Checked
Ham Lake, MN
City in Anoka County, Minnesota. ZIP codes: 55304.
Population
16,702
Land area
34.4sq mi
People per sq mi
485
ZIP codes
1
Ham Lake and its ZIP codes
Ham Lake at a glance
- Ham Lake is about 6.7 times as dense as Minnesota as a whole.
- It is the 68th most populous of 914 cities and towns in Minnesota.
- Households here earn a median of $120,135 a year, 35% more than the Minnesota figure of $89,062.
- A typical owner-occupied home is valued at $442,500 (34% above Minnesota) and median rent is $1,173 a month.
Local data for Ham Lake, MN
Counts from official public data
Housing and community stats
Ham Lake, MN, American Community Survey 2020-2024
Median household income
$120,135
Poverty rate
4.0%
Median home value
$442,500
Median rent
$1,173/mo
Homeownership
93.7%
Bachelor's or higher
36.9%
Median age
43.8
Average commute
28.6 min
Largest reported origins and ancestries: German Americans (5,291), Norwegian Americans (2,423), Irish Americans (2,055).
Economy and federal money
Jobs, pay, income and spending are for Anoka County. PPP loans are for Ham Lake.
Unemployment rate
5.0%
Aug 2026, +0.8 pts in a year
Average annual pay
$67,842
133,128 jobs, 2025
Income per person
$64,906
BEA, 2024
Federal spending
$2.29B
FY 2026, $6,288 per person
PPP loans
$79.89M
1,151 loans, 9,880 jobs reported
How people get to work
Ham Lake, MN, workers 16 and older. American Community Survey 5-year estimates
- Drove alone76.7%
- Carpooled4.5%
- Public transit0.5%
- Walked0.1%
- Bicycle0.2%
- Taxi, ride-hailing, motorcycle or other1.0%
- Worked from home16.9%
Average one-way commute: 28.6 minutes for people who do not work from home.
Environment and hazard risk
Ham Lake, MN, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: strong wind
Storm events since 1996
615
Countywide, mostly hail
Flood insurance policies
230
0.2% of homes, county
July high / Jan low
82° / 2°F
28.8 inches of rain a year
Hazards, floods and storm historyCheck a flood zone1 historic places
Health statistics
Share of adults in Ham Lake, MN, CDC PLACES estimates
Obesity
34.8%
U.S. 33.3% +1.5 pts
Diabetes
9.9%
U.S. 12.1% -2.2 pts
Smoking
12.6%
U.S. 12.8% about the same
Uninsured (18-64)
6.0%
U.S. 11.1% -5.1 pts
ZIP codes in Ham Lake
1 in or overlapping Ham Lake. Population shown
Cities near Ham Lake
| Name | Distance | Land area (sq mi) |
|---|---|---|
| BlaineCity | 5.7 mi | 32.9 |
| AndoverCity | 6 mi | 33.9 |
| ColumbusCity | 6.1 mi | 44.8 |
| East BethelCity | 7.4 mi | 44.6 |
| Lino LakesCity | 7.5 mi | 28.2 |
| Coon RapidsCity | 7.6 mi | 22.6 |
| LexingtonCity | 7.7 mi | 0.7 |
| Circle PinesCity | 8 mi | 1.7 |
| Oak GroveCity | 8.8 mi | 33.9 |
| Spring Lake ParkCity | 9.4 mi | 2 |
| AnokaCity | 9.6 mi | 6.7 |
| CentervilleCity | 9.6 mi | 2.1 |
| Mounds ViewCity | 10 mi | 4.1 |
| ChamplinCity | 11 mi | 8.2 |
| Martin LakeCensus-designated place | 11 mi | 1.4 |
| BethelCity | 11 mi | 1 |
Frequently asked questions
- What county is Ham Lake, MN in?
- Ham Lake is in Anoka County, Minnesota.
- What ZIP codes are in Ham Lake, MN?
- ZIP codes in or overlapping Ham Lake include 55304.
- What is the population of Ham Lake, MN?
- About 16,702 people live in Ham Lake, based on American Community Survey 5-year estimates.
- What cities are near Ham Lake?
- Nearby places include Blaine (5.7 mi), Andover (6 mi), Columbus (6.1 mi), East Bethel (7.4 mi), Lino Lakes (7.5 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023