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Cortland, NY

City in Cortland County, New York. ZIP codes: 13045.

Population

17,450

Land area

3.9sq mi

People per sq mi

4,481

ZIP codes

1

Cortland and its ZIP codes

Cortland at a glance

  • Cortland is about 11 times as dense as New York as a whole.
  • It is the 109th most populous of 1,289 cities and towns in New York.
  • Households here earn a median of $59,482 a year, 31% less than the New York figure of $85,974.
  • A typical owner-occupied home is valued at $152,600 (64% below New York) and median rent is $975 a month.

Local data for Cortland, NY

Counts from official public data

Housing and community stats

Cortland, NY, American Community Survey 2020-2024

Full profile

Median household income

$59,482

Poverty rate

20.8%

Median home value

$152,600

Median rent

$975/mo

Homeownership

45.9%

Bachelor's or higher

27.2%

Median age

27.4

Average commute

16.8 min

Largest reported origins and ancestries: Irish Americans (2,853), German Americans (1,990), Italian Americans (1,564).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Cortland County. PPP loans are for Cortland.

Details

Unemployment rate

4.2%

Sep 2026, +0.3 pts in a year

Average annual pay

$57,509

17,469 jobs, 2025

Income per person

$52,477

BEA, 2024

Federal spending

$259M

FY 2026, $5,539 per person

PPP loans

$78M

700 loans, 11,708 jobs reported

Cortland County economyFederal spendingPPP loans

How people get to work

Cortland, NY, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone65.6%
  • Carpooled14.1%
  • Public transit1.4%
  • Walked10.3%
  • Bicycle0.7%
  • Taxi, ride-hailing, motorcycle or other1.0%
  • Worked from home6.9%

Average one-way commute: 16.8 minutes for people who do not work from home.

Environment and hazard risk

Cortland, NY, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: landslide

Storm events since 1996

533

Countywide, mostly thunderstorm wind

Flood insurance policies

219

1.3% of homes, county

July high / Jan low

79° / 12°F

39.5 inches of rain a year

Hazards, floods and storm historyCheck a flood zone8 historic places

Health statistics

Share of adults in Cortland, NY, CDC PLACES estimates

All 40 measures

Obesity

31.8%

U.S. 33.3% -1.5 pts

Diabetes

9.7%

U.S. 12.1% -2.4 pts

Smoking

14.8%

U.S. 12.8% +2.0 pts

Uninsured (18-64)

7.0%

U.S. 11.1% -4.1 pts

ZIP codes in Cortland

1 in or overlapping Cortland. Population shown

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Cities near Cortland

Frequently asked questions

What county is Cortland, NY in?
Cortland is in Cortland County, New York.
What ZIP codes are in Cortland, NY?
ZIP codes in or overlapping Cortland include 13045.
What is the population of Cortland, NY?
About 17,450 people live in Cortland, based on American Community Survey 5-year estimates.
What cities are near Cortland?
Nearby places include Cortland West (2.1 mi), Munsons Corners (2.3 mi), Homer (2.4 mi), Blodgett Mills (3.3 mi), McGraw (4.2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023

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