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Belmont, NC

City in Gaston County, North Carolina. ZIP codes: 28012.

Population

15,546

Land area

12.2sq mi

People per sq mi

1,272

ZIP codes

1

Belmont and its ZIP codes

Belmont at a glance

  • Belmont is about 5.8 times as dense as North Carolina as a whole.
  • By population, it ranks 68th among 772 cities and towns in North Carolina.
  • The median household income is $94,883, 31% above the North Carolina median of $72,388.
  • A typical owner-occupied home is valued at $395,000 (37% above North Carolina) and median rent is $1,365 a month.

Local data for Belmont, NC

Counts from official public data

Housing and community stats

Belmont, NC, American Community Survey 2020-2024

Full profile

Median household income

$94,883

Poverty rate

7.9%

Median home value

$395,000

Median rent

$1,365/mo

Homeownership

70.7%

Bachelor's or higher

51.1%

Median age

39.4

Average commute

26.5 min

Largest reported origins and ancestries: German Americans (2,351), Irish Americans (2,238), Italian Americans (858).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Gaston County. PPP loans are for Belmont.

Details

Unemployment rate

3.7%

Aug 2026, -0.6 pts in a year

Average annual pay

$56,852

81,516 jobs, 2025

Income per person

$55,398

BEA, 2024

Federal spending

$1.49B

FY 2026, $6,538 per person

Gaston County economyFederal spending

How people get to work

Belmont, NC, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone66.0%
  • Carpooled4.5%
  • Public transit0.0%
  • Walked2.6%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other1.4%
  • Worked from home25.6%

Average one-way commute: 26.5 minutes for people who do not work from home.

Environment and hazard risk

Belmont, NC, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: ice storm

Storm events since 1996

553

Countywide, mostly thunderstorm wind

Flood insurance policies

313

0.4% of homes, county

July high / Jan low

90° / 32°F

43.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone3 historic places

Health statistics

Share of adults in Belmont, NC, CDC PLACES estimates

All 40 measures

Obesity

32.8%

U.S. 33.3% -0.5 pts

Diabetes

10.5%

U.S. 12.1% -1.6 pts

Smoking

12.8%

U.S. 12.8% about the same

Uninsured (18-64)

8.5%

U.S. 11.1% -2.6 pts

ZIP codes in Belmont

1 in or overlapping Belmont. Population shown

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Cities near Belmont

Frequently asked questions

What county is Belmont, NC in?
Belmont is in Gaston County, North Carolina.
What ZIP codes are in Belmont, NC?
ZIP codes in or overlapping Belmont include 28012.
What is the population of Belmont, NC?
About 15,546 people live in Belmont, based on American Community Survey 5-year estimates.
What cities are near Belmont?
Nearby places include Cramerton (1.6 mi), McAdenville (3.1 mi), Lowell (4.3 mi), Mount Holly (5.9 mi), Ranlo (6.2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023