Harding County, NM Environment & Hazard Risk
Very Low natural hazard risk, led by wildfire. 244 storm events since 1996.
- Expected yearly loss
- $593K
- Very Low nationally
- Storm events since 1996
- 244
- Most often hail
- Hurricanes nearby
- 0
- Since 1851
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Very Low
Score 0.4 of 100
Social vulnerability
Relatively High
Score 62.9 of 100
Community resilience
Very Low
Score 18.5 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $293M · Agriculture value exposed: $17.3M · Risk-adjusted yearly loss: $756K
Risk by hazard
- WildfireRelatively Low$121K/yr expected annual loss, about once every 388 years
- DroughtVery Low$5,620/yr expected annual loss, about 109 events a year
- LandslideVery Low$103/yr expected annual loss, about once every 3 years
- Winter weatherVery Low$14.2K/yr expected annual loss, about 12 events a year
- AvalancheVery Low$4/yr expected annual loss, about once every 100 years
- Cold waveVery Low$15.2K/yr expected annual loss, about once every 2 years
- Heat waveVery Low$4,844/yr expected annual loss, about once every 2 years
- EarthquakeVery Low$4,067/yr expected annual loss, about once every 1,815 years
- HailVery Low$9,481/yr expected annual loss, about 1.8 events a year
- LightningVery Low$11.7K/yr expected annual loss, about 56 events a year
- TornadoVery Low$8,118/yr expected annual loss, about once every 3 years
- Strong windVery Low$8,139/yr expected annual loss, about once every 2 years
- Ice stormVery Low$59/yr expected annual loss, about once every 20 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes in high-risk flood zones
- 0
Storm history
Since 1996: 244 events, 0 deaths, $98.3K in damage
- Hail125
- Drought50
- Thunderstorm Wind22
- High Wind18
- Heavy Snow5
- Flash Flood5
- Tornado4
- Heavy Rain3
- Extreme Cold/Wind Chill3
- Blizzard2
Events per year
8 tornadoes on record (EF0 2, F0 4, F2 1, F3 1).
Drinking water
2 community water systems serve about 758 people. Violations since 2021.
1 system had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 1 system had a violation of any kind still open at last report.
- Roy (Village Of)Serves 498 · Groundwater · Local government1 health violation+1 monitoring or reporting
- Mosquero Water SystemServes 260 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Climate
1991-2020 normals at Mosquero 1 NE, 4 mi from the county center
Summer highs peak around 90°F in Jul and winter lows bottom out near 20°F in Jan. About 15.8 inches of rain falls in a typical year, with 19.5 inches of snow.
| Month | High | Low | Rain | Snow |
|---|---|---|---|---|
| Jan | 50°F | 20°F | 0.38 in | 2.8 in |
| Feb | 54°F | 22°F | 0.32 in | 2.7 in |
| Mar | 63°F | 29°F | 0.76 in | 3.2 in |
| Apr | 70°F | 35°F | 1.00 in | 2.0 in |
| May | 79°F | 45°F | 1.50 in | 0.2 in |
| Jun | 88°F | 55°F | 1.93 in | - |
| Jul | 90°F | 60°F | 2.54 in | - |
| Aug | 87°F | 58°F | 2.83 in | - |
| Sep | 81°F | 51°F | 2.07 in | - |
| Oct | 71°F | 39°F | 1.22 in | 1.1 in |
| Nov | 58°F | 28°F | 0.69 in | 2.8 in |
| Dec | 49°F | 21°F | 0.51 in | 4.7 in |
| Year | 54°F average | 15.8 in | 19.5 in | |
Pollution sites
0 Superfund sites and 0 toxic release facilities in Harding County
No Superfund sites or toxic release facilities in Harding County in our data.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk2 historic places
Frequently asked questions
- How risky is Harding County for natural disasters?
- FEMA rates Harding County very low for overall natural hazard risk, with expected losses of $593K a year. The highest-rated hazards are wildfire (relatively low), drought (very low), landslide (very low).
- What storms are most common in Harding County?
- Since 1996, NOAA recorded 244 storm events affecting Harding County, most often hail (125), drought (50), thunderstorm wind (22).
- How many tornadoes have hit Harding County?
- 8 tornadoes have been recorded in Harding County since 1950, including 1 rated F3/EF3 or stronger.
- What is the weather like in Harding County?
- At Mosquero 1 NE, average highs reach 90°F in Jul and lows fall to 20°F in Jan, with 15.8 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.