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Northridge Community Credit Union

Virginia, MN. NCUA charter 61257. Figures as of 06/30/2026.

Total assets
$113M
Members
8,014
Locations
5
Net worth ratio
15.60%
7% or more is well capitalized

Details

Main office
921 17th St S, Virginia, MN 55792
Charter
State charter. NCUA charter 61257
Year opened
1957
Loans
$89.3M
Member deposits
$94.35M
Delinquent loans
4.18% of loans (60 days or more past due)
Employees
36
Designations
Low-income designated credit union

Northridge Community Credit Union locations

Main office first, then by state and city

Swipe the table sideways to see more columns.

OfficeAddressPhone
Virginia OfficeMain office921 17th St S, Virginia, MN, 55792(218) 748-2609
Biwabik Office222 Main St S, Biwabik, MN, 55708(218) 865-6143
Ely Office1321 E Sheridan St, Ely, MN, 55731(218) 365-3297

Frequently asked questions

How big is Northridge Community Credit Union?
As of 06/30/2026, Northridge Community Credit Union reported $113M in total assets and 8,014 members.
Is Northridge Community Credit Union federally insured?
Yes. Northridge Community Credit Union files call reports with the NCUA as a federally insured credit union. Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per ownership category.
What is a net worth ratio?
Net worth divided by total assets. The NCUA considers a credit union well capitalized at 7% or more. Most credit unions are well above that level.
Who can join a credit union?
Each credit union has a field of membership, such as people who live or work in an area, employees of certain companies, or members of a group. Check with the credit union directly.

Source: National Credit Union Administration, Call Report Data and Credit Union Branch Information · Quarter ending 06/30/2026