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Montgomery County, NY
12 cities and towns and 10 ZIP codes in Montgomery County, New York.
Population
49,528
Land area
403sq mi
People per sq mi
123
ZIP codes
10
Cities and towns in Montgomery County
Montgomery County at a glance
- Montgomery County is 71% less dense than New York as a whole.
- Households here earn a median of $64,943 a year, 24% less than the New York figure of $85,974.
- A typical owner-occupied home is valued at $157,500 (63% below New York) and median rent is $940 a month.
- The biggest population centers are Amsterdam (18,166), Fort Plain (2,290) and Canajoharie (1,839).
Local data for Montgomery County, NY
Counts from official public data
- Hospitals1
- Emergency Rooms1
- Nursing Homes4
- Schools20
- Colleges1
- Libraries6
- Banks12
- Post Offices10
- Parks27
- Grocery Stores16
- Restaurants130
- Affordable Housing7
- Dialysis Centers2
- Rehab & Long-Term Care Hospitals1
- Community Health Centers1
- Mental Health & Addiction Treatment8
- Private Schools4
- Community Colleges & Trade Schools1
- Toxic Release Facilities3
- Historic Places39
Housing and community stats
Montgomery County, NY, American Community Survey 2020-2024
Median household income
$64,943
Poverty rate
14.6%
Median home value
$157,500
Prices +14.4% in a year
Median rent
$940/mo
Homeownership
70.4%
Bachelor's or higher
22.9%
Median age
40.3
Average commute
24.0 min
Largest reported origins and ancestries: German Americans (7,311), Italian Americans (7,122), Irish Americans (5,771).
Economy and federal money
Jobs, income, federal spending and pandemic loans
Unemployment rate
4.4%
Aug 2026, 0.0 pts in a year
Average annual pay
$55,523
19,548 jobs, 2025
Income per person
$53,879
BEA, 2024
Federal spending
$333M
FY 2026, $6,718 per person
PPP loans
$75.39M
833 loans, 8,576 jobs reported
Campaign donations
$180K
Itemized, 2026 cycle
How people get to work
Montgomery County, NY, workers 16 and older. American Community Survey 5-year estimates
- Drove alone75.6%
- Carpooled10.8%
- Public transit0.3%
- Walked2.7%
- Bicycle0.0%
- Taxi, ride-hailing, motorcycle or other1.1%
- Worked from home9.4%
Average one-way commute: 24.0 minutes for people who do not work from home.
Environment and hazard risk
Montgomery County, NY, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Low
Top: landslide
Storm events since 1996
893
Most often thunderstorm wind
Flood insurance policies
139
0.8% of homes, county
July high / Jan low
77° / 7°F
50.7 inches of rain a year
Hazards, floods and storm historyCheck a flood zone39 historic places
Health statistics
Share of adults in Montgomery County, NY, CDC PLACES estimates
Obesity
38.8%
U.S. 33.3% +5.5 pts
Diabetes
11.5%
U.S. 12.1% -0.6 pts
Smoking
15.2%
U.S. 12.8% +2.4 pts
Uninsured (18-64)
8.3%
U.S. 11.1% -2.8 pts
Cities, towns and ZIP codes in Montgomery County
Population shown
Frequently asked questions
- What is the largest city in Montgomery County, NY?
- Amsterdam is the largest city or town in Montgomery County, with about 18,166 residents.
- How many ZIP codes are in Montgomery County?
- Montgomery County includes 10 ZIP Code Tabulation Areas, including 12010, 12068, 12069, 12072, 12166.
- What is the population of Montgomery County, NY?
- About 49,528 people live in Montgomery County, based on American Community Survey 5-year estimates.
- What counties border Montgomery County?
- Montgomery County borders Saratoga County, Schenectady County, Otsego County, Herkimer County, Fulton County, Schoharie County.
Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023