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Putnam County, NY
10 cities and towns and 9 ZIP codes in Putnam County, New York.
Population
98,107
Land area
230sq mi
People per sq mi
426
ZIP codes
9
Cities and towns in Putnam County
Putnam County at a glance
- Households here earn a median of $126,257 a year, 47% more than the New York figure of $85,974.
- A typical owner-occupied home is valued at $471,300 (11% above New York) and median rent is $1,775 a month.
- The biggest population centers are Mahopac (9,039), Lake Carmel (7,854) and Carmel (7,306).
Local data for Putnam County, NY
Counts from official public data
Housing and community stats
Putnam County, NY, American Community Survey 2020-2024
Median household income
$126,257
Poverty rate
7.1%
Median home value
$471,300
Prices +3.7% in a year
Median rent
$1,775/mo
Homeownership
83.8%
Bachelor's or higher
45.5%
Median age
44.0
Average commute
39.3 min
Largest reported origins and ancestries: Italian Americans (21,911), Irish Americans (17,290), German Americans (9,623).
Economy and federal money
Jobs, income, federal spending and pandemic loans
Unemployment rate
3.4%
Sep 2026, +0.2 pts in a year
Average annual pay
$69,372
26,879 jobs, 2025
Income per person
$88,460
BEA, 2024
Federal spending
$643M
FY 2026, $6,578 per person
PPP loans
$217M
3,112 loans, 24,315 jobs reported
Campaign donations
$1.1M
Itemized, 2026 cycle
How people get to work
Putnam County, NY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone69.2%
- Carpooled7.4%
- Public transit5.8%
- Walked1.8%
- Bicycle0.1%
- Taxi, ride-hailing, motorcycle or other1.2%
- Worked from home14.4%
Average one-way commute: 39.3 minutes for people who do not work from home.
Environment and hazard risk
Putnam County, NY, from FEMA, NOAA and EPA
Natural hazard risk
Very Low
Top: landslide
Storm events since 1996
362
Most often thunderstorm wind
Flood insurance policies
222
0.6% of homes, county
July high / Jan low
78° / 16°F
50.4 inches of rain a year
Hazards, floods and storm historyCheck a flood zone30 historic places
Health statistics
Share of adults in Putnam County, NY, CDC PLACES estimates
Obesity
27.5%
U.S. 33.3% -5.8 pts
Diabetes
9.7%
U.S. 12.1% -2.4 pts
Smoking
9.6%
U.S. 12.8% -3.2 pts
Uninsured (18-64)
6.3%
U.S. 11.1% -4.8 pts
Cities, towns and ZIP codes in Putnam County
Population shown
Frequently asked questions
- What is the largest city in Putnam County, NY?
- Mahopac is the largest city or town in Putnam County, with about 9,039 residents.
- How many ZIP codes are in Putnam County?
- Putnam County includes 9 ZIP Code Tabulation Areas, including 10509, 10512, 10516, 10524, 10537.
- What is the population of Putnam County, NY?
- About 98,107 people live in Putnam County, based on American Community Survey 5-year estimates.
- What counties border Putnam County?
- Putnam County borders Westchester County, Western Connecticut Planning Region, CT, Orange County, Rockland County, Dutchess County.
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023