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Risk: Relatively Low

Jackson County, AL Environment & Hazard Risk

Relatively Low natural hazard risk, led by tornado. 1,141 storm events since 1996.

Expected yearly loss
$29.37M
Relatively Low nationally
Storm events since 1996
1,141
Most often thunderstorm wind
Flood insurance policies
117
0.5% of homes
Hurricanes nearby
0
1 tropical storm or stronger since 1995

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Low

Score 79.0 of 100

Social vulnerability

Relatively High

Score 77.7 of 100

Community resilience

Relatively Low

Score 27.1 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $11.84B · Agriculture value exposed: $198M · Risk-adjusted yearly loss: $42M

Risk by hazard

  • TornadoRelatively High$6.42M/yr expected annual loss, about 1.1 events a year
  • LightningRelatively High$810K/yr expected annual loss, about 61 events a year
  • Strong windRelatively High$1.34M/yr expected annual loss, about 5.6 events a year
  • EarthquakeRelatively Low$2.19M/yr expected annual loss, about once every 288 years
  • DroughtRelatively Moderate$829K/yr expected annual loss, about 33 events a year
  • Cold waveRelatively Moderate$3.31M/yr expected annual loss, about 1.6 events a year
  • Winter weatherRelatively Moderate$155K/yr expected annual loss, about 5.0 events a year
  • LandslideRelatively Low$6,549/yr expected annual loss, about 1.3 events a year
  • Ice stormRelatively Moderate$132K/yr expected annual loss, about once every 1 year
  • WildfireVery Low$66.72K/yr expected annual loss, about once every 522 years
  • HurricaneRelatively Low$140K/yr expected annual loss, about once every 44 years
  • Heat waveRelatively Low$324K/yr expected annual loss, about 4.1 events a year
  • HailRelatively Low$172K/yr expected annual loss, about 4.5 events a year

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
117 of 23,650 (0.5%)
Homes in high-risk flood zones
895
Insured in high-risk zones
96 (11%)
Flood claims since 1978
69
Claims paid since 1978
$664K

Flood claims paid per year

Flood claims paid per year in Jackson County
  • Early winter storms$36.71K · 3 claims
  • Flooding$25.59K · 4 claims
  • Hurricane Frederic$23.8K · 1 claim

Storm history

Since 1996: 1,141 events, 14 deaths, $26.59M in damage

  • Thunderstorm Wind610
  • Hail119
  • Flash Flood56
  • Frost/Freeze54
  • Tornado52 · 12 deaths
  • Drought51
  • Winter Weather42
  • Flood30
  • Heat24
  • Cold/Wind Chill20

Events per year

Storm events per year in Jackson County

64 tornadoes on record (EF0 16, EF1 18, EF2 4, EF3 2, EF4 3, F0 6, F1 7, F2 4, F3 4).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • TornadoEF4, 24.18 mi path, 1,260 yd wide04/27/2011

    Hodge, Jackson County

    6 deaths

    What happened

    A violent long track tornado began it's life about 3 miles northeast of Section producing damage of EF-0 to EF-1 intensity with peak wind speeds of 70 to 90 mph, snapping or uprooting several softwood and hardwood trees. The tornado rapidly intensified and began producing high end EF-3 to low end EF-4 damage within a matter of minutes, with peak wind speeds of 150 to 170 mph, and a path width of 1/2 to 3/4 mile as it roared into areas northeast of Pisgah and north of Rosalie. Residents interviewed remarked that up to 3 tornadoes merged into one very large tornado. There was evidence of this in the damage swath.||The tornado swarmed several mobile homes and block foundation homes in its path, snapping or uprooting thousands of trees. Numerous trees were debarked in the process. The tornado leveled at least 2 mobile homes and swept their remains hundreds of yards downwind. Three were killed in 3 separate residences (6 total fatalities - 2 in Pisgah and 4 in the Higdon/Flat Rock communities). Several vehicles were launched or swept several yards in different directions, in a few cases up to 50 yards. The Friendship Church roof was heavily damaged. Several farms were also...

  • TornadoEF2, 5.12 mi path, 206 yd wide11/30/2016

    Roslie, Jackson County

    3 deaths

    What happened

    Sporadic damage was first observed along CR-71, north of Pisgah with much more widespread tree and structure damage observed CR-71 and CR-60, entering into Rosalie, where the tornado was suspected to touch down. Numerous hardwood and pine softwood trees were observed to be uprooted or snapped along with several wooden power line poles snapped. As the tornado moved east-northeast, nearly on top of CR-71, roof damage was reported to a brick church. Additionally, a large two story wooden structure (used for church related receptions) was heavily damaged. Damage indicators for that structure were related to a small barn. EF-1 damage was recorded for the area around the church with winds approximately 100 mph.||EF-2 damage was observed nearly one quarter mile further ENE along CR-71. A long, one story strip mall was destroyed (Rosalie Plaza Grocery). The assessment team noted that the roof was not strapped down and that cinder blocks were only held together by mortar. It was determined that the tornado likely blew the roof off the structure which quickly led to the block walls to collapse. Winds of 125 mph were estimated.||Additional EF-2 damage was reported one quarter to one...

