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Schertz, TX

City in Guadalupe County, Texas. ZIP codes: 78108, 78154.

Population

44,050

Land area

33.1sq mi

People per sq mi

1,330

ZIP codes

2

Schertz and its ZIP codes

Full map

Schertz at a glance

  • Schertz is about 12 times as dense as Texas as a whole.
  • It is the 84th most populous of 1,795 cities and towns in Texas.
  • Households here earn a median of $99,948 a year, 27% more than the Texas figure of $78,476.
  • A typical owner-occupied home is valued at $317,100 (12% above Texas) and median rent is $1,659 a month.

Local data for Schertz, TX

Counts from official public data

Housing and community stats

Schertz, TX, American Community Survey 2020-2024

Full profile

Median household income

$99,948

Poverty rate

5.2%

Median home value

$317,100

Median rent

$1,659/mo

Homeownership

78.4%

Bachelor's or higher

39.8%

Median age

38.6

Average commute

31.7 min

Largest reported origins and ancestries: Mexican Americans (12,778), German Americans (6,380), Irish Americans (3,809).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Guadalupe County. PPP loans are for Schertz.

Details

Unemployment rate

4.4%

Aug 2026, +0.2 pts in a year

Average annual pay

$61,162

49,773 jobs, 2025

Income per person

$61,610

BEA, 2024

Federal spending

$1.5B

FY 2026, $8,708 per person

PPP loans

$73.7M

978 loans, 8,917 jobs reported

Guadalupe County economyFederal spendingPPP loans

How people get to work

Schertz, TX, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone73.4%
  • Carpooled9.2%
  • Public transit0.0%
  • Walked0.8%
  • Bicycle0.1%
  • Taxi, ride-hailing, motorcycle or other0.8%
  • Worked from home15.6%

Average one-way commute: 31.7 minutes for people who do not work from home.

Environment and hazard risk

Schertz, TX, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: tornado

Storm events since 1996

419

Countywide, mostly flash flood

Flood insurance policies

2,244

3.6% of homes, county

July high / Jan low

96° / 41°F

Hazards, floods and storm historyCheck a flood zone2 historic places

Health statistics

Share of adults in Schertz, TX, CDC PLACES estimates

All 40 measures

Obesity

33.4%

U.S. 33.3% about the same

Diabetes

12.1%

U.S. 12.1% about the same

Smoking

11.3%

U.S. 12.8% -1.5 pts

Uninsured (18-64)

13.0%

U.S. 11.1% +1.9 pts

ZIP codes in Schertz

2 in or overlapping Schertz. Population shown

·

Cities near Schertz

NameDistanceLand area (sq mi)
Universal CityCity2.3 mi5.6
Randolph AFBCensus-designated place2.5 mi4.1
CiboloCity3.1 mi21.1
SelmaCity3.3 mi5
Live OakCity4.2 mi4.8
ConverseCity4.6 mi9.4
Garden RidgeCity5.6 mi7.1
Santa ClaraCity7.5 mi2.3
MarionCity7.6 mi0.8
WindcrestCity7.8 mi2.1
ZuehlCensus-designated place8.2 mi5.3
New BerlinCity9.9 mi9.6
KirbyCity9.9 mi2
St. HedwigTown10 mi29.6
Terrell HillsCity12 mi1.6
China GroveTown12 mi4.3

Frequently asked questions

What county is Schertz, TX in?
Schertz is in Guadalupe County, Texas.
What ZIP codes are in Schertz, TX?
ZIP codes in or overlapping Schertz include 78108, 78154.
What is the population of Schertz, TX?
About 44,050 people live in Schertz, based on American Community Survey 5-year estimates.
What cities are near Schertz?
Nearby places include Universal City (2.3 mi), Randolph AFB (2.5 mi), Cibolo (3.1 mi), Selma (3.3 mi), Live Oak (4.2 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023