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Otsego, MN

City in Wright County, Minnesota. ZIP codes: 55301, 55330.

Population

22,245

Land area

29.6sq mi

People per sq mi

751

ZIP codes

2

Otsego and its ZIP codes

Full map

Otsego at a glance

  • Otsego is about 10 times as dense as Minnesota as a whole.
  • By population, it ranks 50th among 914 cities and towns in Minnesota.
  • The median household income is $119,927, 35% above the Minnesota median of $89,062.
  • A typical owner-occupied home is valued at $396,700 (20% above Minnesota) and median rent is $1,765 a month.

Local data for Otsego, MN

Counts from official public data

Housing and community stats

Otsego, MN, American Community Survey 2020-2024

Full profile

Median household income

$119,927

Poverty rate

3.5%

Median home value

$396,700

Median rent

$1,765/mo

Homeownership

92.7%

Bachelor's or higher

40.0%

Median age

34.9

Average commute

30.1 min

Largest reported origins and ancestries: German Americans (5,827), Irish Americans (2,437), Norwegian Americans (2,204).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Wright County. PPP loans are for Otsego.

Details

Unemployment rate

4.5%

Aug 2026, +0.7 pts in a year

Average annual pay

$57,602

49,245 jobs, 2025

Income per person

$66,574

BEA, 2024

Federal spending

$760M

FY 2026, $5,376 per person

Wright County economyFederal spending

How people get to work

Otsego, MN, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone72.2%
  • Carpooled9.5%
  • Public transit0.2%
  • Walked0.2%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other2.7%
  • Worked from home15.2%

Average one-way commute: 30.1 minutes for people who do not work from home.

Environment and hazard risk

Otsego, MN, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: strong wind

Storm events since 1996

766

Countywide, mostly hail

Flood insurance policies

124

0.2% of homes, county

July high / Jan low

83° / 4°F

32.9 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Otsego, MN, CDC PLACES estimates

All 40 measures

Obesity

34.5%

U.S. 33.3% +1.2 pts

Diabetes

7.6%

U.S. 12.1% -4.5 pts

Smoking

11.5%

U.S. 12.8% -1.3 pts

Uninsured (18-64)

6.0%

U.S. 11.1% -5.1 pts

ZIP codes in Otsego

2 in or overlapping Otsego. Population shown

·

Cities near Otsego

NameDistanceLand area (sq mi)
AlbertvilleCity2.3 mi4.4
Elk RiverCity4.8 mi42.3
RogersCity5.3 mi25.4
St. MichaelCity6.1 mi32.7
HanoverCity7.1 mi5.5
Big LakeCity8.4 mi7.2
MonticelloCity8.6 mi9.1
RamseyCity8.7 mi28.9
DaytonCity9 mi23.4
NowthenCity11 mi33.7
CorcoranCity11 mi35.8
GreenfieldCity11 mi20.4
AnokaCity12 mi6.7
ZimmermanCity12 mi3.8
ChamplinCity12 mi8.2
RockfordCity13 mi2.5

Frequently asked questions

What county is Otsego, MN in?
Otsego is in Wright County, Minnesota.
What ZIP codes are in Otsego, MN?
ZIP codes in or overlapping Otsego include 55301, 55330.
What is the population of Otsego, MN?
About 22,245 people live in Otsego, based on American Community Survey 5-year estimates.
What cities are near Otsego?
Nearby places include Albertville (2.3 mi), Elk River (4.8 mi), Rogers (5.3 mi), St. Michael (6.1 mi), Hanover (7.1 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023