  • TornadoEF4, 10.9 mi path, 660 yd wide02/06/2008

    Pisgah, Jackson County

    1 death, 12 injured

    What happened

    Representatives from the National Weather Service and the Jackson County Emergency Management Agency conducted a storm survey of damage that occurred in Jackson County, Alabama early in the morning of February 6, 2008.||The damage was determined to originate from a strong tornado, which at its peak had winds of at least 180 MPH, giving it a rating of EF-4 on the Enhanced Fujita Scale. The most significant damage occurred at the corner of County Road 60 and 177, between the Rosalie and Pisgah communities in eastern Jackson County. This is also approximately the location where one fatality occurred. Trees along the tornado path were snapped and in some cases shredded, several houses were swept from their foundations, and a large section of a chicken house collapsed. Several large hay bales (weighing 2,500 pounds) were blown apart or tossed around.

  • Lightning08/12/2001

    Bryant, Jackson County

    1 death, 4 injured

    What happened

    A minor traffic accident occurred on SR 73 in Bryant. A group of three fire fighters and two other men were standing next to the accident scene when lightning struck a tree nearby. One man in his 60's was killed and four others received injuries of varying intensity.

  • TornadoEF3, 3.95 mi path, 880 yd wide05/09/2024

    Pisgah, Jackson County

    7 injured, $4.5M damage

    What happened

    A tornado touched down on Highway 71 in Jackson County, snapping hard and softwood trees to begin its path. The tornado continued between County Roads 425 and 322, producing minor damage to the roof of a small farm building. The tornado then overturned a camper along County Road 422 requiring hospitalization including one experiencing blunt force trauma and another being a pregnant female. Five others with minor injuries were treated on the scene. Also at this location, a well-built home was partially destroyed. A mobile home was moved off its foundation here as well, with a third of the roof of a hay barn and a horse trailer destroyed. Projectiles were found in the field across the street from this home, with 2x4s impaled a foot to 18 in the ground at this location. Further south and east along State Road 40, large 100+ year old oak trees that were 4-5 foot in diameter were blown down onto a house, collapsing two exterior walls. Windows were sucked out at this location as well prior to the trees falling when the tornado passed just north of the house. Up the street, a well-built home sustained major damage when the tornado ripped the garage off of the house and sheared it to...

  • Strong Wind41 kt wind03/03/2023

    Jackson

    1 death

    What happened

    Windy conditions developed ahead of and immediately behind a line of severe thunderstorms. Sustained wind speeds of 25-35 mph gusted frequently from 40-50 mph at times. Trees and power lines were knocked down as a result of the winds.

Latest storm reports

Newest first

  • Thunderstorm Wind52 kt wind06/01/2026

    Hodge, Jackson County

    $8,000 damage

  • Thunderstorm Wind54 kt wind06/01/2026

    Letcher, Jackson County

    $8,000 damage

  • Thunderstorm Wind43 kt wind06/01/2026

    Hollytree, Jackson County

    $1,000 damage

  • Thunderstorm Wind48 kt wind06/01/2026

    Rosalie, Jackson County

    $1,000 damage

  • Flash Flood05/26/2026

    Kyles, Jackson County

  • Flash Flood05/26/2026

    Cedar Grove, Jackson County

  • Flash Flood05/26/2026

    Cedar Grove, Jackson County

  • Flood05/24/2026

    Pikeville, Jackson County

Hurricanes and tropical storms

Storms whose track crossed Jackson County, with the wind when it passed

Drinking water

8 community water systems serve about 114,741 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Scottsboro 2 NE, 2.9 mi from the county center

Summer highs peak around 88°F in Jul and winter lows bottom out near 30°F in Jan. About 55.1 inches of rain falls in a typical year.

MonthHighLowRain
Jan51°F30°F5.75 in
Feb56°F33°F5.66 in
Mar64°F39°F5.80 in
Apr73°F47°F4.32 in
May79°F56°F3.64 in
Jun86°F64°F4.25 in
Jul88°F68°F4.75 in
Aug88°F67°F3.33 in
Sep83°F60°F4.07 in
Oct73°F48°F3.62 in
Nov62°F37°F4.41 in
Dec54°F33°F5.51 in
Year60°F average55.1 in

Pollution sites

0 Superfund sites and 6 toxic release facilities in Jackson County

Superfund sites

None in this county.

Toxic release facilities

Total: 796,845 lbs in 2024, 391,370 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk6 historic places

Frequently asked questions

How risky is Jackson County for natural disasters?
FEMA rates Jackson County relatively low for overall natural hazard risk, with expected losses of $29.37M a year. The highest-rated hazards are tornado (relatively high), lightning (relatively high), strong wind (relatively high).
What storms are most common in Jackson County?
Since 1996, NOAA recorded 1,141 storm events affecting Jackson County, most often thunderstorm wind (610), hail (119), flash flood (56).
How many tornadoes have hit Jackson County?
64 tornadoes have been recorded in Jackson County since 1950, including 9 rated F3/EF3 or stronger.
How many homes in Jackson County have flood insurance?
117 residential flood insurance policies are in force in Jackson County, covering about 0.5% of homes. The program has paid $664K on 69 claims here since 1978.
What is the weather like in Jackson County?
At Scottsboro 2 NE, average highs reach 88°F in Jul and lows fall to 30°F in Jan, with 55.1 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.