county. There were numerous reports of power lines being taken down by the wind or by falling trees or branches. Structural damage occurred to numerous homes that had trees fall on them. Parked vehicles also suffered damage when trees fell on them. One indirect fatality occurred when the driver of a motorcycle crashed into a tree being removed from a road hours after the event. Damage values are estimated.

  • Drought09/01/2007

    Montgomery

    $10M damage

    What happened

    Hay and pasture production was down fifty to sixty percent due to the drought resulting in a shortage of winter feed for livestock.

  • Thunderstorm Wind50 kt wind08/30/2021

    Fagg, Montgomery County

    2 injured, $10K damage

    What happened

    Thunderstorm winds knocked a tree down on a vehicle near the intersection of Northfork Road and Seneca Hollow Road. Two people were transported to the hospital with unknown injury severity.

  • Flash Flood09/29/2015

    Riner, Montgomery County

    $1M damage

    What happened

    There were numerous reports of roads flooded and some badly damaged across Montgomery County. The biggest impacts were in the western half of the county where 3 to 5 inches of rain fell in a 6-hour period between 0700 LST and 1300 LST. The asphalt on Laurel Mill Ridge road was reportedly washed away. Meadow Creek Road had at least one foot of water rushing over it. Duck Pond Road was closed from Oak Lane to Smithfield. Radford Road was closed, Route 8 in Riner was partially flooded and an earth retaining wall gave way. Toms Creek was flooding a portion of Mt. Zion Road near Brooksfield Road. Plantation was closed due to 6 to 12 inches of water over the road.

  • Flash Flood10/11/2018

    Pilot, Montgomery County

    $632K damage

    What happened

    Montgomery County was included in a Presidential Major Disaster declaration due mainly to the severe flooding associated with Tropical Storm Michael. At least four roads were reported closed across the county including in the Ellett Valley area. At least six inches of moving water was reported over Toms Creek Road near Redbud Road and Toms Creek was out of its banks and flooding Meadowbrook Road in Blacksburg. Elsewhere in Montgomery County 13-year-old became trapped in an all-terrain vehicle in a flooded creek and the New River Valley swift-water rescue team helped to rescue the teenager.

Latest storm reports

Newest first

  • Thunderstorm Wind50 kt wind06/13/2026

    New Ellett, Montgomery County

    $500 damage

  • Drought06/01/2026

    Montgomery

  • Drought05/01/2026

    Montgomery

  • Drought04/21/2026

    Montgomery

  • Hail0.88" hail04/02/2026

    Merrimac, Montgomery County

  • Winter Storm01/30/2026

    Montgomery

  • Winter Storm01/24/2026

    Montgomery

  • Flash Flood07/31/2025

    Walton, Montgomery County

    $5,000 damage

Drinking water

16 community water systems serve about 72,361 people. Violations since 2021.

None of the systems serving this county had a health-based violation in this period.

  • Blacksburg, Town ofServes 34,578 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Christiansburg Town ofServes 22,000 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Prices Fork/MerrimacServes 4,541 · Purchased surface water · Local governmentNo health violations+2 monitoring or reporting
  • Christiansburg Elliston WaterlineServes 3,626 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Plum CreekServes 1,740 · Purchased surface water · Local governmentNo health violations+1 monitoring or reporting
  • Radford Army Ammunition PlantServes 1,602 · Surface water · FederalNo health violations+6 monitoring or reporting
  • Bethel AreaServes 1,247 · Purchased surface water · Local governmentNo health violations
  • Riner CommunityServes 1,161 · Purchased surface water · Local governmentNo health violations

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Blacksburg Nwso, 3 mi from the county center

Summer highs peak around 82°F in Jul and winter lows bottom out near 22°F in Jan. About 42.6 inches of rain falls in a typical year, with 24.7 inches of snow.

MonthHighLowRainSnow
Jan42°F22°F3.23 in7.7 in
Feb45°F24°F2.83 in7.0 in
Mar53°F30°F3.78 in4.3 in
Apr64°F39°F3.77 in0.6 in
May72°F48°F4.47 in-
Jun79°F57°F4.27 in-
Jul82°F61°F4.21 in-
Aug81°F60°F3.57 in-
Sep76°F53°F3.45 in-
Oct66°F41°F2.91 in-
Nov55°F31°F2.85 in0.4 in
Dec45°F25°F3.30 in4.7 in
Year52°F average42.6 in24.7 in

Pollution sites

0 Superfund sites and 7 toxic release facilities in Montgomery County

Superfund sites

None in this county.

Toxic release facilities

Total: 11.4 million lbs in 2024, 141,020 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk54 historic places

Frequently asked questions

How risky is Montgomery County for natural disasters?
FEMA rates Montgomery County relatively low for overall natural hazard risk, with expected losses of $16.6M a year. The highest-rated hazards are landslide (relatively moderate), earthquake (relatively low), cold wave (relatively moderate).
What storms are most common in Montgomery County?
Since 1996, NOAA recorded 655 storm events affecting Montgomery County, most often thunderstorm wind (204), hail (158), flash flood (71).
How many tornadoes have hit Montgomery County?
5 tornadoes have been recorded in Montgomery County since 1950.
How many homes in Montgomery County have flood insurance?
148 residential flood insurance policies are in force in Montgomery County, covering about 0.5% of homes. The program has paid $3.23M on 181 claims here since 1978.
What is the weather like in Montgomery County?
At Blacksburg Nwso, average highs reach 82°F in Jul and lows fall to 22°F in Jan, with 42.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.