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Lake Ozark, MO
City in Miller County, Missouri. ZIP codes: 65049.
Population
2,335
Land area
7.2sq mi
People per sq mi
325
ZIP codes
1
Lake Ozark and its ZIP codes
Lake Ozark at a glance
- Lake Ozark is about 3.6 times as dense as Missouri as a whole.
- The median household income is $74,176, 5% above the Missouri median of $70,702.
- A typical owner-occupied home is valued at $278,100 (21% above Missouri) and median rent is $1,304 a month.
Local data for Lake Ozark, MO
Counts from official public data
Housing and community stats
Lake Ozark, MO, American Community Survey 2020-2024
Median household income
$74,176
Poverty rate
18.6%
Median home value
$278,100
Median rent
$1,304/mo
Homeownership
68.6%
Bachelor's or higher
39.3%
Median age
42.1
Average commute
21.5 min
Largest reported origins and ancestries: German Americans (710), Irish Americans (362), Italian Americans (110).
Economy and federal money
Jobs, pay, income and spending are for Miller County. PPP loans are for Lake Ozark.
Unemployment rate
2.9%
Sep 2026, -0.1 pts in a year
Average annual pay
$46,599
7,806 jobs, 2025
Income per person
$49,799
BEA, 2024
Federal spending
$154M
FY 2026, $6,215 per person
How people get to work
Lake Ozark, MO, workers 16 and older. American Community Survey 5-year estimates
- Drove alone75.0%
- Carpooled11.9%
- Public transit0.0%
- Walked0.8%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other5.4%
- Worked from home7.0%
Average one-way commute: 21.5 minutes for people who do not work from home.
Environment and hazard risk
Lake Ozark, MO, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: ice storm
Storm events since 1996
510
Countywide, mostly hail
Flood insurance policies
16
0.1% of homes, county
July high / Jan low
89° / 25°F
42.6 inches of rain a year
Hazards, floods and storm historyCheck a flood zone1 historic places
Health statistics
Share of adults in Lake Ozark, MO, CDC PLACES estimates
Obesity
37.9%
U.S. 33.3% +4.6 pts
Diabetes
14.5%
U.S. 12.1% +2.4 pts
Smoking
18.5%
U.S. 12.8% +5.7 pts
Uninsured (18-64)
8.7%
U.S. 11.1% -2.4 pts
ZIP codes in Lake Ozark
1 in or overlapping Lake Ozark. Population shown
Cities near Lake Ozark
| Name | Distance | Land area (sq mi) |
|---|---|---|
| LakesideCity | 1.4 mi | 0.3 |
| BagnellTown | 2 mi | 0.5 |
| Osage BeachCity | 5.9 mi | 9.8 |
| Village of Four SeasonsVillage | 6.1 mi | 4.6 |
| TuscumbiaTown | 7.8 mi | 0.3 |
| Aurora SpringsCensus-designated place | 8.6 mi | 0.4 |
| BrumleyTown | 9.8 mi | 0.6 |
| EldonCity | 10 mi | 3.6 |
| Sunrise BeachVillage | 10 mi | 5.8 |
| Linn CreekCity | 12 mi | 1.3 |
| LaurieCity | 13 mi | 5.5 |
| FriedenswaldVillage | 13 mi | 0.1 |
| BarnettCity | 13 mi | 0.3 |
| Gravois MillsTown | 14 mi | 0.7 |
| OleanTown | 15 mi | 0.2 |
| EugeneCensus-designated place | 15 mi | 0.3 |
Frequently asked questions
- What county is Lake Ozark, MO in?
- Lake Ozark is in Miller County, Missouri.
- What ZIP codes are in Lake Ozark, MO?
- ZIP codes in or overlapping Lake Ozark include 65049.
- What is the population of Lake Ozark, MO?
- About 2,335 people live in Lake Ozark, based on American Community Survey 5-year estimates.
- What cities are near Lake Ozark?
- Nearby places include Lakeside (1.4 mi), Bagnell (2 mi), Osage Beach (5.9 mi), Village of Four Seasons (6.1 mi), Tuscumbia (7.8 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023