Alabama Environment & Hazard Risk
4 counties rated high or very high risk. 38,009 storm events since 1996, #22 among states.
- Expected yearly loss
- $2.5B
- $500 per person
- Storm events since 1996
- 38,009
- Most often thunderstorm wind
- Flood insurance policies
- 25,579
- $1.2B in claims paid
- Superfund sites
- 16
- 559 toxic release facilities
Risk by county
FEMA National Risk Index rating, highest risk first
| County | Overall risk | Top hazard | Flood policies | Flood claims paid |
|---|---|---|---|---|
| Mobile County | High | Hurricane | 5,422 | $369M |
| Jefferson County | High | Tornado | 1,129 | $47.4M |
| Baldwin County | High | Hurricane | 9,007 | $659M |
| Madison County | High | Tornado | 3,053 | $11.6M |
| Montgomery County | Moderate | Lightning | 725 | $6.7M |
| Tuscaloosa County | Moderate | Tornado | 539 | $3.4M |
| Shelby County | Moderate | Tornado | 491 | $19.2M |
| Morgan County | Moderate | Tornado | 426 | $3M |
| Calhoun County | Moderate | Tornado | 292 | $706K |
| Houston County | Moderate | Tornado | 312 | $4.1M |
| Etowah County | Moderate | Tornado | 212 | $815K |
| Marshall County | Moderate | Tornado | 71 | $1M |
| Lauderdale County | Moderate | Strong wind | 128 | $1.4M |
| Escambia County | Moderate | Hurricane | 86 | $13.8M |
| Talladega County | Moderate | Tornado | 310 | $2.1M |
| Coffee County | Moderate | Hurricane | 151 | $17.7M |
| Walker County | Moderate | Tornado | 70 | $686K |
| Covington County | Moderate | Lightning | 92 | $397K |
| Cullman County | Moderate | Strong wind | 77 | $564K |
| Colbert County | Low | Strong wind | 81 | $1.9M |
| DeKalb County | Low | Strong wind | 51 | $1M |
| Limestone County | Low | Cold wave | 218 | $671K |
| Lee County | Low | Heat wave | 250 | $511K |
| Jackson County | Low | Tornado | 117 | $664K |
| Elmore County | Low | Heat wave | 311 | $1.1M |
| St. Clair County | Low | Tornado | 301 | $1.4M |
| Dallas County | Low | Lightning | 192 | $2M |
| Choctaw County | Low | Hurricane | 27 | $563K |
| Lawrence County | Low | Tornado | 58 | $792K |
| Marion County | Low | Lightning | 22 | $170K |
| Blount County | Low | Tornado | 23 | $814K |
| Dale County | Low | Hurricane | 67 | $3.7M |
| Franklin County | Low | Tornado | 15 | $52.1K |
| Tallapoosa County | Low | Heat wave | 84 | $57.5K |
| Cherokee County | Low | Drought | 170 | $387K |
| Winston County | Low | Landslide | 30 | $130K |
| Autauga County | Low | Heat wave | 185 | $1.4M |
| Russell County | Low | Lightning | 60 | $1.1M |
| Chilton County | Low | Tornado | 25 | $78.5K |
| Clarke County | Low | Hurricane | 28 | $895K |
| Geneva County | Low | Hurricane | 55 | $2.8M |
| Sumter County | Low | Tornado | 37 | $257K |
| Marengo County | Low | Strong wind | 66 | $187K |
| Monroe County | Low | Hurricane | 8 | $111K |
| Barbour County | Low | Hurricane | 30 | $695K |
| Chambers County | Low | Heat wave | 24 | $921K |
| Washington County | Low | Hurricane | 9 | $115K |
| Butler County | Low | Hurricane | 3 | $9,900 |
| Pickens County | Low | Heat wave | 58 | $1.2M |
| Pike County | Low | Hurricane | 12 | - |
| Henry County | Very Low | Hurricane | 28 | $467K |
| Bibb County | Very Low | Landslide | 17 | $33K |
| Hale County | Very Low | Lightning | 63 | $671K |
| Fayette County | Very Low | Landslide | 15 | - |
| Wilcox County | Very Low | Hurricane | 38 | $124K |
| Crenshaw County | Very Low | Hurricane | 3 | - |
| Lamar County | Very Low | Lightning | 14 | $66.6K |
| Conecuh County | Very Low | Hurricane | 3 | $62.5K |
