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Otsego, MI

City in Allegan County, Michigan.

Population

4,074

Land area

2sq mi

People per sq mi

2,004

ZIP codes

0

Otsego and its ZIP codes

Full map

Otsego at a glance

  • Otsego is about 11 times as dense as Michigan as a whole.
  • The median household income is $74,156, close to the Michigan median.
  • A typical owner-occupied home is valued at $160,500 (31% below Michigan) and median rent is $1,119 a month.

Local data for Otsego, MI

Counts from official public data

Housing and community stats

Otsego, MI, American Community Survey 2020-2024

Full profile

Median household income

$74,156

Poverty rate

5.3%

Median home value

$160,500

Median rent

$1,119/mo

Homeownership

73.0%

Bachelor's or higher

13.5%

Median age

35.8

Average commute

19.8 min

Largest reported origins and ancestries: Irish Americans (647), German Americans (577), Dutch Americans (264).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Allegan County. PPP loans are for Otsego.

Details

Unemployment rate

3.9%

Aug 2026, -0.3 pts in a year

Average annual pay

$63,066

43,686 jobs, 2025

Income per person

$60,514

BEA, 2024

Federal spending

$752M

FY 2026, $6,242 per person

Allegan County economyFederal spending

How people get to work

Otsego, MI, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone83.9%
  • Carpooled9.8%
  • Public transit0.1%
  • Walked0.8%
  • Bicycle2.1%
  • Taxi, ride-hailing, motorcycle or other0.6%
  • Worked from home2.8%

Average one-way commute: 19.8 minutes for people who do not work from home.

Environment and hazard risk

Otsego, MI, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

451

Countywide, mostly thunderstorm wind

Flood insurance policies

118

0.2% of homes, county

July high / Jan low

82° / 16°F

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Otsego, MI, CDC PLACES estimates

All 40 measures

Obesity

35.2%

U.S. 33.3% +1.9 pts

Diabetes

10.4%

U.S. 12.1% -1.7 pts

Smoking

15.8%

U.S. 12.8% +3.0 pts

Uninsured (18-64)

7.0%

U.S. 11.1% -4.1 pts

Cities near Otsego

NameDistanceLand area (sq mi)
PlainwellCity2.9 mi2.1
MartinVillage6.2 mi0.8
AlleganCity9.2 mi3.8
WestwoodCensus-designated place11 mi2.9
ParchmentCity11 mi0.9
GoblesCity11 mi1
HopkinsVillage12 mi0.5
EastwoodCensus-designated place13 mi2
Comstock NorthwestCensus-designated place13 mi3.2
KalamazooCity14 mi24.6
RichlandVillage14 mi1
BloomingdaleVillage14 mi1.1
DeltonCensus-designated place15 mi2.2
WaylandCity15 mi3
South Gull LakeCensus-designated place16 mi1.4
Hickory CornersCensus-designated place16 mi2.1

Frequently asked questions

What county is Otsego, MI in?
Otsego is in Allegan County, Michigan.
What is the population of Otsego, MI?
About 4,074 people live in Otsego, based on American Community Survey 5-year estimates.
What cities are near Otsego?
Nearby places include Plainwell (2.9 mi), Martin (6.2 mi), Allegan (9.2 mi), Westwood (11 mi), Parchment (11 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023