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Carmel, NY
Census-designated place in Putnam County, New York. ZIP codes: 10512.
Population
7,306
Land area
9.2sq mi
People per sq mi
791
ZIP codes
1
Carmel and its ZIP codes
Carmel at a glance
- Carmel is 88% denser than New York as a whole.
- The median household income is $114,954, 34% above the New York median of $85,974.
- A typical owner-occupied home is valued at $488,300 (15% above New York) and median rent is $1,150 a month.
Local data for Carmel, NY
Counts from official public data
Housing and community stats
Carmel, NY, American Community Survey 2020-2024
Median household income
$114,954
Poverty rate
8.8%
Median home value
$488,300
Median rent
$1,150/mo
Homeownership
75.0%
Bachelor's or higher
39.9%
Median age
47.0
Average commute
41.9 min
Largest reported origins and ancestries: Italian Americans (1,819), Irish Americans (1,090), German Americans (641).
Economy and federal money
Jobs, pay, income and spending are for Putnam County. PPP loans are for Carmel.
Unemployment rate
3.5%
Aug 2026, +0.1 pts in a year
Average annual pay
$69,372
26,879 jobs, 2025
Income per person
$88,460
BEA, 2024
Federal spending
$643M
FY 2026, $6,578 per person
PPP loans
$37M
652 loans, 4,184 jobs reported
How people get to work
Carmel, NY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone67.4%
- Carpooled10.4%
- Public transit6.6%
- Walked0.9%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other0.7%
- Worked from home14.0%
Average one-way commute: 41.9 minutes for people who do not work from home.
Environment and hazard risk
Carmel, NY, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: landslide
Storm events since 1996
362
Countywide, mostly thunderstorm wind
Flood insurance policies
222
0.6% of homes, county
July high / Jan low
78° / 16°F
50.4 inches of rain a year
Hazards, floods and storm historyCheck a flood zone3 historic places
Health statistics
Share of adults in Carmel, NY, CDC PLACES estimates
Obesity
27.7%
U.S. 33.3% -5.6 pts
Diabetes
10.2%
U.S. 12.1% -1.9 pts
Smoking
10.2%
U.S. 12.8% -2.6 pts
Uninsured (18-64)
6.4%
U.S. 11.1% -4.7 pts
ZIP codes in Carmel
1 in or overlapping Carmel. Population shown
Cities near Carmel
| Name | Distance | Land area (sq mi) |
|---|---|---|
| Brewster HeightsCensus-designated place | 3.3 mi | 0.5 |
| MahopacCensus-designated place | 3.8 mi | 6.1 |
| BrewsterVillage | 4 mi | 0.5 |
| Lake CarmelCensus-designated place | 4 mi | 5.2 |
| Brewster HillCensus-designated place | 4.5 mi | 0.9 |
| Heritage HillsCensus-designated place | 5.1 mi | 1.9 |
| LincolndaleCensus-designated place | 5.7 mi | 1 |
| ShenorockCensus-designated place | 6.4 mi | 0.7 |
| Peach LakeCensus-designated place | 6.6 mi | 2.3 |
| Putnam LakeCensus-designated place | 8.3 mi | 4.6 |
| Jefferson Valley-YorktownCensus-designated place | 8.7 mi | 7 |
| Taylor Corners, CTCensus-designated place | 8.7 mi | 0.5 |
| Golden's BridgeCensus-designated place | 8.8 mi | 2.4 |
| Ball Pond, CTCensus-designated place | 9.2 mi | 1.1 |
| Ridgebury, CTCensus-designated place | 9.4 mi | 5.5 |
| Shrub OakCensus-designated place | 9.6 mi | 1.6 |
Frequently asked questions
- What county is Carmel, NY in?
- Carmel is in Putnam County, New York.
- What ZIP codes are in Carmel, NY?
- ZIP codes in or overlapping Carmel include 10512.
- What is the population of Carmel, NY?
- About 7,306 people live in Carmel, based on American Community Survey 5-year estimates.
- What cities are near Carmel?
- Nearby places include Brewster Heights (3.3 mi), Mahopac (3.8 mi), Brewster (4 mi), Lake Carmel (4 mi), Brewster Hill (4.5 mi).
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023