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Warsaw, IN

City in Kosciusko County, Indiana. ZIP codes: 46580, 46582.

Population

16,768

Land area

13.5sq mi

People per sq mi

1,238

ZIP codes

2

Warsaw and its ZIP codes

Warsaw at a glance

  • Warsaw is about 6.5 times as dense as Indiana as a whole.
  • By population, it ranks 54th among 967 cities and towns in Indiana.
  • The median household income is $61,035, 15% below the Indiana median of $71,957.
  • A typical owner-occupied home is valued at $181,200 (17% below Indiana) and median rent is $1,066 a month.

Local data for Warsaw, IN

Counts from official public data

Housing and community stats

Warsaw, IN, American Community Survey 2020-2024

Full profile

Median household income

$61,035

Poverty rate

17.6%

Median home value

$181,200

Median rent

$1,066/mo

Homeownership

49.3%

Bachelor's or higher

33.7%

Median age

33.8

Average commute

16.3 min

Largest reported origins and ancestries: German Americans (3,235), Irish Americans (1,761), Mexican Americans (1,234).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Kosciusko County. PPP loans are for Warsaw.

Details

Unemployment rate

3.5%

Sep 2026, +0.1 pts in a year

Average annual pay

$59,767

35,757 jobs, 2025

Income per person

$60,847

BEA, 2024

Federal spending

$489M

FY 2026, $6,091 per person

PPP loans

$25.9M

239 loans, 2,934 jobs reported

Kosciusko County economyFederal spendingPPP loans

How people get to work

Warsaw, IN, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone74.7%
  • Carpooled11.3%
  • Public transit0.4%
  • Walked2.8%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.1%
  • Worked from home9.7%

Average one-way commute: 16.3 minutes for people who do not work from home.

Environment and hazard risk

Warsaw, IN, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

463

Countywide, mostly thunderstorm wind

Flood insurance policies

474

1.2% of homes, county

July high / Jan low

84° / 17°F

40.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone3 historic places

Health statistics

Share of adults in Warsaw, IN, CDC PLACES estimates

All 40 measures

Obesity

38.7%

U.S. 33.3% +5.4 pts

Diabetes

12.6%

U.S. 12.1% +0.5 pts

Smoking

16.9%

U.S. 12.8% +4.1 pts

Uninsured (18-64)

10.6%

U.S. 11.1% -0.5 pts

ZIP codes in Warsaw

2 in or overlapping Warsaw. Population shown

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Cities near Warsaw

Frequently asked questions

What county is Warsaw, IN in?
Warsaw is in Kosciusko County, Indiana.
What ZIP codes are in Warsaw, IN?
ZIP codes in or overlapping Warsaw include 46580, 46582.
What is the population of Warsaw, IN?
About 16,768 people live in Warsaw, based on American Community Survey 5-year estimates.
What cities are near Warsaw?
Nearby places include Winona Lake (2.6 mi), Oswego (5.8 mi), Leesburg (5.8 mi), Wooster (6 mi), Barbee (6.9 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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