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Cumberland, MD

City in Allegany County, Maryland. ZIP codes: 21502.

Population

18,804

Land area

10.1sq mi

People per sq mi

1,856

ZIP codes

1

Cumberland and its ZIP codes

Cumberland at a glance

  • Cumberland is about 2.9 times as dense as Maryland as a whole.
  • It is the 72nd most populous of 527 cities and towns in Maryland.
  • Households here earn a median of $48,162 a year, 54% less than the Maryland figure of $103,678.
  • A typical owner-occupied home is valued at $123,200 (71% below Maryland) and median rent is $741 a month.

Local data for Cumberland, MD

Counts from official public data

Housing and community stats

Cumberland, MD, American Community Survey 2020-2024

Full profile

Median household income

$48,162

Poverty rate

25.1%

Median home value

$123,200

Median rent

$741/mo

Homeownership

60.0%

Bachelor's or higher

22.7%

Median age

41.1

Average commute

18.9 min

Largest reported origins and ancestries: German Americans (4,711), Irish Americans (2,832), Italian Americans (806).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Allegany County. PPP loans are for Cumberland.

Details

Unemployment rate

5.1%

Aug 2026, -0.9 pts in a year

Average annual pay

$53,825

26,493 jobs, 2025

Income per person

$52,707

BEA, 2024

Federal spending

$497M

FY 2026, $7,304 per person

Allegany County economyFederal spending

How people get to work

Cumberland, MD, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone74.1%
  • Carpooled10.6%
  • Public transit0.6%
  • Walked3.4%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.8%
  • Worked from home9.5%

Average one-way commute: 18.9 minutes for people who do not work from home.

Environment and hazard risk

Cumberland, MD, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

1,095

Countywide, mostly winter weather

Flood insurance policies

135

0.5% of homes, county

July high / Jan low

87° / 23°F

39.2 inches of rain a year

Hazards, floods and storm historyCheck a flood zone18 historic places

Health statistics

Share of adults in Cumberland, MD, CDC PLACES estimates

All 40 measures

Obesity

37.8%

U.S. 33.3% +4.5 pts

Diabetes

15.1%

U.S. 12.1% +3.0 pts

Smoking

19.4%

U.S. 12.8% +6.6 pts

Uninsured (18-64)

9.7%

U.S. 11.1% -1.4 pts

ZIP codes in Cumberland

1 in or overlapping Cumberland. Population shown

Cities near Cumberland

Frequently asked questions

What county is Cumberland, MD in?
Cumberland is in Allegany County, Maryland.
What ZIP codes are in Cumberland, MD?
ZIP codes in or overlapping Cumberland include 21502.
What is the population of Cumberland, MD?
About 18,804 people live in Cumberland, based on American Community Survey 5-year estimates.
What cities are near Cumberland?
Nearby places include Ridgeley, WV (0.7 mi), Carpendale, WV (2.1 mi), Bowmans Addition (2.3 mi), Bowling Green (2.7 mi), Wiley Ford, WV (2.8 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023