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Germantown, MD

Census-designated place in Montgomery County, Maryland. ZIP codes: 20874, 20876.

Population

90,719

Land area

17sq mi

People per sq mi

5,326

ZIP codes

2

Germantown and its ZIP codes

Germantown at a glance

  • Germantown is about 8.3 times as dense as Maryland as a whole.
  • By population, it ranks 3rd among 527 cities and towns in Maryland.
  • The median household income is $117,546, 13% above the Maryland median of $103,678.
  • A typical owner-occupied home is valued at $422,400 and median rent is $2,040 a month.

Local data for Germantown, MD

Counts from official public data

Housing and community stats

Germantown, MD, American Community Survey 2020-2024

Full profile

Median household income

$117,546

Poverty rate

8.8%

Median home value

$422,400

Median rent

$2,040/mo

Homeownership

67.2%

Bachelor's or higher

50.4%

Median age

37.5

Average commute

30.8 min

Largest reported origins and ancestries: Salvadoran Americans (7,077), Indian Americans (5,957), German Americans (5,328).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Montgomery County. PPP loans are for Germantown.

Details

Unemployment rate

3.2%

Sep 2026, -1.0 pts in a year

Average annual pay

$96,368

456,358 jobs, 2025

Income per person

$104,882

BEA, 2024

Federal spending

$17.2B

FY 2026, $16,210 per person

PPP loans

$42.8M

706 loans, 4,831 jobs reported

Montgomery County economyFederal spendingPPP loans

How people get to work

Germantown, MD, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone59.1%
  • Carpooled10.1%
  • Public transit5.0%
  • Walked1.1%
  • Bicycle0.2%
  • Taxi, ride-hailing, motorcycle or other2.3%
  • Worked from home22.3%

Average one-way commute: 30.8 minutes for people who do not work from home.

Environment and hazard risk

Germantown, MD, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: winter weather

Storm events since 1996

1,849

Countywide, mostly thunderstorm wind

Flood insurance policies

2,029

0.8% of homes, county

July high / Jan low

84° / 25°F

47.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Germantown, MD, CDC PLACES estimates

All 40 measures

Obesity

27.5%

U.S. 33.3% -5.8 pts

Diabetes

10.5%

U.S. 12.1% -1.6 pts

Smoking

8.5%

U.S. 12.8% -4.3 pts

Uninsured (18-64)

10.3%

U.S. 11.1% -0.8 pts

ZIP codes in Germantown

2 in or overlapping Germantown. Population shown

Cities near Germantown

Frequently asked questions

What county is Germantown, MD in?
Germantown is in Montgomery County, Maryland.
What ZIP codes are in Germantown, MD?
ZIP codes in or overlapping Germantown include 20874, 20876.
What is the population of Germantown, MD?
About 90,719 people live in Germantown, based on American Community Survey 5-year estimates.
What cities are near Germantown?
Nearby places include Montgomery Village (3.2 mi), Clarksburg (3.3 mi), Flower Hill (4.3 mi), Ten Mile Creek (4.5 mi), Gaithersburg (4.6 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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