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Risk: Relatively Moderate

Chaves County, NM Environment & Hazard Risk

Relatively Moderate natural hazard risk, led by drought. 694 storm events since 1996.

Expected yearly loss
$50.61M
Relatively Low nationally
Storm events since 1996
694
Most often hail
Flood insurance policies
282
1.1% of homes
Hurricanes nearby
0
Since 1851

Natural hazard risk

FEMA National Risk Index, December 2025

Overall risk

Relatively Moderate

Score 87.6 of 100

Social vulnerability

Relatively High

Score 73.3 of 100

Community resilience

Very Low

Score 4.3 of 100

Community resilience runs the other way: a higher rating means a community can recover faster.

Building value exposed: $13.17B · Agriculture value exposed: $521M · Risk-adjusted yearly loss: $72.47M

Risk by hazard

  • DroughtRelatively High$5.33M/yr expected annual loss, about 144 events a year
  • Strong windRelatively High$2.33M/yr expected annual loss, about once every 2 years
  • Winter weatherRelatively High$401K/yr expected annual loss, about 5.8 events a year
  • WildfireRelatively Moderate$1.5M/yr expected annual loss, about once every 368 years
  • Heat waveRelatively Moderate$2.21M/yr expected annual loss, about 4.5 events a year
  • LightningRelatively High$753K/yr expected annual loss, about 51 events a year
  • Ice stormRelatively High$448K/yr expected annual loss, about once every 2 years
  • HailRelatively Low$353K/yr expected annual loss, about 1.5 events a year
  • Volcanic activityVery Low$14/yr expected annual loss, about once every 10,000 years
  • HurricaneVery Low$20.25K/yr expected annual loss, about once every 100 years
  • Cold waveRelatively Low$380K/yr expected annual loss, about once every 6 years
  • EarthquakeVery Low$62.39K/yr expected annual loss, about once every 3,195 years
  • LandslideVery Low$167/yr expected annual loss, about 1.0 events a year
  • TornadoVery Low$182K/yr expected annual loss, about 1.0 events a year
  • AvalancheVery Low$1/yr expected annual loss, about once every 100 years

Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, riverine flooding, tsunami.

Flood risk and insurance

National Flood Insurance Program and FEMA flood maps

Check the flood zone for an address

Homes with flood insurance
282 of 25,124 (1.1%)
Homes in high-risk flood zones
1,107
Insured in high-risk zones
227 (21%)
Flood claims since 1978
132
Claims paid since 1978
$8.38M

Flood claims paid per year

Flood claims paid per year in Chaves County

Storm history

Since 1996: 694 events, 8 deaths, $521M in damage

  • Hail225
  • Drought126
  • Thunderstorm Wind106 · 1 death
  • High Wind75
  • Flash Flood61 · 6 deaths
  • Tornado25
  • Dust Storm21 · 1 death
  • Flood18
  • Heavy Snow15
  • Funnel Cloud12

Events per year

Storm events per year in Chaves County
22
16
24
19
8
8
12
26
21
9
26
9
27
29
67
39
53
79
68
21

53 tornadoes on record (EF0 8, EF2 1, F0 31, F1 8, F2 2).

Most damaging storms

Since 1996, ranked by deaths, injuries and damage

  • Flash Flood10/20/2024

    Roswell, Chaves County

    2 deaths, $500M damage

    What happened

    Historically bad flash flooding across Roswell, reported by numerous emergency officials and the public. Thunderstorms training over Roswell dumped an all-time one-day rainfall record of 5.78 at the Roswell Airport with numerous other public weather stations across town ranging from 4 to 9 inches. Major flooding was reported across the city and nearby low-lying areas south and west of town. Numerous vehicles were submerged in over 4 feet of water while several more were swept away. The Roswell Daily Record reported that as many as 500 rescues were carried out over the weekend during and after the flooding. Estimates have as many as 400 homes and 200 businesses facing significant damage. The Roswell Convention Center was hosting a UFO festival when flood waters up to 5 feet entered the building. Attendees were being rescued from the rooftop. Roswell's Spring River Zoo also suffered extensive damage including the loss of one donkey. Flood damage was also sustained to Roswell's Landfill and Wastewater Treatment Plant. All roads entering the city were closed by State Police. The city lost 4 fire trucks and 7 police patrol cars with numerous city facilities damaged. There is one...

  • Flash Flood07/15/1996

    Lake Arthur, Chaves County

    4 deaths

    What happened

    A woman and three children drowned when the car they were riding was swept off the pavement into Walnut Creek. The normally dry creek was running 4 feet deep over a dip in the road following heavy rain of 2 to 4 inches on the watershed 12 to 18 miles to the west. Rain had ended about 3 PM. Water began to fill the Spence Road low water crossing around 530PM. The vehicle entered the water at dark or about 9PM. The 48 year old male driver of the vehicle was rescued by other motorists.

