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Elkhart, IN

City in Elkhart County, Indiana. ZIP codes: 46514, 46516, 46517.

Population

53,733

Land area

28.1sq mi

People per sq mi

1,911

ZIP codes

3

Elkhart and its ZIP codes

Elkhart at a glance

  • Elkhart is about 10 times as dense as Indiana as a whole.
  • By population, it ranks 18th among 967 cities and towns in Indiana.
  • The median household income is $51,028, 29% below the Indiana median of $71,957.
  • A typical owner-occupied home is valued at $139,500 (36% below Indiana) and median rent is $998 a month.

Local data for Elkhart, IN

Counts from official public data

Housing and community stats

Elkhart, IN, American Community Survey 2020-2024

Full profile

Median household income

$51,028

Poverty rate

18.2%

Median home value

$139,500

Median rent

$998/mo

Homeownership

53.2%

Bachelor's or higher

17.7%

Median age

35.0

Average commute

18.5 min

Largest reported origins and ancestries: Mexican Americans (8,864), German Americans (6,702), Irish Americans (2,631).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Elkhart County. PPP loans are for Elkhart.

Details

Unemployment rate

3.8%

Sep 2026, +0.2 pts in a year

Average annual pay

$65,710

126,935 jobs, 2025

Income per person

$60,348

BEA, 2024

Federal spending

$1.1B

FY 2026, $5,288 per person

PPP loans

$137M

1,006 loans, 14,808 jobs reported

Elkhart County economyFederal spendingPPP loans

How people get to work

Elkhart, IN, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone74.9%
  • Carpooled18.1%
  • Public transit0.6%
  • Walked2.6%
  • Bicycle0.1%
  • Taxi, ride-hailing, motorcycle or other0.6%
  • Worked from home3.2%

Average one-way commute: 18.5 minutes for people who do not work from home.

Environment and hazard risk

Elkhart, IN, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: strong wind

Storm events since 1996

595

Countywide, mostly thunderstorm wind

Flood insurance policies

340

0.5% of homes, county

July high / Jan low

83° / 18°F

39.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone10 historic places

Health statistics

Share of adults in Elkhart, IN, CDC PLACES estimates

All 40 measures

Obesity

47.3%

U.S. 33.3% +14.0 pts

Diabetes

15.1%

U.S. 12.1% +3.0 pts

Smoking

18.8%

U.S. 12.8% +6.0 pts

Uninsured (18-64)

16.2%

U.S. 11.1% +5.1 pts

ZIP codes in Elkhart

3 in or overlapping Elkhart. Population shown

Cities near Elkhart

Frequently asked questions

What county is Elkhart, IN in?
Elkhart is in Elkhart County, Indiana.
What ZIP codes are in Elkhart, IN?
ZIP codes in or overlapping Elkhart include 46514, 46516, 46517.
What is the population of Elkhart, IN?
About 53,733 people live in Elkhart, based on American Community Survey 5-year estimates.
What cities are near Elkhart?
Nearby places include Simonton Lake (3.8 mi), Dunlap (4.2 mi), Osceola (6.5 mi), Bristol (7 mi), Granger (8.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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