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Kettering, OH

City in Montgomery County, Ohio. ZIP codes: 45409, 45419, 45420, 45429, 45440.

Population

57,206

Land area

18.7sq mi

People per sq mi

3,057

ZIP codes

5

Kettering and its ZIP codes

Full map

Kettering at a glance

  • Kettering is about 11 times as dense as Ohio as a whole.
  • By population, it ranks 13th among 1,264 cities and towns in Ohio.
  • The median household income is $74,681, 5% above the Ohio median of $71,389.
  • A typical owner-occupied home is valued at $208,500 and median rent is $1,051 a month.

Local data for Kettering, OH

Counts from official public data

Housing and community stats

Kettering, OH, American Community Survey 2020-2024

Full profile

Median household income

$74,681

Poverty rate

8.3%

Median home value

$208,500

Median rent

$1,051/mo

Homeownership

64.9%

Bachelor's or higher

41.7%

Median age

38.5

Average commute

20.3 min

Largest reported origins and ancestries: German Americans (15,600), Irish Americans (8,599), Italian Americans (2,490).

Home values and rentsIncome, education and commute

Economy and federal money

Jobs, pay, income and spending are for Montgomery County. PPP loans are for Kettering.

Details

Unemployment rate

3.9%

Aug 2026, -1.0 pts in a year

Average annual pay

$63,788

251,925 jobs, 2025

Income per person

$60,796

BEA, 2024

Federal spending

$5.15B

FY 2026, $9,584 per person

PPP loans

$172M

1,799 loans, 20,079 jobs reported

Montgomery County economyFederal spendingPPP loans

How people get to work

Kettering, OH, workers 16 and older. American Community Survey 5-year estimates

  • Drove alone76.3%
  • Carpooled8.2%
  • Public transit0.9%
  • Walked1.2%
  • Bicycle0.2%
  • Taxi, ride-hailing, motorcycle or other0.7%
  • Worked from home12.6%

Average one-way commute: 20.3 minutes for people who do not work from home.

Environment and hazard risk

Kettering, OH, from FEMA, NOAA and EPA

Full report

Natural hazard risk

Relatively Moderate

Top: strong wind

Storm events since 1996

907

Countywide, mostly thunderstorm wind

Flood insurance policies

946

0.5% of homes, county

July high / Jan low

87° / 20°F

41.6 inches of rain a year

Hazards, floods and storm historyCheck a flood zone2 historic places

Health statistics

Share of adults in Kettering, OH, CDC PLACES estimates

All 40 measures

Obesity

33.5%

U.S. 33.3% about the same

Diabetes

12.0%

U.S. 12.1% about the same

Smoking

12.9%

U.S. 12.8% about the same

Uninsured (18-64)

6.5%

U.S. 11.1% -4.6 pts

ZIP codes in Kettering

5 in or overlapping Kettering. Population shown

·

Cities near Kettering

NameDistanceLand area (sq mi)
OakwoodCity1.9 mi2.2
MoraineCity4 mi9.3
CentervilleCity4.6 mi11
West CarrolltonCity5.2 mi6.4
BellbrookCity5.6 mi3.1
BeavercreekCity5.8 mi26.6
DaytonCity6.1 mi55.8
RiversideCity7.6 mi9.7
DrexelCensus-designated place7.7 mi2.2
MiamisburgCity7.8 mi12.3
ShilohCensus-designated place8.6 mi3.9
Fort McKinleyCensus-designated place8.7 mi1.3
Five PointsCensus-designated place9.6 mi2.1
Spring ValleyVillage10 mi0.3
Wright-Patterson AFBCensus-designated place10 mi9.9
SpringboroCity11 mi9.2

Frequently asked questions

What county is Kettering, OH in?
Kettering is in Montgomery County, Ohio.
What ZIP codes are in Kettering, OH?
ZIP codes in or overlapping Kettering include 45409, 45419, 45420, 45429, 45440.
What is the population of Kettering, OH?
About 57,206 people live in Kettering, based on American Community Survey 5-year estimates.
What cities are near Kettering?
Nearby places include Oakwood (1.9 mi), Moraine (4 mi), Centerville (4.6 mi), West Carrollton (5.2 mi), Bellbrook (5.6 mi).

Source: U.S. Census Bureau (TIGER/Line boundaries, American Community Survey) · Data as of 12/31/2023