  • Dust Storm02/27/2024

    Chaves County Plains

    1 death, 3 injured, $500K damage

    What happened

    Reports from the Dexter Fire Chief, Chaves County Emergency Manager and County Sheriff showed multiple multi-vehicle crashes between Roswell and Hagerman during this time. The relief route between West McGaffey Street and Sunset Place on the southwest side of Roswell was closed due to near zero visibility at 10:25 MST. A two vehicle crash was reported at 13:35 at Shuswap Road and Old Dexter Highway between Dexter and Hagerman from near zero visibility in blowing dust. A multi-vehicle crash involving seven vehicles was reported at Orchard Park Road and U.S. Highway 285 at 14:30 MST from low visibility in blowing dust. Additional cars became involved by 14:40 MST. Two passengers were trapped in a vehicle fire with one fatality. Responders reported they did not see the vehicle fire initially due to the brownout conditions. At 15:30 MST, another crash involving three vehicles was reported at Wilshire Boulevard and Main Street in Roswell from low visibility in blowing dust. The emergency manager also reported Roswell schools closed 12:00 MST.

  • Thunderstorm Wind50 kt wind07/15/2011

    Dexter, Chaves County

    1 death, $15K damage

    What happened

    The roof of a barn collapsed and killed an elderly man.

  • Flash Flood10/20/2024

    Hagerman, Chaves County

    $10M damage

    What happened

    The NM Department of Transportation reported river flooding along the Rio Felix south of Roswell overtopping and damaging the U.S. Highway 285 bridge, and overtopping the NM State Highway 2 bridge just north of Hagerman closing both bridges. Flooding from heavy rains and poor drainage also extended over much of Dexter just north of Hagerman. Damage is an estimate. A Flood Warning was issued and repeatedly extended until local reports of the water receding came from local Emergency Management.

  • TornadoEF2, 15.19 mi path, 350 yd wide03/12/2019

    Lake Arthur, Chaves County

    6 injured, $2M damage

    What happened

    Just before 6 pm MDT on Tuesday, March 12, 2019, a tornado touched down in Chaves County, about 15 miles south southwest of Dexter. The tornado moved north northeast for approximately 15 minutes before dissipating about one half mile northeast of the community of Dexter. Six people suffered minor injuries, and six homes were substantially damaged or completely destroyed. An additional dozen homes and structures also sustained minor to moderate damage. This was the first March tornado documented in Chaves County since 1959, and the earliest known EF1 or stronger tornado in the state of New Mexico. The last EF2 tornado in New Mexico occurred on May 23, 2012. Damage amounts are a rough estimate.

Latest storm reports

Newest first

  • Flash Flood07/19/2026

    Roswell, Chaves County

  • Thunderstorm Wind56 kt wind06/26/2026

    (Row)roswell Ind Airport, Chaves County

  • Flood06/04/2026

    Hagerman, Chaves County

  • Drought06/01/2026

    Chaves County Plains

  • Drought06/01/2026

    Southwest Chaves County

  • Drought05/01/2026

    Southwest Chaves County

  • Drought05/01/2026

    Chaves County Plains

  • High Wind58 kt wind04/26/2026

    Southwest Chaves County

Drinking water

10 community water systems serve about 63,200 people. Violations since 2021.

3 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 2 systems had a violation of any kind still open at last report.

Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.

Climate

1991-2020 normals at Roswell Ind Air Pk, 10 mi from the county center

Summer highs peak around 97°F in Jul and winter lows bottom out near 28°F in Jan. About 11.6 inches of rain falls in a typical year, with 9.6 inches of snow.

MonthHighLowRainSnow
Jan57°F28°F0.36 in2.4 in
Feb63°F33°F0.35 in1.1 in
Mar71°F39°F0.54 in0.7 in
Apr79°F47°F0.57 in-
May88°F57°F1.14 in-
Jun96°F66°F1.28 in-
Jul97°F70°F1.82 in-
Aug95°F69°F1.68 in-
Sep88°F61°F1.55 in-
Oct78°F49°F1.33 in0.4 in
Nov66°F36°F0.45 in1.2 in
Dec57°F28°F0.56 in3.8 in
Year63°F average11.6 in9.6 in

Pollution sites

2 Superfund sites and 3 toxic release facilities in Chaves County

Toxic release facilities

Total: 12.2 million lbs in 2024, 22,416 lbs to air.

Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk14 historic places

Frequently asked questions

How risky is Chaves County for natural disasters?
FEMA rates Chaves County relatively moderate for overall natural hazard risk, with expected losses of $50.61M a year. The highest-rated hazards are drought (relatively high), strong wind (relatively high), winter weather (relatively high).
What storms are most common in Chaves County?
Since 1996, NOAA recorded 694 storm events affecting Chaves County, most often hail (225), drought (126), thunderstorm wind (106).
How many tornadoes have hit Chaves County?
53 tornadoes have been recorded in Chaves County since 1950.
How many homes in Chaves County have flood insurance?
282 residential flood insurance policies are in force in Chaves County, covering about 1.1% of homes. The program has paid $8.38M on 132 claims here since 1978.
What is the weather like in Chaves County?
At Roswell Ind Air Pk, average highs reach 97°F in Jul and lows fall to 28°F in Jan, with 11.6 inches of rain a year (1991-2020 normals).

Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.