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SBA Loans in Smithfield, NC
7(a) and 504 loans approved, fiscal years 2022 to 2026
- Loans approved
- 21
- Amount approved
- $21.1M
- Jobs supported
- 552
- As reported by borrowers
Counts and dollar amounts are SBA 7(a) and 504 loans approved in each federal fiscal year (October to September), from SBA's FOIA loan data. Loans are placed by the project county and the borrower's city. Borrower names are not shown. Jobs supported are the jobs borrowers reported when they applied.
Loans by fiscal year
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| Year | Loans | Amount | Average | 7(a) | 504 |
|---|---|---|---|---|---|
| FY2026 (through 06/30/2026) | 5 | $3.6M | $718,620 | 5 | 0 |
| FY2025 | 1 | $1.1M | $1,124,000 | 1 | 0 |
| FY2024 | 6 | $834K | $139,000 | 6 | 0 |
| FY2023 | 3 | $1.7M | $576,467 | 3 | 0 |
| FY2022 | 6 | $13.8M | $2,307,667 | 6 | 0 |
Top industries
All years shown, by amount
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| Industry | Loans | Amount |
|---|---|---|
| Roofing Contractors | 4 | $9.7M |
| Snack and Nonalcoholic Beverage Bars | 4 | $4.8M |
| Sports and Recreation Instruction | 1 | $2.4M |
| General Automotive Repair | 1 | $1.5M |
| Assisted Living Facilities for the Elderly | 1 | $1.3M |
| Plumbing, Heating, and Air-Conditioning Contractors | 2 | $407K |
| Passenger Car Rental | 2 | $299K |
| Child and Youth Services | 1 | $175K |
| Home Health Care Services | 1 | $175K |
| Used Car Dealers | 1 | $150K |
Top lenders
7(a) lenders and 504 certified development companies, by amount
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| Lender | Loans | Amount |
|---|---|---|
| IncredibleBank | 4 | $9.7M |
| United Community Bank | 1 | $2.4M |
| Live Oak Banking Company | 1 | $1.8M |
| Peoples Bank | 1 | $1.6M |
| Truliant FCU | 1 | $1.5M |
| Bank of Oak Ridge | 1 | $1.3M |
| First National Bank of Pennsylvania | 1 | $1.1M |
| Newtek Bank, National Association | 2 | $325K |
| Readycap Lending, LLC | 1 | $307K |
| KS Bank, Inc. | 1 | $270K |
Source: U.S. Small Business Administration, 7(a) and 504 FOIA loan data · Last updated 06/30/2026
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