| Randolph County | Very Low | Hurricane | 15 | $15.8K |
| Greene County | Very Low | Heat wave | 69 | $1.1M |
| Lowndes County | Very Low | Heat wave | 62 | $126K |
| Cleburne County | Very Low | Tornado | 3 | - |
| Clay County | Very Low | Wildfire | - | - |
| Bullock County | Very Low | Drought | 3 | $62.1K |
| Macon County | Very Low | Drought | 16 | $56K |
| Perry County | Very Low | Hurricane | 2 | $7,315 |
| Coosa County | Very Low | Wildfire | 18 | $186K |
Storm events by type
Since 1996: 697 deaths, $11.3B in property and crop damage
- Thunderstorm Wind16,613 · 33 deaths
- Hail6,644
- Flash Flood2,828 · 34 deaths
- Drought2,670
- Tornado2,184 · 410 deaths
- Heat1,073 · 41 deaths
- Lightning717 · 40 deaths
- Frost/Freeze592
- Winter Weather538 · 7 deaths
- Flood518 · 4 deaths
- Strong Wind473 · 12 deaths
- Winter Storm458 · 11 deaths
Events per year
Most damaging storms
Since 2017, ranked by deaths, injuries and damage
- TornadoEF4, 23.55 mi path, 1,600 yd wide03/03/2019
Bupree, Lee County
23 deaths, 90 injured
What happened
National Weather Service meteorologists surveyed damage in far southern Lee County and determined that it was consistent with an EF4 tornado, with maximum sustained winds near 170 mph.||This track is a continuation of a track that began in Macon County. The tornado crossed into Lee County near Lee Road 812 and tracked northeast to County Road 29 where it removed the roof and collapsed several cinder block walls of a church. The tornado continued to intensify as it approached County Road 11, where it peeled sheet metal off of the porch of a home and ripped some sheet metal off of two outdoor storage sheds and continued to uproot numerous pine trees. Debris from structures and their contents were strewn along a tree line to the east of their original location and some evidence of weak ground rowing was observed along the surface tornado path.||The tornado reached its peak intensity just south of the intersection of Lee County Road 36 and Lee County Road 39, where it rolled a manufactured home and emptied its contents nearby on the northern side of the track. Additional damage toward the southern portion of the track included the complete destruction of a house with all debris...
- Hurricane (Typhoon)09/15/2020
Baldwin Coastal
2 deaths, $236M damage
What happened
Hurricane Sally made landfall in Gulf Shores, AL at 5am on Wednesday, September 16th as a strong Category 2 hurricane with maximum sustained winds of 105 mph. Sally produced widespread wind, storm surge, and freshwater flooding across coastal AL and the western Florida Panhandle. Flood and wind damage also extended well inland into inland southwest Alabama and south central Alabama. Sally was an extremely slow moving hurricane, which prolonged and exacerbated the local impacts. The storm was moving at less than 5 mph at the time of landfall, resulting in a long duration of tropical storm and hurricane force winds, storm surge, and torrential rainfall. ||Storm surge and resultant damage was widespread and significant from Baldwin County eastward to Okaloosa County. The highest surge occurred in the bays and sounds of Alabama and the western Florida Panhandle, with generally lower values and lesser impacts on the immediate Gulf facing shores. A peak inundation of 7 to 9 feet above ground level was officially surveyed across some locations in the back bays and sounds of southeast Baldwin County, as well as the northern end of Escambia and Blackwater Bays. A larger area was...
