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St. Stephen, MN

City in Stearns County, Minnesota. ZIP codes: 56375.

Population

694

Land area

3.7sq mi

People per sq mi

186

ZIP codes

1

St. Stephen and its ZIP codes

Full map

St. Stephen at a glance

  • St. Stephen is about 2.6 times as dense as Minnesota as a whole.
  • Households here earn a median of $105,313 a year, 18% more than the Minnesota figure of $89,062.
  • A typical owner-occupied home is valued at $262,100 (20% below Minnesota) and median rent is $1,292 a month.

Local data for St. Stephen, MN

Counts from official public data

Housing and community stats

St. Stephen, MN, American Community Survey 2020-2024

Full profile

Median household income

$105,313

Poverty rate

2.0%

Median home value

$262,100

Median rent

$1,292/mo

Homeownership

96.6%

Bachelor's or higher

20.5%

Median age

40.0

Average commute

28.1 min

Largest reported origins and ancestries: German Americans (267), Polish Americans (91), Norwegian Americans (59).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Stearns County. PPP loans are for St. Stephen.

Details

Unemployment rate

4.2%

Sep 2026, +1.0 pts in a year

Average annual pay

$65,352

87,420 jobs, 2025

Income per person

$64,935

BEA, 2024

Federal spending

$1.1B

FY 2026, $6,978 per person

PPP loans

$1.3M

27 loans, 375 jobs reported

Stearns County economyFederal spendingPPP loans

How people get to work

St. Stephen, MN, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone84.9%
  • Carpooled4.6%
  • Public transit0.0%
  • Walked1.0%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.5%
  • Worked from home9.1%

Average one-way commute: 28.1 minutes for people who do not work from home.

Environment and hazard risk

St. Stephen, MN, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: strong wind

Storm events since 1996

897

Countywide, mostly hail

Flood insurance policies

153

0.2% of homes, county

July high / Jan low

80° / 0°F

30.1 inches of rain a year

Hazards, floods and storm historyCheck a flood zone1 historic places

Health statistics

Share of adults in St. Stephen, MN, CDC PLACES estimates

All 40 measures

Obesity

34.9%

U.S. 33.3% +1.6 pts

Diabetes

8.5%

U.S. 12.1% -3.6 pts

Smoking

13.4%

U.S. 12.8% +0.6 pts

Uninsured (18-64)

6.1%

U.S. 11.1% -5.0 pts

ZIP codes in St. Stephen

1 in or overlapping St. Stephen. Population shown

·

Cities near St. Stephen

NameDistanceLand area (sq mi)
RiceCity4.1 mi5.7
SartellCity6.6 mi10.4
RoyaltonCity8.9 mi2
Sauk RapidsCity9.2 mi6.3
HoldingfordCity9.7 mi0.9
St. John's UniversityCensus-designated place10 mi0.7
St. JosephCity10 mi9.3
BowlusCity10 mi1.3
Waite ParkCity12 mi12.6
AvonCity12 mi1.7
St. CloudCity13 mi40.2
ElmdaleCity14 mi3.4
AlbanyCity15 mi2.2
GilmanCity16 mi0.5
St. AnthonyCity16 mi0.5
UpsalaCity16 mi3.2

Frequently asked questions

What county is St. Stephen, MN in?
St. Stephen is in Stearns County, Minnesota.
What ZIP codes are in St. Stephen, MN?
ZIP codes in or overlapping St. Stephen include 56375.
What is the population of St. Stephen, MN?
About 694 people live in St. Stephen, based on American Community Survey 5-year estimates.
What cities are near St. Stephen?
Nearby places include Rice (4.1 mi), Sartell (6.6 mi), Royalton (8.9 mi), Sauk Rapids (9.2 mi), Holdingford (9.7 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023