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Elgin, TX

City in Bastrop County, Texas. ZIP codes: 78621.

Population

11,563

Land area

7.2sq mi

People per sq mi

1,610

ZIP codes

1

Elgin and its ZIP codes

Elgin at a glance

  • Elgin is about 14 times as dense as Texas as a whole.
  • It is the 240th most populous of 1,795 cities and towns in Texas.
  • Households here earn a median of $91,114 a year, 16% more than the Texas figure of $78,476.
  • A typical owner-occupied home is valued at $326,400 (15% above Texas) and median rent is $1,440 a month.

Local data for Elgin, TX

Counts from official public data

Housing and community stats

Elgin, TX, American Community Survey 2020-2024

Full profile

Median household income

$91,114

Poverty rate

5.3%

Median home value

$326,400

Median rent

$1,440/mo

Homeownership

71.4%

Bachelor's or higher

23.1%

Median age

36.6

Average commute

32.3 min

Largest reported origins and ancestries: Mexican Americans (5,178), German Americans (1,085), Irish Americans (400).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Bastrop County. PPP loans are for Elgin.

Details

Unemployment rate

3.7%

Sep 2026, -0.2 pts in a year

Average annual pay

$54,668

23,427 jobs, 2025

Income per person

$49,858

BEA, 2024

Federal spending

$557M

FY 2026, $5,729 per person

PPP loans

$15.9M

403 loans, 1,995 jobs reported

Bastrop County economyFederal spendingPPP loans

How people get to work

Elgin, TX, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone66.5%
  • Carpooled11.9%
  • Public transit0.0%
  • Walked0.4%
  • Bicycle0.0%
  • Taxi, ride-hailing, motorcycle or other0.2%
  • Worked from home21.0%

Average one-way commute: 32.3 minutes for people who do not work from home.

Environment and hazard risk

Elgin, TX, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: tornado

Storm events since 1996

408

Countywide, mostly hail

Flood insurance policies

474

1.3% of homes, county

July high / Jan low

95° / 39°F

36.1 inches of rain a year

Hazards, floods and storm historyCheck a flood zone

Health statistics

Share of adults in Elgin, TX, CDC PLACES estimates

All 40 measures

Obesity

40.7%

U.S. 33.3% +7.4 pts

Diabetes

13.1%

U.S. 12.1% +1.0 pts

Smoking

13.8%

U.S. 12.8% +1.0 pts

Uninsured (18-64)

22.3%

U.S. 11.1% +11.2 pts

ZIP codes in Elgin

1 in or overlapping Elgin. Population shown

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Cities near Elgin

Frequently asked questions

What county is Elgin, TX in?
Elgin is in Bastrop County, Texas.
What ZIP codes are in Elgin, TX?
ZIP codes in or overlapping Elgin include 78621.
What is the population of Elgin, TX?
About 11,563 people live in Elgin, based on American Community Survey 5-year estimates.
What cities are near Elgin?
Nearby places include Manor (6.2 mi), Coupland (7.5 mi), McDade (10 mi), Webberville (10 mi), Camp Swift (13 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023