- TornadoEF3, 22.3 mi path, 1,500 yd wide01/12/2023
Independence, Autauga County
7 deaths, 16 injured
What happened
National Weather Service meteorologists surveyed damage in northern Autauga County and determined that it was consistent with an EF3 tornado, with maximum winds near 150 mph. This long-track tornado began west of Highway 82, where timber damage occurred to farms near the community of Independence. The tornado crossed Highway 82 and strengthened as a manufactured home was rolled along Autauga County Road 40. Over the next two miles, the tornado rapidly strengthened as it approached the Old Kingston community, where EF3 damage began along County Road 43. At this location, at least three manufactured homes were obliterated with their frames thrown up to 100 yards. A pickup truck was sent airborne and landed 120 yards to the northeast, where a shallow crater was formed by its impact. The tornado became deadly as it impacted several homes along Sandy Ridge Road. The frame of a manufactured home at the western end of the road was thrown 250 yards to the north-northeast and came to rest in a field. Just downstream, several manufactured homes in a cluster were shredded and thrown considerable distances. Trees were snapped off relatively close to the ground and partially debarked. In...
- Hurricane (Typhoon)09/15/2020
Mobile Coastal
$76M damage
What happened
Hurricane Sally made landfall in Gulf Shores, AL at 5am on Wednesday, September 16th as a strong Category 2 hurricane with maximum sustained winds of 105 mph. Sally produced widespread wind, storm surge, and freshwater flooding across coastal AL and the western Florida Panhandle. Flood and wind damage also extended well inland into inland southwest Alabama and south central Alabama. Sally was an extremely slow moving hurricane, which prolonged and exacerbated the local impacts. The storm was moving at less than 5 mph at the time of landfall, resulting in a long duration of tropical storm and hurricane force winds, storm surge, and torrential rainfall. ||Storm surge and resultant damage was widespread and significant from Baldwin County eastward to Okaloosa County. The highest surge occurred in the bays and sounds of Alabama and the western Florida Panhandle, with generally lower values and lesser impacts on the immediate Gulf facing shores. A peak inundation of 7 to 9 feet above ground level was officially surveyed across some locations in the back bays and sounds of southeast Baldwin County, as well as the northern end of Escambia and Blackwater Bays. A larger area was...
- TornadoEF3, 32.45 mi path, 1,700 yd wide03/25/2021
Boiling Spgs, Calhoun County
6 deaths, 10 injured
What happened
National Weather Service meteorologists surveyed damage in Calhoun County and determined that it was consistent with an EF3 tornado, with maximum winds near 140 mph.||The tornado first touched down on Boiling Springs Road snapping and uprooting trees just north of Mitchellville Road. The tornado widened as it traveled northeast damaging structures along Boiling Springs Road, downing trees and power lines. A double wide mobile home was demolished on Simpson Bend Road. The tornado then produced extensive damage in the Macon community, destroying numerous mobile homes with moderate to major damage to several site built homes. In this area, tree damage was also extensive with numerous hardwoods snapped near the base along Ragan Chapel Road. As the tornado approached Highway 77, it reached its maximum intensity and was likely multi-vortex in nature based on the damage pattern. Here, a large swath of trees were snapped. A large factory, Precision Materials, sustained major damage. The entire structure and supporting frame of this large well built metal building was collapsed and bent inward. The owner said they received the tornado warning and moved all employees into a safe shelter...
- Thunderstorm Wind74 kt wind01/03/2017
Merritts Crossroads, Houston County
4 deaths, $100K damage
What happened
An NWS Survey Team determined that some damage in the Rehobeth area was caused by strong straight line winds on the southern flank of a tornado just to the north. Damage consisted of numerous large trees snapped or uprooted. One mobile home was split by a large tree, resulting in four fatalities. The damage pattern along this path was not convergent and was noticeably south of the path of the tornado vortex. Damage cost was estimated.
