Skip to content

Checked

St. Cloud, FL

City in Osceola County, Florida. ZIP codes: 34769, 34772.

Population

65,130

Land area

29.2sq mi

People per sq mi

2,233

ZIP codes

2

St. Cloud and its ZIP codes

St. Cloud at a glance

  • St. Cloud is about 5.3 times as dense as Florida as a whole.
  • By population, it ranks 57th among 955 cities and towns in Florida.
  • The median household income is $83,174, 12% above the Florida median of $74,568.
  • A typical owner-occupied home is valued at $356,200 and median rent is $1,683 a month.

Local data for St. Cloud, FL

Counts from official public data

Housing and community stats

St. Cloud, FL, American Community Survey 2020-2024

Full profile

Median household income

$83,174

Poverty rate

10.1%

Median home value

$356,200

Median rent

$1,683/mo

Homeownership

72.5%

Bachelor's or higher

31.6%

Median age

36.0

Average commute

35.9 min

Largest reported origins and ancestries: Puerto Ricans (19,624), Irish Americans (5,378), German Americans (4,809).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Osceola County. PPP loans are for St. Cloud.

Details

Unemployment rate

4.8%

Aug 2026, +0.4 pts in a year

Average annual pay

$54,965

117,799 jobs, 2025

Income per person

$49,092

BEA, 2024

Federal spending

$2.21B

FY 2026, $5,686 per person

PPP loans

$41.07M

904 loans, 6,227 jobs reported

Osceola County economyFederal spendingPPP loans

How people get to work

St. Cloud, FL, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone73.3%
  • Carpooled11.3%
  • Public transit0.1%
  • Walked0.7%
  • Bicycle0.6%
  • Taxi, ride-hailing, motorcycle or other0.6%
  • Worked from home13.4%

Average one-way commute: 35.9 minutes for people who do not work from home.

Environment and hazard risk

St. Cloud, FL, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: strong wind

Storm events since 1996

247

Countywide, mostly hail

Flood insurance policies

7,888

6.0% of homes, county

July high / Jan low

92° / 48°F

52.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in St. Cloud, FL, CDC PLACES estimates

All 40 measures

Obesity

38.3%

U.S. 33.3% +5.0 pts

Diabetes

12.4%

U.S. 12.1% about the same

Smoking

11.7%

U.S. 12.8% -1.1 pts

Uninsured (18-64)

18.4%

U.S. 11.1% +7.3 pts

ZIP codes in St. Cloud

2 in or overlapping St. Cloud. Population shown

·

Cities near St. Cloud

Frequently asked questions

What county is St. Cloud, FL in?
St. Cloud is in Osceola County, Florida.
What ZIP codes are in St. Cloud, FL?
ZIP codes in or overlapping St. Cloud include 34769, 34772.
What is the population of St. Cloud, FL?
About 65,130 people live in St. Cloud, based on American Community Survey 5-year estimates.
What cities are near St. Cloud?
Nearby places include Buenaventura Lakes (7.9 mi), Kissimmee (9.4 mi), Campbell (9.8 mi), Meadow Woods (10 mi), Lake Hart (11 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023