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Pearl Beach, MI

Census-designated place in St. Clair County, Michigan. ZIP codes: 48001.

Population

4,506

Land area

4.8sq mi

People per sq mi

938

ZIP codes

1

Pearl Beach and its ZIP codes

Full map

Pearl Beach at a glance

  • Pearl Beach is about 5.3 times as dense as Michigan as a whole.
  • Households here earn a median of $83,208 a year, 14% more than the Michigan figure of $72,875.
  • A typical owner-occupied home is valued at $301,700 (30% above Michigan) and median rent is $1,054 a month.

Local data for Pearl Beach, MI

Counts from official public data

Housing and community stats

Pearl Beach, MI, American Community Survey 2020-2024

Full profile

Median household income

$83,208

Poverty rate

10.0%

Median home value

$301,700

Median rent

$1,054/mo

Homeownership

93.3%

Bachelor's or higher

20.4%

Median age

53.7

Average commute

37.7 min

Largest reported origins and ancestries: German Americans (1,197), Polish Americans (902), Irish Americans (642).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for St. Clair County. PPP loans are for Pearl Beach.

Details

Unemployment rate

5.3%

Aug 2026, +0.9 pts in a year

Average annual pay

$58,073

41,734 jobs, 2025

Income per person

$57,943

BEA, 2024

Federal spending

$1.18B

FY 2026, $7,388 per person

PPP loans

$9.51M

155 loans, 1,493 jobs reported

St. Clair County economyFederal spendingPPP loans

How people get to work

Pearl Beach, MI, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone84.2%
  • Carpooled6.9%
  • Public transit0.0%
  • Walked0.0%
  • Bicycle2.2%
  • Taxi, ride-hailing, motorcycle or other0.7%
  • Worked from home6.1%

Average one-way commute: 37.7 minutes for people who do not work from home.

Environment and hazard risk

Pearl Beach, MI, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: cold wave

Storm events since 1996

536

Countywide, mostly thunderstorm wind

Flood insurance policies

1,248

2.0% of homes, county

July high / Jan low

85° / 16°F

34.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Pearl Beach, MI, CDC PLACES estimates

All 40 measures

Obesity

35.4%

U.S. 33.3% +2.1 pts

Diabetes

12.6%

U.S. 12.1% +0.5 pts

Smoking

15.2%

U.S. 12.8% +2.4 pts

Uninsured (18-64)

5.4%

U.S. 11.1% -5.7 pts

ZIP codes in Pearl Beach

1 in or overlapping Pearl Beach. Population shown

·

Cities near Pearl Beach

NameDistanceLand area (sq mi)
AlgonacCity2.1 mi1.4
Marine CityCity7 mi2.2
New BaltimoreCity9.1 mi4.6
New HavenVillage13 mi2.5
St. ClairCity15 mi2.9
RichmondCity15 mi2.9
Mount ClemensCity16 mi4.1
St. Clair ShoresCity19 mi11.7
MarysvilleCity20 mi7.3
FraserCity20 mi4.1
Village of Grosse Pointe ShoresCity20 mi1.1
RosevilleCity21 mi9.8
MemphisCity21 mi1.1
Grosse Pointe WoodsCity21 mi3.2
ArmadaVillage22 mi0.7
EastpointeCity22 mi5.2

Frequently asked questions

What county is Pearl Beach, MI in?
Pearl Beach is in St. Clair County, Michigan.
What ZIP codes are in Pearl Beach, MI?
ZIP codes in or overlapping Pearl Beach include 48001.
What is the population of Pearl Beach, MI?
About 4,506 people live in Pearl Beach, based on American Community Survey 5-year estimates.
What cities are near Pearl Beach?
Nearby places include Algonac (2.1 mi), Marine City (7 mi), New Baltimore (9.1 mi), New Haven (13 mi), St. Clair (15 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023