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Cambridge, MA

City in Middlesex County, Massachusetts. ZIP codes: 02138, 02139, 02140, 02141, 02142.

Population

118,796

Land area

6.4sq mi

People per sq mi

18,571

ZIP codes

5

Cambridge and its ZIP codes

Cambridge at a glance

  • Cambridge is about 21 times as dense as Massachusetts as a whole.
  • It is the 4th most populous of 248 cities and towns in Massachusetts.
  • Households here earn a median of $130,748 a year, 26% more than the Massachusetts figure of $103,960.
  • A typical owner-occupied home is valued at $1,092,100 (94% above Massachusetts) and median rent is $2,787 a month.

Local data for Cambridge, MA

Counts from official public data

Housing and community stats

Cambridge, MA, American Community Survey 2020-2024

Full profile

Median household income

$130,748

Poverty rate

12.8%

Median home value

$1,092,100

Median rent

$2,787/mo

Homeownership

33.5%

Bachelor's or higher

80.8%

Median age

30.4

Average commute

25.8 min

Largest reported origins and ancestries: Irish Americans (12,751), Chinese Americans (9,991), German Americans (9,869).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Middlesex County. PPP loans are for Cambridge.

Details

Unemployment rate

4.0%

Aug 2026, -0.3 pts in a year

Average annual pay

$118,479

903,942 jobs, 2025

Income per person

$112,011

BEA, 2024

Federal spending

$27.4B

FY 2026, $16,790 per person

PPP loans

$442M

4,001 loans, 41,457 jobs reported

Middlesex County economyFederal spendingPPP loans

How people get to work

Cambridge, MA, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone19.7%
  • Carpooled2.5%
  • Public transit18.0%
  • Walked19.2%
  • Bicycle7.8%
  • Taxi, ride-hailing, motorcycle or other2.0%
  • Worked from home30.8%

Average one-way commute: 25.8 minutes for people who do not work from home.

Environment and hazard risk

Cambridge, MA, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively High

Top: ice storm

Storm events since 1996

1,840

Countywide, mostly thunderstorm wind

Flood insurance policies

4,000

1.0% of homes, county

July high / Jan low

85° / 19°F

49.4 inches of rain a year

Hazards, floods and storm historyCheck a flood zone173 historic places

Health statistics

Share of adults in Cambridge, MA, CDC PLACES estimates

All 40 measures

Obesity

21.9%

U.S. 33.3% -11.4 pts

Diabetes

5.9%

U.S. 12.1% -6.2 pts

Smoking

7.1%

U.S. 12.8% -5.7 pts

Uninsured (18-64)

3.8%

U.S. 11.1% -7.3 pts

ZIP codes in Cambridge

5 in or overlapping Cambridge. Population shown

Cities near Cambridge

Frequently asked questions

What county is Cambridge, MA in?
Cambridge is in Middlesex County, Massachusetts.
What ZIP codes are in Cambridge, MA?
ZIP codes in or overlapping Cambridge include 02138, 02139, 02140, 02141, 02142.
What is the population of Cambridge, MA?
About 118,796 people live in Cambridge, based on American Community Survey 5-year estimates.
What cities are near Cambridge?
Nearby places include Somerville (2 mi), Watertown (2.3 mi), Belmont (2.6 mi), Medford (3.3 mi), Arlington (3.3 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023