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Harbor Bluffs, FL

Census-designated place in Pinellas County, Florida. ZIP codes: 33770.

Population

3,076

Land area

0.7sq mi

People per sq mi

4,442

ZIP codes

1

Harbor Bluffs and its ZIP codes

Full map

Harbor Bluffs at a glance

  • Harbor Bluffs is about 11 times as dense as Florida as a whole.
  • The median household income is $140,972, 89% above the Florida median of $74,568.
  • A typical owner-occupied home is valued at $673,100 (87% above Florida).

Local data for Harbor Bluffs, FL

Counts from official public data

Housing and community stats

Harbor Bluffs, FL, American Community Survey 2020-2024

Full profile

Median household income

$140,972

Poverty rate

4.2%

Median home value

$673,100

Homeownership

93.2%

Bachelor's or higher

46.2%

Median age

50.1

Average commute

25.5 min

Largest reported origins and ancestries: German Americans (447), Italian Americans (373), Irish Americans (342).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Pinellas County. PPP loans are for Harbor Bluffs.

Details

Unemployment rate

4.1%

Sep 2026, +0.1 pts in a year

Average annual pay

$70,854

441,425 jobs, 2025

Income per person

$78,288

BEA, 2024

Federal spending

$9.2B

FY 2026, $9,572 per person

Pinellas County economyFederal spending

How people get to work

Harbor Bluffs, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone82.6%
  • Carpooled1.3%
  • Public transit0.0%
  • Walked0.0%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.0%
  • Worked from home16.1%

Average one-way commute: 25.5 minutes for people who do not work from home.

Environment and hazard risk

Harbor Bluffs, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: lightning

Storm events since 1996

759

Countywide, mostly thunderstorm wind

Flood insurance policies

76,020

19.4% of homes, county

July high / Jan low

90° / 53°F

53.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Harbor Bluffs, FL, CDC PLACES estimates

All 40 measures

Obesity

29.4%

U.S. 33.3% -3.9 pts

Diabetes

12.2%

U.S. 12.1% about the same

Smoking

10.8%

U.S. 12.8% -2.0 pts

Uninsured (18-64)

7.9%

U.S. 11.1% -3.2 pts

ZIP codes in Harbor Bluffs

1 in or overlapping Harbor Bluffs. Population shown

·

Cities near Harbor Bluffs

NameDistanceLand area (sq mi)
Belleair BluffsCity0.9 mi0.5
Belleair BeachCity1.3 mi0.5
Belleair ShoreTown1.4 mi0.1
RidgecrestCensus-designated place1.6 mi0.9
Indian Rocks BeachCity1.7 mi0.8
BelleairTown2.2 mi1.7
LargoCity2.8 mi18.8
Indian ShoresTown3.9 mi0.3
SeminoleCity5.3 mi5.2
Redington ShoresTown5.4 mi0.3
BardmoorCensus-designated place5.7 mi2.2
North Redington BeachTown6 mi0.3
Redington BeachTown6.6 mi0.4
ClearwaterCity6.8 mi26.2
South HighpointCensus-designated place7 mi0.7
Bay PinesCensus-designated place7.6 mi1.3

Frequently asked questions

What county is Harbor Bluffs, FL in?
Harbor Bluffs is in Pinellas County, Florida.
What ZIP codes are in Harbor Bluffs, FL?
ZIP codes in or overlapping Harbor Bluffs include 33770.
What is the population of Harbor Bluffs, FL?
About 3,076 people live in Harbor Bluffs, based on American Community Survey 5-year estimates.
What cities are near Harbor Bluffs?
Nearby places include Belleair Bluffs (0.9 mi), Belleair Beach (1.3 mi), Belleair Shore (1.4 mi), Ridgecrest (1.6 mi), Indian Rocks Beach (1.7 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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