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Hernando, FL

Census-designated place in Citrus County, Florida. ZIP codes: 34434, 34442.

Population

9,299

Land area

31.7sq mi

People per sq mi

293

ZIP codes

2

Hernando and its ZIP codes

Hernando at a glance

  • Hernando is 30% less dense than Florida as a whole.
  • Households here earn a median of $43,076 a year, 42% less than the Florida figure of $74,568.
  • A typical owner-occupied home is valued at $209,700 (42% below Florida) and median rent is $964 a month.

Local data for Hernando, FL

Counts from official public data

Housing and community stats

Hernando, FL, American Community Survey 2020-2024

Full profile

Median household income

$43,076

Poverty rate

21.1%

Median home value

$209,700

Median rent

$964/mo

Homeownership

85.0%

Bachelor's or higher

15.4%

Median age

59.9

Average commute

31.6 min

Largest reported origins and ancestries: German Americans (1,665), Irish Americans (1,261), Italian Americans (557).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Citrus County. PPP loans are for Hernando.

Details

Unemployment rate

6.7%

Aug 2026, +0.5 pts in a year

Average annual pay

$50,429

35,256 jobs, 2025

Income per person

$50,762

BEA, 2024

Federal spending

$1.8B

FY 2026, $11,982 per person

PPP loans

$14.7M

276 loans, 2,186 jobs reported

Citrus County economyFederal spendingPPP loans

How people get to work

Hernando, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone75.4%
  • Carpooled6.2%
  • Public transit0.0%
  • Walked0.8%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other2.5%
  • Worked from home15.0%

Average one-way commute: 31.6 minutes for people who do not work from home.

Environment and hazard risk

Hernando, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: hurricane

Storm events since 1996

255

Countywide, mostly thunderstorm wind

Flood insurance policies

5,549

7.0% of homes, county

July high / Jan low

91° / 43°F

52.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in Hernando, FL, CDC PLACES estimates

All 40 measures

Obesity

33.0%

U.S. 33.3% about the same

Diabetes

16.7%

U.S. 12.1% +4.6 pts

Smoking

16.3%

U.S. 12.8% +3.5 pts

Uninsured (18-64)

11.3%

U.S. 11.1% about the same

ZIP codes in Hernando

2 in or overlapping Hernando. Population shown

Cities near Hernando

Frequently asked questions

What county is Hernando, FL in?
Hernando is in Citrus County, Florida.
What ZIP codes are in Hernando, FL?
ZIP codes in or overlapping Hernando include 34434, 34442.
What is the population of Hernando, FL?
About 9,299 people live in Hernando, based on American Community Survey 5-year estimates.
What cities are near Hernando?
Nearby places include Beverly Hills (4.5 mi), Citrus Hills (5.1 mi), Inverness Highlands North (5.4 mi), Citrus Springs (6.1 mi), Inverness (6.7 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023