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ZIP Code 45440
Kettering, OH, Montgomery County
Population
22,358
Land area
9.2sq mi
People per sq mi
2,431
City
Kettering
ZIP 45440 and nearby ZIP codes
ZIP 45440 at a glance
- ZIP 45440 (Kettering) is about 8.4 times as dense as Ohio as a whole.
- Households here earn a median of $82,383 a year, 15% more than the Ohio figure of $71,389.
- A typical owner-occupied home is valued at $267,900 (25% above Ohio) and median rent is $1,164 a month.
Local data for ZIP 45440
Counts from official public data
Housing and community stats
ZIP 45440, American Community Survey 2020-2024
Median household income
$82,383
Poverty rate
11.5%
Median home value
$267,900
Prices +3.3% in a year
Median rent
$1,164/mo
Homeownership
62.4%
Bachelor's or higher
45.5%
Median age
39.9
Average commute
21.2 min
Economy and federal money
Businesses, pandemic loans and political donations
Business establishments
500
ZIP Business Patterns 2023
Employees
8,039
$355M annual payroll
PPP loans
$40.84M
500 loans
Campaign donations
$95.69K
20% D, 26% R, 2026 cycle
Environment and hazard risk
ZIP 45440, from FEMA, NOAA and EPA
Natural hazard risk
Relatively Moderate
Top: strong wind
Storm events since 1996
907
Countywide, mostly thunderstorm wind
Flood insurance policies
946
0.5% of homes, county
July high / Jan low
87° / 20°F
41.6 inches of rain a year
Health statistics
Share of adults in ZIP 45440, CDC PLACES estimates
Obesity
34.5%
U.S. 33.3% +1.2 pts
Diabetes
11.7%
U.S. 12.1% about the same
Smoking
11.7%
U.S. 12.8% -1.1 pts
Uninsured (18-64)
6.3%
U.S. 11.1% -4.8 pts
Cities in ZIP 45440
ZIP codes near 45440
| Name | Distance | Land area (sq mi) |
|---|---|---|
| 45305Bellbrook | 2.7 mi | 13.8 |
| 45459Centerville | 3.2 mi | 14.2 |
| 45430Beavercreek | 3.3 mi | 4.8 |
| 45420Kettering | 3.4 mi | 6.4 |
| 45429Kettering | 3.4 mi | 9.9 |
| 45419Oakwood | 4.4 mi | 3.7 |
| 45432Beavercreek | 4.8 mi | 7.1 |
| 45301Beavercreek | 5.4 mi | 0.1 |
| 45458Centerville | 5.5 mi | 19.9 |
| 45370Spring Valley | 5.6 mi | 16.7 |
| 45410Dayton | 5.9 mi | 2.4 |
| 45409Kettering | 5.9 mi | 3.7 |
Frequently asked questions
- What city is ZIP code 45440?
- ZIP code 45440 is in Kettering, OH (Montgomery County).
- What county is ZIP code 45440 in?
- ZIP code 45440 is mostly in Montgomery County, Ohio.
- How many people live in ZIP code 45440?
- About 22,358 people live in the 45440 ZIP Code Tabulation Area, based on American Community Survey 5-year estimates.
Source: U.S. Census Bureau (ZIP Code Tabulation Areas, American Community Survey) · Data as of 12/31/2023. ZIP Code Tabulation Areas closely match, but are not identical to, USPS ZIP code delivery areas.