Taos County, NM Environment & Hazard Risk
Relatively Low natural hazard risk, led by wildfire. 493 storm events since 1996.
- Expected yearly loss
- $21.8M
- Relatively Low nationally
- Storm events since 1996
- 493
- Most often drought
- Flood insurance policies
- 96
- 0.6% of homes
- Hurricanes nearby
- 0
- Since 1851
Natural hazard risk
FEMA National Risk Index, December 2025
Overall risk
Relatively Low
Score 74.3 of 100
Social vulnerability
Very High
Score 89.2 of 100
Community resilience
Relatively Low
Score 36.1 of 100
Community resilience runs the other way: a higher rating means a community can recover faster.
Building value exposed: $8.1B · Agriculture value exposed: $9.8M · Risk-adjusted yearly loss: $34.3M
Risk by hazard
- WildfireRelatively Moderate$3.5M/yr expected annual loss, about once every 262 years
- AvalancheRelatively High$1.9M/yr expected annual loss, about once every 8 years
- Winter weatherRelatively High$340K/yr expected annual loss, about 25 events a year
- LandslideRelatively Moderate$53.7K/yr expected annual loss, about once every 1 year
- LightningRelatively High$696K/yr expected annual loss, about 70 events a year
- DroughtRelatively Low$241K/yr expected annual loss, about 111 events a year
- EarthquakeRelatively Low$339K/yr expected annual loss, about once every 503 years
- Cold waveRelatively Low$413K/yr expected annual loss, about once every 6 years
- TornadoVery Low$179K/yr expected annual loss, about once every 6 years
- HailVery Low$39.7K/yr expected annual loss, about once every 1 year
- Strong windVery Low$50K/yr expected annual loss, about once every 11 years
- Heat waveVery Low$8,804/yr expected annual loss, about once every 19 years
- Ice stormVery Low$2,368/yr expected annual loss, about once every 67 years
Bars show the national percentile score (0 to 100) for each hazard. Dollar figures are expected annual losses to buildings, people and crops. Not rated here: coastal flooding, hurricane, riverine flooding, tsunami, volcanic activity.
Flood risk and insurance
National Flood Insurance Program and FEMA flood maps
Check the flood zone for an address
- Homes with flood insurance
- 96 of 16,445 (0.6%)
- Homes in high-risk flood zones
- 770
- Insured in high-risk zones
- 60 (8%)
- Flood claims since 1978
- 24
- Claims paid since 1978
- $51.1K
Flood claims paid per year
Storm history
Since 1996: 493 events, 1 death, $10.6M in damage
- Drought232
- Heavy Snow140
- High Wind46
- Hail16
- Thunderstorm Wind13
- Flash Flood11
- Winter Storm8
- Winter Weather6
- Wildfire6
- Funnel Cloud2
Events per year
2 tornadoes on record (EF0 2).
Most damaging storms
Since 1996, ranked by deaths, injuries and damage
- Cold/Wind Chill12/28/1997
Taos, Taos County
1 death
What happened
A 62 year old Taos woman was found dead in the side yard of her home. The death appeared to be an accidental fall and exposure to subzero temperatures.
- Thunderstorm Wind78 kt wind12/15/2021
Taos, Taos County
$5M damage
What happened
Snow squall. An intense line of thunderstorms with rain and snow moved quickly through Taos County early in the morning. An AWOS station in Taos measured a peak wind gust of 62 mph, but damage estimates within the city and surrounding areas indicate wind speeds of 80 to 100 mph as these high winds caused extensive damage. These thunderstorms produced a 2.9 mile long swath of damage from Blueberry Hill Road to El Prado oriented in an east-northeast direction. Six to seven homes sustained roof damage while one single wide mobile home was moved off its foundation. Numerous trees were snapped at the base with other large limbs downed, and at least two power poles were snapped at their bases. Two homes sustained significant roof damage with the aluminum roofing peeled completely off the homes. On a two story home, three-quarters of its roof was missing with part of its second story destroyed. At another home, a trampoline was found fifty feet in the air stuck in a tree. A radio tower was also downed which resulted in a power outage to the northern half of the city. Several schools in the area cancelled classes for the day while government offices were also closed. Taos County...
