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Boyne City, MI
City in Charlevoix County, Michigan. ZIP codes: 49712.
Population
3,825
Land area
4sq mi
People per sq mi
947
ZIP codes
1
Boyne City and its ZIP codes
Boyne City at a glance
- Boyne City is about 5.3 times as dense as Michigan as a whole.
- Households here earn a median of $64,855 a year, 11% less than the Michigan figure of $72,875.
- A typical owner-occupied home is valued at $249,000 (8% above Michigan) and median rent is $906 a month.
Local data for Boyne City, MI
Counts from official public data
Housing and community stats
Boyne City, MI, American Community Survey 2020-2024
Median household income
$64,855
Poverty rate
7.8%
Median home value
$249,000
Median rent
$906/mo
Homeownership
68.2%
Bachelor's or higher
32.9%
Median age
48.8
Average commute
15.3 min
Largest reported origins and ancestries: German Americans (877), Irish Americans (561), Dutch Americans (220).
Economy and federal money
Jobs, pay, income and spending are for Charlevoix County. PPP loans are for Boyne City.
Unemployment rate
3.6%
Sep 2026, -0.3 pts in a year
Average annual pay
$59,554
10,881 jobs, 2025
Income per person
$76,513
BEA, 2024
Federal spending
$224M
FY 2026, $8,584 per person
PPP loans
$17.3M
230 loans, 1,882 jobs reported
How people get to work
Boyne City, MI, workers 16 and older. American Community Survey 5-year estimates
- Drove alone71.5%
- Carpooled9.2%
- Public transit1.0%
- Walked2.0%
- Bicycle0.5%
- Taxi, ride-hailing, motorcycle or other1.1%
- Worked from home14.7%
Average one-way commute: 15.3 minutes for people who do not work from home.
Environment and hazard risk
Boyne City, MI, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: cold wave
Storm events since 1996
107
Countywide, mostly thunderstorm wind
Flood insurance policies
40
0.2% of homes, county
July high / Jan low
84° / 14°F
36.2 inches of rain a year
Hazards, floods and storm historyCheck a flood zone2 historic places
Health statistics
Share of adults in Boyne City, MI, CDC PLACES estimates
Obesity
35.1%
U.S. 33.3% +1.8 pts
Diabetes
11.5%
U.S. 12.1% -0.6 pts
Smoking
13.3%
U.S. 12.8% +0.5 pts
Uninsured (18-64)
5.4%
U.S. 11.1% -5.7 pts
ZIP codes in Boyne City
1 in or overlapping Boyne City. Population shown
Cities near Boyne City
| Name | Distance | Land area (sq mi) |
|---|---|---|
| AdvanceCensus-designated place | 3.5 mi | 2.7 |
| Walloon LakeCensus-designated place | 5.2 mi | 1.4 |
| Horton BayCensus-designated place | 5.5 mi | 4.8 |
| Boyne FallsVillage | 5.9 mi | 0.6 |
| East JordanCity | 7 mi | 3 |
| IrontonCensus-designated place | 9.2 mi | 1 |
| PetoskeyCity | 11 mi | 5.1 |
| Bay ShoreCensus-designated place | 11 mi | 1.6 |
| EllsworthVillage | 12 mi | 0.7 |
| Bay ViewCensus-designated place | 12 mi | 0.4 |
| CharlevoixCity | 14 mi | 2 |
| Harbor SpringsCity | 15 mi | 1.3 |
| ConwayCensus-designated place | 16 mi | 0.4 |
| Central LakeVillage | 16 mi | 1 |
| AlbaCensus-designated place | 16 mi | 2.7 |
| OdenCensus-designated place | 17 mi | 0.6 |
Frequently asked questions
- What county is Boyne City, MI in?
- Boyne City is in Charlevoix County, Michigan.
- What ZIP codes are in Boyne City, MI?
- ZIP codes in or overlapping Boyne City include 49712.
- What is the population of Boyne City, MI?
- About 3,825 people live in Boyne City, based on American Community Survey 5-year estimates.
- What cities are near Boyne City?
- Nearby places include Advance (3.5 mi), Walloon Lake (5.2 mi), Horton Bay (5.5 mi), Boyne Falls (5.9 mi), East Jordan (7 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023