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ZIP Code 45420
Kettering, OH, Montgomery County
Population
24,411
Land area
6.4sq mi
People per sq mi
3,788
City
Kettering
ZIP 45420 and nearby ZIP codes
ZIP 45420 at a glance
- ZIP 45420 (Kettering) is about 13 times as dense as Ohio as a whole.
- Households here earn a median of $60,588 a year, 15% less than the Ohio figure of $71,389.
- A typical owner-occupied home is valued at $131,300 (39% below Ohio) and median rent is $985 a month.
Local data for ZIP 45420
Counts from official public data
Housing and community stats
ZIP 45420, American Community Survey 2020-2024
Median household income
$60,588
Poverty rate
13.2%
Median home value
$131,300
Prices +6.4% in a year
Median rent
$985/mo
Homeownership
62.4%
Bachelor's or higher
27.9%
Median age
36.8
Average commute
21.2 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
329
ZIP Business Patterns 2023
Employees
7,240
$373M annual payroll
PPP loans
$38.6M
377 loans
Campaign donations
$37.3K
37% D, 24% R, 2026 cycle
Environment and hazard risk
ZIP 45420, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: strong wind
Storm events since 1996
907
Countywide, mostly thunderstorm wind
Flood insurance policies
946
0.5% of homes, county
July high / Jan low
87° / 20°F
41.6 inches of rain a year
Health statistics
Share of adults in ZIP 45420, CDC PLACES estimates
Obesity
36.4%
U.S. 33.3% +3.1 pts
Diabetes
13.0%
U.S. 12.1% +0.9 pts
Smoking
16.7%
U.S. 12.8% +3.9 pts
Uninsured (18-64)
8.3%
U.S. 11.1% -2.8 pts
Frequently asked questions
- What city is ZIP code 45420?
- ZIP code 45420 is in Kettering, OH (Montgomery County).
- What county is ZIP code 45420 in?
- ZIP code 45420 is mostly in Montgomery County, Ohio.
- How many people live in ZIP code 45420?
- About 24,411 people live in the 45420 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.