- High Wind90 kt wind12/15/2021
Northern Sangre De Cristo Mountains
$2.5M damage
What happened
The weather station at Taos Ski Valley measured about twelve hours of wind speeds in excess of 58 mph with a peak wind gust of 103 mph. These high winds resulted in significant tree damage across Taos Ski Valley with numerous trees downed and splintered. A couple hundred acres of trees were completely flattened near the Wheeler Peak Condominiums. Ten to twenty acres of trees were downed at the El Funko area while another twenty acres of trees were downed near lift four at the ski resort. The Enchanted Forest Ski Site in Red River also reported numerous downed trees in their area. Taos County declared a State of Emergency due to the widespread wind damage. Damages are a rough estimate.
- Winter Storm09/09/2020
Tusas Mountains Including Chama
2 injured, $50K damage
What happened
Local media reported that fire and rescue teams evacuated around 50 campers at the Rio Chama RV park around 100 am due to falling tree branches. The weight of heavy snow on fully leafed out trees along with strong winds toppled dozens of large branches. At least one recreational vehicle was destroyed and another one was damaged. Minor injuries were reported however the extent of the injuries was not known. Damage amounts are estimated for total loss of two small RVs.
- Wildfire05/06/1996
Lama, Taos County
$1.5M damage
What happened
An escaped trash fire developed into a wind-driven raging forest fire exacerbated by hot temperatures and some of the driest fuel moisture conditions in 30 years. The fire exhibited extreme behavior and had consumed nearly 7000 acres of national forest within the first 24 hours. The fire destroyed over 30 structures and forced evacuations at both Questa and Red River.
- Lightning09/14/1999
Red River, Taos County
1 injured
What happened
A 40 year North Carolina man hiking on Wheeler Peak fell 100 feet after being struck by lightning.
Drinking water
43 community water systems serve about 19,890 people. Violations since 2021.
24 systems had health-based violations, such as a contaminant over the legal limit or a missed treatment step. 10 systems had a violation of any kind still open at last report.
- Taos Municipal Water SystemServes 5,528 · Groundwater · Local governmentNo health violations
- Questa Water SystemServes 2,337 · Groundwater · Local government2 health violations+2 monitoring or reporting
- El Prado Water & Sanitation DistrictServes 1,076 · Groundwater · Local government1 health violation
- Village of Taos Ski ValleyServes 1,025 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Llano Quemado MdwcaServes 800 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Ranchos De Taos MdwcaServes 750 · Groundwater · Local government18 health violations+5 monitoring or reporting
- Talpa MdwcaServes 700 · Groundwater · Local governmentNo health violations+1 monitoring or reporting
- Red River Water SystemServes 679 · Groundwater · Local government1 health violation+2 monitoring or reporting
Largest systems by population served. Monitoring and reporting violations mean required tests or notices were late or missing, not that the water was unsafe.
Pollution sites
1 Superfund site and 0 toxic release facilities in Taos County
Superfund sites
- Chevron Questa MineFinalQuesta
Toxic release facilities
None reporting in this county.
Superfund sitesToxic release facilitiesEPA inspections and enforcementAir toxics cancer risk32 historic places
Frequently asked questions
- How risky is Taos County for natural disasters?
- FEMA rates Taos County relatively low for overall natural hazard risk, with expected losses of $21.8M a year. The highest-rated hazards are wildfire (relatively moderate), avalanche (relatively high), winter weather (relatively high).
- What storms are most common in Taos County?
- Since 1996, NOAA recorded 493 storm events affecting Taos County, most often drought (232), heavy snow (140), high wind (46).
- How many tornadoes have hit Taos County?
- 2 tornadoes have been recorded in Taos County since 1950.
- How many homes in Taos County have flood insurance?
- 96 residential flood insurance policies are in force in Taos County, covering about 0.6% of homes. The program has paid $51.1K on 24 claims here since 1978.
- What is the weather like in Taos County?
- At Taos, average highs reach 87°F in Jul and lows fall to 12°F in Jan, with 12.7 inches of rain a year (1991-2020 normals).
Source: FEMA (National Risk Index, NFIP), NOAA (Storm Events, HURDAT2, Climate Normals), EPA · Last updated 08/01/2026 · Storm counts include events in forecast zones that touch the county. This product uses the FEMA OpenFEMA API, but is not endorsed by FEMA.