Flood insurance
National Flood Insurance Program policies and claims
25,579 homes in Alabama have flood insurance, about 1.3% of residential buildings. In high-risk flood zones, 18,305 of 62,310 homes (29%) are insured.
- Hurricane Ivan$355M · 6,877 claims
- Hurricane Katrina$288M · 5,655 claims
- Hurricane Sally$124M · 3,315 claims
- Hurricane Georges$69.5M · 4,569 claims
- Flooding$52.3M · 3,094 claims
- Mid-spring storms$47M · 1,085 claims
Drinking water
501 community water systems serve about 6,404,329 people
Since 2021, 61 systems reported 131 health-based violations. 53 systems had a violation of any kind still open at last report. These had the most:
- Dekalb-Jackson Water Supply DistrictServes 32,421 · Surface water · Local government12 health violations+2 monitoring or reporting
- Cwm Water AuthorityServes 1,749 · Purchased surface water · Local government11 health violations+76 monitoring or reporting
- Prichard Water Works BoardServes 29,190 · Purchased surface water · Local government8 health violations+10 monitoring or reporting
- Gilbertown, Utilities Board of Town ofServes 8,157 · Groundwater · Local government7 health violations+33 monitoring or reporting
- Sweet Water, the Ww & Sb of the Town ofServes 465 · Groundwater · Local government6 health violations+5 monitoring or reporting
- Jackson County Water AuthorityServes 7,968 · Purchased surface water · Local government5 health violations+7 monitoring or reporting
- Perdido Bay Water Sewer & FpdServes 12,765 · Groundwater · Local government4 health violations+1 monitoring or reporting
- Holtville Water SystemServes 12,600 · Purchased surface water · Local government4 health violations+8 monitoring or reporting
Select a county above to see every system that serves it.
Pollution sites
16 Superfund sites and 559 toxic release facilities
Superfund sites
- 35th AvenueProposed NPL Site, Birmingham
- Alabama Army Ammunition PlantFinal NPL Site, Childersburg
- Alabama Plating Company, Inc.Final NPL Site, Vincent
- American Brass Inc.Final NPL Site, Headland
- Anniston Army Depot (Southeast Industrial Area)Final NPL Site, Anniston
- Ciba-Geigy Corp. (Mcintosh Plant)Final NPL Site, Mcintosh
- Interstate Lead co. (Ilco)Final NPL Site, Leeds
- Olin Corp. (Mcintosh Plant)Final NPL Site, Mcintosh
Largest toxic releases
- Chemical Waste Management22.0 million lbs, Emelle
- Alabama River Cellulose LLC5.5 million lbs, Perdue Hill
- Outokumpu Stainless USA LLC5.2 million lbs, Calvert
- International Paper2.9 million lbs, Prattville
- Ssab Alabama Inc2.6 million lbs, Axis
- Georgia-Pacific Brewton LLC2.2 million lbs, Brewton
- Sanders Lead Co Inc.2.2 million lbs, Troy
- Westrock Coated Board LLC2.0 million lbs, Cottonton
Facilities in Alabama reported 83.2 million lbs of toxic releases in 2024, 28.2 million lbs of it into the air.
Frequently asked questions
- What is the biggest natural hazard in Alabama?
- By expected annual loss, hurricane costs the most in Alabama ($466M a year), according to FEMA's National Risk Index.
- How many storms hit Alabama each year?
- NOAA recorded 38,009 storm events in Alabama since 1996, about 1,226 a year. The most common type is thunderstorm wind.
- How many hurricanes have hit Alabama?
- Alabama has had 9 hurricane landfalls since 1851, including 2 major hurricanes of Category 3 or stronger.
- How many homes in Alabama have flood insurance?
- 25,579 residential flood insurance policies are in force in Alabama. Since 1978 the National Flood Insurance Program has paid $1.2B on 44,088 claims here.
- How many Superfund sites are in Alabama?
- Alabama has 16 Superfund sites on or deleted from EPA's National Priorities List.
Source: FEMA, NOAA, EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch each county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.