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Palm Harbor, FL

Census-designated place in Pinellas County, Florida. ZIP codes: 34681, 34683, 34684.

Population

61,512

Land area

17.4sq mi

People per sq mi

3,543

ZIP codes

3

Palm Harbor and its ZIP codes

Full map

Palm Harbor at a glance

  • Palm Harbor is about 8.5 times as dense as Florida as a whole.
  • By population, it ranks 63rd among 955 cities and towns in Florida.
  • The median household income is $78,935, 6% above the Florida median of $74,568.
  • A typical owner-occupied home is valued at $405,300 (13% above Florida) and median rent is $1,806 a month.

Local data for Palm Harbor, FL

Counts from official public data

Housing and community stats

Palm Harbor, FL, American Community Survey 2020-2024

Full profile

Median household income

$78,935

Poverty rate

10.3%

Median home value

$405,300

Median rent

$1,806/mo

Homeownership

77.9%

Bachelor's or higher

40.6%

Median age

50.9

Average commute

26.7 min

Largest reported origins and ancestries: German Americans (9,679), Irish Americans (8,896), Italian Americans (6,756).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Pinellas County. PPP loans are for Palm Harbor.

Details

Unemployment rate

4.1%

Sep 2026, +0.1 pts in a year

Average annual pay

$70,854

441,425 jobs, 2025

Income per person

$78,288

BEA, 2024

Federal spending

$9.2B

FY 2026, $9,572 per person

PPP loans

$120M

2,174 loans, 15,590 jobs reported

Pinellas County economyFederal spendingPPP loans

How people get to work

Palm Harbor, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone68.0%
  • Carpooled5.2%
  • Public transit0.2%
  • Walked0.6%
  • Bicycle0.7%
  • Taxi, ride-hailing, motorcycle or other2.0%
  • Worked from home23.3%

Average one-way commute: 26.7 minutes for people who do not work from home.

Environment and hazard risk

Palm Harbor, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: lightning

Storm events since 1996

759

Countywide, mostly thunderstorm wind

Flood insurance policies

76,020

19.4% of homes, county

July high / Jan low

91° / 51°F

54.3 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Palm Harbor, FL, CDC PLACES estimates

All 40 measures

Obesity

30.4%

U.S. 33.3% -2.9 pts

Diabetes

12.6%

U.S. 12.1% +0.5 pts

Smoking

11.5%

U.S. 12.8% -1.3 pts

Uninsured (18-64)

9.4%

U.S. 11.1% -1.7 pts

ZIP codes in Palm Harbor

3 in or overlapping Palm Harbor. Population shown

·

Cities near Palm Harbor

NameDistanceLand area (sq mi)
DunedinCity3.1 mi10.6
East LakeCensus-designated place4 mi28.6
Tarpon SpringsCity4.3 mi9.3
GreenbriarCensus-designated place5 mi0.5
OldsmarCity5.3 mi8.9
Safety HarborCity5.7 mi4.9
ClearwaterCity6.6 mi26.2
HolidayCensus-designated place7.1 mi5.3
Key VistaCensus-designated place7.5 mi0.8
WestchaseCensus-designated place8.3 mi10
TrinityCensus-designated place8.6 mi6.2
Beacon SquareCensus-designated place8.8 mi2
ElfersCensus-designated place9 mi3.7
KeystoneCensus-designated place9.2 mi35.1
BelleairTown11 mi1.7
New Port RicheyCity11 mi4.6

Frequently asked questions

What county is Palm Harbor, FL in?
Palm Harbor is in Pinellas County, Florida.
What ZIP codes are in Palm Harbor, FL?
ZIP codes in or overlapping Palm Harbor include 34681, 34683, 34684.
What is the population of Palm Harbor, FL?
About 61,512 people live in Palm Harbor, based on American Community Survey 5-year estimates.
What cities are near Palm Harbor?
Nearby places include Dunedin (3.1 mi), East Lake (4 mi), Tarpon Springs (4.3 mi), Greenbriar (5 mi), Oldsmar (5.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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