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Troy, OH

City in Miami County, Ohio. ZIP codes: 45373.

Population

26,842

Land area

12.6sq mi

People per sq mi

2,124

ZIP codes

1

Troy and its ZIP codes

Troy at a glance

  • Troy is about 7.3 times as dense as Ohio as a whole.
  • It is the 57th most populous of 1,264 cities and towns in Ohio.
  • Households here earn a median of $68,830 a year, 4% less than the Ohio figure of $71,389.
  • A typical owner-occupied home is valued at $217,400 and median rent is $1,003 a month.

Local data for Troy, OH

Counts from official public data

Housing and community stats

Troy, OH, American Community Survey 2020-2024

Full profile

Median household income

$68,830

Poverty rate

12.6%

Median home value

$217,400

Median rent

$1,003/mo

Homeownership

65.5%

Bachelor's or higher

33.2%

Median age

37.8

Average commute

21.6 min

Largest reported origins and ancestries: German Americans (6,253), Irish Americans (3,132), French Americans (775).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Miami County. PPP loans are for Troy.

Details

Unemployment rate

3.1%

Aug 2026, -1.0 pts in a year

Average annual pay

$57,484

41,783 jobs, 2025

Income per person

$62,303

BEA, 2024

Federal spending

$784M

FY 2026, $7,208 per person

PPP loans

$67.6M

837 loans, 8,062 jobs reported

Miami County economyFederal spendingPPP loans

How people get to work

Troy, OH, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone77.9%
  • Carpooled6.6%
  • Public transit0.0%
  • Walked1.3%
  • Bicycle1.6%
  • Taxi, ride-hailing, motorcycle or other1.0%
  • Worked from home11.5%

Average one-way commute: 21.6 minutes for people who do not work from home.

Environment and hazard risk

Troy, OH, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Low

Top: earthquake

Storm events since 1996

512

Countywide, mostly thunderstorm wind

Flood insurance policies

268

0.7% of homes, county

July high / Jan low

84° / 21°F

40.7 inches of rain a year

Hazards, floods and storm historyCheck a flood zone13 historic places

Health statistics

Share of adults in Troy, OH, CDC PLACES estimates

All 40 measures

Obesity

33.3%

U.S. 33.3% about the same

Diabetes

11.9%

U.S. 12.1% about the same

Smoking

15.0%

U.S. 12.8% +2.2 pts

Uninsured (18-64)

7.2%

U.S. 11.1% -3.9 pts

ZIP codes in Troy

1 in or overlapping Troy. Population shown

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Cities near Troy

Frequently asked questions

What county is Troy, OH in?
Troy is in Miami County, Ohio.
What ZIP codes are in Troy, OH?
ZIP codes in or overlapping Troy include 45373.
What is the population of Troy, OH?
About 26,842 people live in Troy, based on American Community Survey 5-year estimates.
What cities are near Troy?
Nearby places include Casstown (4.3 mi), Tipp City (5.6 mi), Pleasant Hill (7.2 mi), Piqua (7.3 mi), Ludlow Falls (7.6 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023