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Fernandina Beach, FL
City in Nassau County, Florida. ZIP codes: 32034.
Population
13,420
Land area
11.8sq mi
People per sq mi
1,133
ZIP codes
1
Fernandina Beach and its ZIP codes
Fernandina Beach at a glance
- Fernandina Beach is about 2.7 times as dense as Florida as a whole.
- The median household income is $97,903, 31% above the Florida median of $74,568.
- A typical owner-occupied home is valued at $555,400 (55% above Florida) and median rent is $1,259 a month.
Local data for Fernandina Beach, FL
Counts from official public data
Housing and community stats
Fernandina Beach, FL, American Community Survey 2020-2024
Median household income
$97,903
Poverty rate
11.3%
Median home value
$555,400
Median rent
$1,259/mo
Homeownership
80.5%
Bachelor's or higher
53.3%
Median age
58.6
Average commute
22.3 min
Largest reported origins and ancestries: German Americans (2,159), Irish Americans (1,615), Italian Americans (790).
Economy and federal money
Jobs, pay, income and spending are for Nassau County. PPP loans are for Fernandina Beach.
Unemployment rate
4.3%
Sep 2026, +0.1 pts in a year
Average annual pay
$59,156
27,745 jobs, 2025
Income per person
$83,469
BEA, 2024
Federal spending
$941M
FY 2026, $10,420 per person
How people get to work
Fernandina Beach, FL, workers 16 and older. American Community Survey 5-year estimates
- Drove alone74.9%
- Carpooled6.0%
- Public transit0.0%
- Walked1.0%
- Bicycle0.4%
- Taxi, ride-hailing, motorcycle or other1.1%
- Worked from home16.6%
Average one-way commute: 22.3 minutes for people who do not work from home.
Environment and hazard risk
Fernandina Beach, FL, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: hurricane
Storm events since 1996
536
Countywide, mostly thunderstorm wind
Flood insurance policies
6,287
16.1% of homes, county
July high / Jan low
91° / 45°F
49.9 inches of rain a year
Hazards, floods and storm historyCheck a flood zone7 historic places
Health statistics
Share of adults in Fernandina Beach, FL, CDC PLACES estimates
Obesity
32.3%
U.S. 33.3% -1.0 pts
Diabetes
12.8%
U.S. 12.1% +0.7 pts
Smoking
9.6%
U.S. 12.8% -3.2 pts
Uninsured (18-64)
7.6%
U.S. 11.1% -3.5 pts
ZIP codes in Fernandina Beach
1 in or overlapping Fernandina Beach. Population shown
Cities near Fernandina Beach
| Name | Distance | Land area (sq mi) |
|---|---|---|
| YuleeCensus-designated place | 9.3 mi | 23.2 |
| Kings Bay Base, GACensus-designated place | 13 mi | 2.8 |
| St. Marys, GACity | 13 mi | 25.5 |
| Atlantic BeachCity | 21 mi | 3.7 |
| Neptune BeachCity | 23 mi | 2.3 |
| Kingsland, GACity | 24 mi | 44.8 |
| CallahanTown | 24 mi | 1.8 |
| Nassau Village-RatliffCensus-designated place | 25 mi | 14.7 |
| Jacksonville BeachCity | 26 mi | 7.3 |
| JacksonvilleCity | 26 mi | 747.3 |
| Woodbine, GACity | 27 mi | 2.5 |
| Jekyll Island, GACensus-designated place | 29 mi | 9 |
| HilliardTown | 29 mi | 5.5 |
Frequently asked questions
- What county is Fernandina Beach, FL in?
- Fernandina Beach is in Nassau County, Florida.
- What ZIP codes are in Fernandina Beach, FL?
- ZIP codes in or overlapping Fernandina Beach include 32034.
- What is the population of Fernandina Beach, FL?
- About 13,420 people live in Fernandina Beach, based on American Community Survey 5-year estimates.
- What cities are near Fernandina Beach?
- Nearby places include Yulee (9.3 mi), Kings Bay Base, GA (13 mi), St. Marys, GA (13 mi), Atlantic Beach (21 mi), Neptune Beach (23 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023