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Charlotte Harbor, FL

Census-designated place in Charlotte County, Florida. ZIP codes: 33980.

Population

4,239

Land area

2.3sq mi

People per sq mi

1,827

ZIP codes

1

Charlotte Harbor and its ZIP codes

Charlotte Harbor at a glance

  • Charlotte Harbor is about 4.4 times as dense as Florida as a whole.
  • The median household income is $40,406, 46% below the Florida median of $74,568.
  • A typical owner-occupied home is valued at $183,300 (49% below Florida) and median rent is $1,316 a month.

Local data for Charlotte Harbor, FL

Counts from official public data

Housing and community stats

Charlotte Harbor, FL, American Community Survey 2020-2024

Full profile

Median household income

$40,406

Poverty rate

20.5%

Median home value

$183,300

Median rent

$1,316/mo

Homeownership

48.4%

Bachelor's or higher

26.4%

Median age

66.9

Average commute

18.6 min

Largest reported origins and ancestries: Irish Americans (790), German Americans (570), Italian Americans (389).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Charlotte County. PPP loans are for Charlotte Harbor.

Details

Unemployment rate

5.9%

Aug 2026, +0.5 pts in a year

Average annual pay

$55,186

57,200 jobs, 2025

Income per person

$59,995

BEA, 2024

Federal spending

$2.26B

FY 2026, $12,116 per person

Charlotte County economyFederal spending

How people get to work

Charlotte Harbor, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone75.6%
  • Carpooled13.4%
  • Public transit0.1%
  • Walked0.0%
  • Bicycle0.9%
  • Taxi, ride-hailing, motorcycle or other1.4%
  • Worked from home8.6%

Average one-way commute: 18.6 minutes for people who do not work from home.

Environment and hazard risk

Charlotte Harbor, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: hurricane

Storm events since 1996

222

Countywide, mostly thunderstorm wind

Flood insurance policies

32,247

32.0% of homes, county

July high / Jan low

94° / 53°F

54.0 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Charlotte Harbor, FL, CDC PLACES estimates

All 40 measures

Obesity

29.7%

U.S. 33.3% -3.6 pts

Diabetes

18.0%

U.S. 12.1% +5.9 pts

Smoking

12.1%

U.S. 12.8% -0.7 pts

Uninsured (18-64)

12.4%

U.S. 11.1% +1.3 pts

ZIP codes in Charlotte Harbor

1 in or overlapping Charlotte Harbor. Population shown

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Cities near Charlotte Harbor

Frequently asked questions

What county is Charlotte Harbor, FL in?
Charlotte Harbor is in Charlotte County, Florida.
What ZIP codes are in Charlotte Harbor, FL?
ZIP codes in or overlapping Charlotte Harbor include 33980.
What is the population of Charlotte Harbor, FL?
About 4,239 people live in Charlotte Harbor, based on American Community Survey 5-year estimates.
What cities are near Charlotte Harbor?
Nearby places include Solana (2.5 mi), Harbour Heights (3.8 mi), Cleveland (3.8 mi), Charlotte Park (4.2 mi), Port Charlotte (4.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023