Orange County, NC Environment & Hazard Risk
Relatively Low natural hazard risk, led by winter weather. 525 storm events since 1996.
- Expected yearly loss
- $49.7M
- Relatively Low nationally
- Storm events since 1996
- 525
- Most often thunderstorm wind
- Flood insurance policies
- 621
- 1.5% of homes
- Hurricanes nearby
- 1
- 7 tropical storms or stronger since 1859
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 79.1 of 100
Social vulnerability
Very Low
Score 16.6 of 100
Community resilience
Very High
Score 93.6 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $30.3B · Agriculture value exposed: $48.6M · Risk-adjusted yearly loss: $42M
Risk by hazard
- Winter weatherRelatively High$373K/yr expected annual loss, about 7.4 events a year
- LightningRelatively High$1.2M/yr expected annual loss, about 47 events a year
- Heat waveRelatively Moderate$2.4M/yr expected annual loss, about 4.8 events a year
- HurricaneRelatively Moderate$3M/yr expected annual loss, about once every 9 years
- TornadoRelatively Moderate$5.2M/yr expected annual loss, about once every 7 years
- HailRelatively Moderate$906K/yr expected annual loss, about 4.4 events a year
- Strong windRelatively Moderate$1.4M/yr expected annual loss, about 1.6 events a year
- Ice stormRelatively Moderate$331K/yr expected annual loss, about 1.8 events a year
- EarthquakeRelatively Low$744K/yr expected annual loss, about once every 847 years
- DroughtRelatively Low$249K/yr expected annual loss, about 15 events a year
- LandslideVery Low$911/yr expected annual loss, about once every 6 years
- Cold waveRelatively Low$691K/yr expected annual loss, about once every 1 year
- WildfireVery Low$15.9K/yr expected annual loss, about once every 9,781 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: avalanche, coastal flooding, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 621 of 42,431 (1.5%)
- Homes in high-risk flood zones
- 409
- Insured in high-risk zones
- 205 (50%)
- Flood claims since 1978
- 568
- Claims paid since 1978
- $36.4M
Flood claims paid per year
- 2025 July TS Chantal$20.2M · 168 claims
- Hurricane Florence$5.3M · 83 claims
- Hurricane Fran$588K · 48 claims
- Hurricane Matthew$224K · 8 claims
- Hurricane Hanna$182K · 6 claims
- Hurricane Helene$54.2K · 2 claims
Storm history
Since 1996: 525 events, 5 deaths, $85.4M in damage
- Thunderstorm Wind254 · 2 deaths
- Flash Flood76 · 1 death
- Hail56
- Winter Weather38
- Winter Storm34
- Strong Wind15
- Lightning10 · 2 deaths
- Tornado8
- Excessive Heat7
- High Wind4
Events per year
12 tornadoes on record (EF1 4, EF2 1, F0 4, F1 1, F2 1, F3 1).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Flood09/17/2018
Teer, Orange County
$31.4M damage
What happened
Torrential rainfall of 6 to 10 inches caused widespread flooding across the county, which caused flooding along the Eno River and other creeks and streams throughout the county. Additionally, water held in Jordan Lake from rainfall in its headwaters resulted in flooding along the lake into far southeast portions of the county. Flooding damaged approximately 276 structures throughout the county, destroying 1 and resulting in $26.4 million in property damage. Numerous roads were closed due to flooding. Numerous homes and businesses were flooded as well. While final losses on crops are not yet tallied, estimates around $5 million or more are possible.
- Flash Flood07/07/2025
Chapel Hill Wllms Ar, Orange County
$30M damage
What happened
There were numerous reports of stranded/submerged vehicles, washed out roadways, apartments and residential homes flooded, and law enforcement performed multiple water rescues, including one at Camelot Village. Total estimated damages may have exceeded 30 million across Orange County.
- Thunderstorm Wind50 kt wind06/28/2020
Chapel Hill Wllms Ar, Orange County
1 death, $50K damage
What happened
One tree fell on a mobile home in the 1200 block of Martin Luther King Boulevard, resulting in a fatality.
- Flash Flood07/07/2025
Mc Dade, Orange County
1 death, $20K damage
What happened
The vehicle of a 58 year old female on her way to work was submerged in flood waters. The victim was swept away upon trying to exit the vehicle.
- Thunderstorm Wind61 kt wind06/13/2013
Chapel Hill, Orange County
1 death, $3,000 damage
What happened
A large tree was blown down on the 300 Block of East Franklin Street killing a 20 year old female.
- Lightning06/11/2006
Hillsborough, Orange County
1 death
What happened
Tree fell on Interstate 85 near mile marker 168 when lightning struck a tree. One fatality when a motorcyclist struck the down tree.
Drinking water
29 community water systems serve about 113,607 people. Violations since 2021.
3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 8 systems had a violation of any kind still open at last report.
- Orange Water & Sewer AuthorityServes 86,500 · Surface water · Local governmentNo health violations+1 monitoring or reporting
- Hillsborough, Town ofServes 14,006 · Surface water · Local governmentNo health violations
- Orange-Alamance Water SystemServes 9,223 · Surface water · Private4 health violations+49 monitoring or reporting
- Stoneridge MasterServes 681 · Groundwater · PrivateNo health violations+5 monitoring or reporting
- Ridgewood MhpServes 330 · Groundwater · Private1 health violation+61 monitoring or reporting
- Birchwood MhpServes 312 · Groundwater · PrivateNo health violations+4 monitoring or reporting
- Robin`s WoodServes 246 · Groundwater · PrivateNo health violations+1 monitoring or reporting
- Maple Ridge MhpServes 216 · Groundwater · PrivateNo health violations+3 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
0 Superfund sites and 3 toxic release facilities in Orange County
Superfund sites
None in this county.
Toxic release facilities
- Industrial Connections & Solutions LLC2,320 lbs released, Mebane
- Armacell LLC1,591 lbs released, Mebane
- Wilmore Electronics Co Inc0 lbs released, Hillsborough
Total: 3,911 lbs in 2024, 1,022 lbs to air.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk28 historic places
Frequently asked questions
- How risky is Orange County for natural disasters?
- FEMA rates Orange County relatively low for overall natural hazard risk, with expected losses of $49.7M a year. The highest-rated hazards are winter weather (relatively high), lightning (relatively high), heat wave (relatively moderate).
- What storms are most common in Orange County?
- Since 1996, NOAA recorded 525 storm events affecting Orange County, most often thunderstorm wind (254), flash flood (76), hail (56).
- How many tornadoes have hit Orange County?
- 12 tornadoes have been recorded in Orange County since 1950, including 1 rated F3/EF3 or stronger.
- How many homes in Orange County have flood insurance?
- 621 residential flood insurance policies are in force in Orange County, covering about 1.5% of homes. The program has paid $36.4M on 568 claims here since 1978.
- What is the weather like in Orange County?
- At Durham 11 W, average highs reach 88°F in Jul and lows fall to 30°F in Jan, with 46.7 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.